Frederick Hess is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. Citigroup Global Markets is notable for its large institutional scale, multi-asset investment strategies, and unique market roles including in-house research and acting as a swap dealer and futures commission merchant.

Roger Greff is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Penn Mutual Life Insurance Company, Pruco Securities, LLC, and The Prudential Insurance Company of America. He also serves as a sales manager for multi-line insurance at Primary Financial and 1847 Financial, managing insurance sales and service for multiple carriers including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered platform combining advisory and broker-dealer services with substantial assets under management and utilizes third-party asset managers to tailor client portfolio strategies.

Michael Remak is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets and Citibank since 2010. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including in-house research and unique market roles such as swap dealing and futures commission merchant services.

Craig Durso is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with institutional scale alongside specialized market roles such as a swap dealer and futures commission merchant.

Michael Waldron is a CFP®-credentialed financial advisor with 29 years of industry experience. He is currently with &Partners and has previously worked at Wells Fargo Advisors, Bank of America, N.A., and Merrill. Waldron also owns and manages MT Waldron Advisors LLC, a separate financial practice based in Florham Park, NJ. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, and institutional organizations. The firm offers a range of investment management and financial planning services using both proprietary and third-party strategies, and operates as a registered investment adviser and broker-dealer.

Mark Murphy is a financial advisor with Primerica Advisors and Park Avenue Securities, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 39 years of industry experience, including long tenures at The Guardian Life Insurance Company of America and Primerica Advisors. Outside of his advisory work, he serves on multiple boards and is an author specializing in dental practice marketplace mergers and acquisitions. Park Avenue Securities LLC serves a diverse retail client base with both brokerage and advisory services, offering proprietary advisory programs and third-party manager platforms. The firm implements investment strategies through a combination of model portfolios, third-party managers, and digital advice solutions, supporting a range of assets and account-level services.

Thomas Shearer is a financial advisor at Oppenheimer with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Goldman, Sachs & Co., Morgan Stanley, and ICR. His tenure at Oppenheimer spans multiple periods beginning in 2022. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of investment programs and advisory services that include strategic asset allocation, manager selection, and both discretionary and non-discretionary portfolio management.

Candis Best is a CFP® and ChFC® credentialed financial advisor with four years of industry experience, currently with Eagle Strategies (NY Life). She has previously worked with Reveal Wealth and NYLife Securities LLC, and holds a role as a volunteer in the NYS Attorney Emeritus program. Eagle Strategies serves a wide range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailoring recommendations to client objectives and manages most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Justin Pollack is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Emma Cramm is a CFP® and holds a Series 66 license, with nine years of experience in financial advisory roles. She has worked at Goldman Sachs & Co. LLC since 2023 and previously spent six years at Raymond James Financial Services Advisors, Inc., as well as experience with Cadent Capital, LLC. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm provides comprehensive financial planning and portfolio management, leveraging strategic allocation models and offering access to specialized programs and alternative investments, supported by a range of fee arrangements and integrated resources across the Goldman Sachs network.

John Feeney is a financial advisor with Lincoln Investment in Cranford, NJ, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior work includes tenures at Axa Advisors, LLC and Valic Financial Advisors. He is also a Group Relationship Manager at Bergin Agency, focusing on employer-sponsored retirement plan relationships and plan design. Lincoln Investment serves individuals, charitable organizations, businesses, and many employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, utilizing both strategic and dynamic approaches overseen by an Investment Management & Research team.

Zachary Visconti is a financial advisor at Oppenheimer with one year of industry experience. He holds the Series 66 designation and has previous work experience at Jacobs Solutions, Fordham University, and the Metropolitan PGA. He was also employed by South Orangetown Central School District for six years. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a range of advisory programs spanning equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary management approaches.

Robert Haskins Jr. is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. His prior roles include positions at REX Shares LLC, the Chicago Bears, and academic institutions such as the University of Southern California and the University of Virginia. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.

Fei Yiu is a financial advisor with HSBC Securities (USA) Inc. in Chatham, NJ, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., and Ameriprise. Outside of his advisory work, he volunteers at the International Badminton Center in Edison, NJ, assisting with member sign-in and closings. HSBC Securities (USA) Inc. offers managed account programs to a variety of clients, including individuals, retirement accounts, charitable organizations, and corporations, with a range of client-directed and discretionary investment options. The firm’s investment approach combines strategic and tactical asset allocation developed with HSBC Global Asset Management and utilizes affiliated and third-party providers for fund selection and administrative services.

Breanne Meaney is a financial advisor at Citigroup Global Markets with 13 years of industry experience. She holds the Series 66 designation and has been with Citigroup since 2016. Located in New York, NY, her background is focused within this global financial institution. Citigroup Global Markets serves individual and institutional clients across various segments, including workplace, high-net-worth, and ultra-high-net-worth groups. The firm offers a wide range of investment advisory programs and brokerage services, applying multi-asset, multi-manager strategies with both discretionary and non-discretionary options, and incorporates unique market roles such as swap dealing and futures commission merchant activities.

James Graham IV is a Series 66 credentialed financial advisor with 23 years of industry experience. He is currently with Private Advisor Group, LLC and has previously worked at Lincoln Financial Advisors Corp and LPL Financial LLC. Outside of his advisory work, he is involved in selling non-variable insurance products including term life and universal life insurance. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm’s fiduciary-based approach combines client goal assessment with portfolio management and model portfolio selection from leading strategists, utilizing multiple investment strategies and technology platforms.

Mark Lenert is a financial advisor with Eagle Strategies (NY Life) in New York, NY, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been associated with Eagle Strategies since 2013 and has operated Lenert Financial Group since 2017. Outside of his advisory work, Lenert coaches a boys’ soccer team and serves on the board of a local men’s club, where he is treasurer. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored advice and manages a substantial majority of assets on a non-discretionary basis.

Miranda Douglass is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. She has held positions at Citigroup and Veronica Beard. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including in-house research and market roles such as swap dealing and futures commission merchant activities.

Joshua Comune is a financial advisor with PNC Wealth Management, holding Series 65 and Series 63 licenses, and has one year of industry experience. His prior roles include positions at TD Bank, Prosperity - An EisnerAmper Company, and DAI Securities LLC. He previously worked outside finance in chiropractic care and education. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessments and implements approved model strategies via mutual funds and ETFs.

Thomas Nadratowski Jr. is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains large institutional scale with unique market roles including operating as a swap dealer and futures commission merchant.