Nicholas Gopaul is a Series 66 licensed financial advisor with one year of industry experience. He is currently with Voya Financial Advisors, Inc., having previously worked at Fidelity Investments and in other roles including at GNC and FJ Auto Sales Ltd. He is based in Boston, MA. Voya Financial Advisors, Inc. serves a diverse client base including individual investors, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides comprehensive financial planning and portfolio management through various program structures, primarily offering non-discretionary advisory services alongside broker-dealer products.

James Wall is a CFP®-certified financial advisor with Oppenheimer in Boston, MA, where he has worked for 10 years. He holds Series 63 and Series 65 licenses and has a decade of industry experience. Oppenheimer serves individuals—including high-net-worth clients—corporations, pooled vehicles, and retirement plans, offering advisory programs such as discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm employs varied investment approaches including strategic and tactical asset allocation, manager selection, and periodic rebalancing.

Sean Brophy is a financial advisor at CIBC Private Wealth Advisors, Inc. in Boston, MA, holding a Series 65 designation. He has been with CIBC Private Wealth since 2014. CIBC Private Wealth Advisors provides investment and wealth advisory services to a diverse client base, including high net worth individuals, families, trusts, and investment companies. The firm offers customized portfolio management, financial and estate planning, and coordinated Family Office services, utilizing a governance structure and combining proprietary and external strategies in its investment approach.

Kevin Callaghan is a financial advisor at TIAA-CREF in Boston, MA, with 22 years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2012. Outside of his advisory role, he serves as president of Harvard Youth Lacrosse, an organization that provides lacrosse opportunities for children at Harvard. TIAA-CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm distinguishes between one-time planning services and ongoing discretionary management through various managed account programs.

Abbott Lawrence is a CFA® charterholder currently with Corient in Boston, MA. He has 13 years of industry experience, including a long tenure at Boston Common Asset Management prior to joining Corient in 2025. Corient provides investment advisory and financial planning services to a diverse client base that includes individuals, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach combining in-house strategies with third-party managers and employs continuous portfolio monitoring and risk management tools.

Jesse Thurman is a CFP® professional with eight years of industry experience, currently serving at Schwab Wealth Advisory, Inc. in Boston, MA. His prior roles include seven years at The Vanguard Group, Inc. and brief periods at Commonwealth Financial Network and Freedom Trail Financial. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across a variety of asset classes. The firm operates within the Charles Schwab ecosystem using standardized asset allocation models and research tools, with advisory decisions confirmed by clients.

Paul Reidy is a financial advisor at Integrity Alliance, LLC with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms, including Brokers International Financial Services and Capital Analysts LLC. Outside of advisory services, he is involved in fixed insurance sales through American Senior Benefits. Integrity Alliance is a large advisory network serving individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and both wrap and non-wrap programs, utilizing a range of investment approaches and third-party platforms.

Bernard Gillis is a financial advisor at Empower Advisory Group with three years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several organizations including Rise Private Wealth Management and Empower Financial Services, Inc. Outside of finance, his work history includes roles at The Cookie Monstah, Kingman Yacht Center, and the YMCA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and annual rebalancing through point-in-time financial plans and optional managed accounts.

Michael Dionne is a financial advisor at Integrated Wealth Concepts LLC in Rockland, MA, holding the ChFC® designation with 42 years of industry experience. He has been with Integrated Wealth Concepts and affiliated with LPL Financial since 2016. His professional activities have included work with disability, long-term care, and traditional life insurance products. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios using mutual funds, ETFs, individual equities, and fixed income with a primarily long-term investment approach.

Kent Forkner is a financial advisor at Cerity Partners LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Veriti Management LLC and Daintree Advisors LLC. Outside of his advisory role, he serves as a volunteer member of the investment committee for Christian Camps & Conferences, Inc., assisting with asset allocation and investment manager selection. Cerity Partners is an SEC-registered investment adviser serving individuals, families, trusts, corporations, charitable institutions, and other investors. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation tailored to each client’s profile.

Anthony Distasio is a financial advisor at Voya Financial Advisors, Inc. based in Boston, MA, holding Series 63 and Series 65 licenses with two years of industry experience. His prior positions include roles at John Hancock and Fidelity Investments, as well as experience in the hospitality sector. Voya Financial Advisors serves a diverse client base including individual and institutional investors, offering services such as financial planning, portfolio management, and plan-sponsor consulting. The firm provides advice primarily through non-discretionary arrangements and features both registered investment adviser and broker-dealer activities.

Matthew Flaherty is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Merrill and various non-financial service jobs. Outside of advising, he has worked in hospitality at Inn at Bay Pointe. Voya Financial Advisors, Inc. serves a diverse client base including individuals, retirement plan sponsors, charitable organizations, and corporations. The firm offers a variety of advisory services through multiple program structures, emphasizing recommendation-based, non-discretionary management for most assets.

Jay Lupica is a financial advisor at Focus Partners Wealth, LLC based in Hingham, MA. He holds a Series 65 designation and has 18 years of industry experience. He has been with The Colony Group, LLC since 2000. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework, combining active and passive strategies across various asset classes.

Anthony Maenhout is a financial advisor at Wealth Enhancement Advisory Services, LLC with five years of industry experience. He holds the Series 65 designation and previously worked at HighTower Advisors and Willis Towers Watson, with an academic background at Bentley University. Wealth Enhancement Advisory Services serves individuals, high-net-worth clients, corporations, and retirement plans. The firm offers financial planning and asset management through diversified, risk-class based allocations blending passive and active managers, supported by an internal Investment Committee and a range of implementation tools and services.

Lauren Dowling is a Series 66–licensed financial advisor with two years of industry experience. She is currently with Voya Financial Advisors, Inc., having joined in 2026 after working at Fidelity Investments. Dowling has also worked in hospitality and capital partners roles prior to her finance career. Voya Financial Advisors serves a diverse client base including individuals, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers comprehensive financial planning and portfolio management services through various program structures, emphasizing recommendation-based advice over discretionary management.

Patrick Robinson is a financial advisor with Capital Analysts in Braintree, MA, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His prior roles include positions at Lincoln Investment, Mutual of America Securities LLC, Mutual of America Life Insurance Company, and Jackson National Life Distributors LLC. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management supported by an in-house Investment Management & Research team and a proprietary mutual fund screening process, with various program options tailored to client needs.

Erick Caledonia is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding Series 63 and Series 65 credentials and having 27 years of industry experience. He has been with various Voya-affiliated entities since 2014. Voya Financial Advisors, Inc. serves a diverse client base including individual investors, retirement plan sponsors, charitable organizations, and corporations. The firm offers financial planning, portfolio management, and consulting services through multiple program structures, primarily providing non-discretionary advice to clients.

Patricia Rusu is a financial advisor with First Citizens Investor Services, Inc. based in Boston, MA. She holds Series 65 and Series 63 licenses and has 12 years of industry experience. Her prior experience includes roles at Morgan Stanley Private Bank and RBC Capital Markets. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers portfolio management, model portfolios, and automated investing platforms, focusing on client financial needs, risk tolerance, and diversified asset allocation.

Thomas Valeo is a financial advisor with Oppenheimer in Newburyport, MA, holding Series 63 and Series 65 licenses and bringing 55 years of industry experience. He has worked at Fahnestock & Co. Inc. since 2003. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides advisory and brokerage services with investment management, consulting, retirement services, and private-fund management, employing strategic and tactical asset allocation alongside various investment vehicles to meet client objectives.

William Steele is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. He holds Series 63 and Series 66 designations and has three years of industry experience. Prior to joining Voya, he worked at Fidelity Investments for four years in total. Voya Financial Advisors serves a diverse client base including individuals, retirement plan sponsors, charitable organizations, and corporations, offering services such as financial planning, portfolio management, and plan-sponsor consulting. The firm provides advice primarily through non-discretionary arrangements and operates both as an SEC-registered investment adviser and a broker-dealer.