Joseph Prorok Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes multiple tenures at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as a period at Octavian Capital Partners LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Steven Saunders is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Bank of America/Merrill Lynch and First Commonwealth Bank. Outside of finance, he was involved in entrepreneurial ventures in the custom world and entertainment sectors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, incorporating ESG frameworks and broad derivatives capabilities.

Jason Ly is a financial advisor with Morgan Stanley in Jersey City, NJ, holding a Series 66 designation and 13 years of industry experience. He has worked at Morgan Stanley since 2020 and previously spent eight years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets, and utilizes firm-approved tools and methodologies such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations in its planning process.

Michael De Monte is a financial advisor at RBC Capital Markets with a Series 66 designation and two years of industry experience. His work history includes roles at Capco, Park Avenue Securities, Guardian Life Insurance Company, and C&A Financial Group. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs with tailored strategies through a combination of in-house and third-party investment managers, providing a range of portfolio management and financial planning services.

Merry Scala is a financial advisor with LPL Financial holding Series 63 and Series 66 credentials and 38 years of industry experience. Her prior roles include positions at CUNA Brokerage Services Inc., CUNA Mutual Group, and CUSO Financial Services, L.P. She dedicates significant time to PenFed Wealth Management, a related investment activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party subadvisors.

Keith Motusesky is a financial advisor at Mass Mutual Investors Services with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His prior experience includes roles at Columbia Bank, Cetera Investment Services, Allstate Financial Advisors, and running his own firm, Motusesky Financial Group, for 15 years. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships, utilizing firm-approved software tools and offering specialized planning programs such as divorce and estate-settlement planning.

Michele Fine is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and 18 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017 and previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2014 to 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates centralized due diligence and a combination of quantitative and qualitative research to build model asset allocations.

David Grazi is a financial advisor with Mass Mutual Investors Services in Iselin, NJ, holding Series 63 and Series 65 licenses with five years of industry experience. Prior to joining Mass Mutual Investors Services in 2020, he worked at MassMutual Life Insurance Co and gained experience in business consulting and strategic advisory for companies and entrepreneurs outside the financial sector. He also engages in life insurance sales as an independent agent. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers with comprehensive financial planning, asset management, and educational services.

Mark Soldati is a financial advisor with Merrill and holds Series 63 and Series 65 licenses. He has 33 years of industry experience and has been with Merrill and Bank of America since 2013. Outside of his advisory role, he serves as Director of Finance for the Raritan Yacht Club, a charitable organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Abigail Saini is a financial advisor at Merrill Lynch Wealth Management, specializing in serving private clients who are building the next generation of wealth. She focuses on guiding multi-hyphenate creators and modern entrepreneurs through complex financial decisions, helping them turn current successes into long-term, purpose-driven wealth. Her expertise includes areas such as education planning, executive compensation, legacy planning, liquidity management, managing new wealth, philanthropic planning, small business strategies, socially responsible and values-based investing, women and wealth, and sports & entertainment. Abigail holds a Bachelor's Degree from Butler University and holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She is also president of Merrill's NYC Women's Exchange. Fluent in English and Spanish, Abigail integrates her knowledge and resources to provide personalized financial strategies for her clients. Outside her professional work, Abigail enjoys adventure sports, golfing, running marathons, surfing, swimming, tennis, and spending time with her family. She is involved in community organizations such as Coaches Across Continents and The Go Project. Her professional philosophy emphasizes securing self-made, sustainable wealth for clients and their families, focusing on the freedom to pursue passions, giving back to communities, and leaving a legacy for loved ones.

Jigna Patel is a financial advisor with J.P. Morgan Securities in North Brunswick, NJ. She holds the Series 66 designation and has six years of industry experience, including a prior 11-year tenure at Valley National Bank. Her current role at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. began in 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary framework. The firm’s advisory process integrates quantitative and qualitative due diligence and may include ESG considerations, supported by affiliated investment-management entities.

Andrew D'arcy is a securities advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and several financial firms since 2024. Outside of finance, he has worked in diverse roles including at Spring Lake Golf Course and Riverside Cafe. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence.

Jaime Banghart is a financial advisor with UBS Financial Services in Middlesex, NJ, holding a Series 66 designation and 22 years of industry experience. She has been with UBS Financial Services since 2004. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Michael Bassett is a financial advisor at Equitable Advisors with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2004, including its predecessor AXA Advisors. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Vincent Hylka is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 19 years of industry experience. Prior to joining LPL Enterprise, he worked at Prudential Insurance Company of America and Pruco Securities, LLC. He also sells Medicare Supplement Insurance on a commission basis to clients who request it. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a large network of investment adviser representatives. The firm uses model-driven investment approaches and offers services including financial planning, access to third-party asset managers, and participation in wrap programs, along with affiliated trust and insurance services.

Meaghan Sheehan is a financial advisor at Merrill with 12 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Merrill and Bank of America since 2015, following a brief period at Equitable Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Susan Regan is a Senior Financial Advisor at Merrill Lynch Wealth Management. In her role, she offers a comprehensive approach to managing wealth that begins with listening to clients' needs and ensuring every strategy is grounded in understanding their goals. She provides access to Merrill's investment insights and the banking services of Bank of America to address various aspects of clients' financial lives. Susan holds a Master's Degree from Rutgers University and a Bachelor's Degree from Seton Hall University. She is a Personal Investment Advisor (PIA) by designation. She participates in community service aligned with Merrill's tradition, volunteering with organizations such as the Eatontown Food Pantry, the Erica Lenore Diedrichsen Butterfly Memorial Foundation, and the Monmouth County Republican Club.

Victor Goh is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at Bank of America Corp, Merrill Lynch, and JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process uses centralized due diligence combining quantitative screens and qualitative research, and it offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

David Frascarelli is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2016, following two years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG criteria, supported by affiliates for portfolio implementation and services.

Christoph Crane is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients across the full wealth management spectrum. He provides a concierge-style wealth management experience, tailoring strategies to the individual wants and needs of each client as they seek to create, grow, and preserve their wealth. Christoph focuses on developing personalized financial strategies designed to help clients pursue their long-term goals. His areas of expertise include corporate executive services, equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, portfolio management, socially responsible and ESG investing, special needs planning, and tax minimization. Christoph emphasizes building a deep understanding of each client’s full financial picture and crafts flexible strategies aligned with today’s changing market conditions. Christoph attended Methodist University and Appalachian State University. He follows the Merrill tradition of community involvement, spending time volunteering with organizations in his community. His personal interests include baseball, fishing, golfing, painting, reading, spending time with family, and traveling.