Steven Ornstein is a financial advisor with RBC Capital Markets in Randolph, NJ, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with City National Bank since 2018 and with RBC Capital Markets, LLC since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by a notable capital markets presence and affiliated asset management capabilities.

Anthony Sambrato is a CFP® professional with 18 years of experience in the financial services industry. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Company, having joined in 2025 after prior roles at USI Securities, Inc., USI Consulting Group, Lincoln Financial Advisors Corporation, Wealth By Design, and Valic Financial Advisors. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, focusing on collaborative, annual financial planning relationships without discretionary investment authority.

Brian Lonergan is a financial advisor with Mass Mutual Investors Services in Saddle Brook, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with MML Investors Services and Mass Mutual Life Insurance Company since 2013. Outside of his advisory role, he is involved in health insurance brokerage for individual and group clients. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational programs, emphasizing collaborative, goal-oriented planning supported by proprietary software tools.

Philip Nuccetelli is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. His prior work includes 16 years at Equitable Advisors before joining MassMutual and its subsidiary firm in 2026. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning as ongoing, collaborative relationships and employs firm-approved analytical tools to develop written recommendations tailored to clients’ goals.

Daniel Rodriguez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and over 10 years of industry experience. He has been with J.P. Morgan Securities since 2015 and also owns Chameleon Refinishing, a sole proprietorship focused on selling and restoring antique furniture. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations, offering a range of advisory and brokerage services.

Benjamin Hansell is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Pruco Securities LLC, The Prudential Insurance Company of America, Bank of America, Merrill, and LakeView Asset Management. He is currently based in Montclair, NJ. Fidelity’s subsidiary, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies, oversight of sub-advisers, and formal advisory roles to multiple registered funds.

Robert Bruno is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has been with Cetera and Cetera Financial Specialists LLC since 2005 and is also a partner at Bruno Calotta & Associates LLP, an accounting and tax practice. Outside of his advisory work, he is a partner in a family-owned office building partnership. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party managers and investment strategies.

Kimberly Dallon is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and having 17 years of industry experience. She has been with PFS Investments Inc. since 2016 and Primerica Financial Services since 2015. In addition to investment advising, she is involved in sales of loan products and home-related services through affiliates of her firm. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, offering model-based strategies and separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on retail clients rather than institutional pension or profit-sharing plans.

Michael Colannino is a CFP® with 35 years of experience in the financial industry. He has been with Wells Fargo Advisors since 2019 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves on the finance board of St. Lawrence the Martyr Church, advising on budgeting and investments. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo’s research and tools to develop recommendations delivered through meetings and written reports.

James Hughes is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Outside of his advisory role, he holds various insurance appointments. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to provide advisory and brokerage solutions.

Christopher Coppola is a financial advisor with Ameriprise in Riverdale, NJ, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America, ADP, Aerotek, Rutgers University, and PSE&G. He also holds a real estate license. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

John Brewster is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Ameriprise since 2017 and previously spent 11 years at UBS Financial Services. Brewster serves on the Board of Directors for the Ramapo College Foundation in Mahwah, NJ. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in net investable assets, offering detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, algorithm-supported advice through a centralized consulting team.

Robert Wagner is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He worked at Wells Fargo Advisors for nine years prior to joining LPL Financial in 2023. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a nationwide network of investment adviser representatives.

Kevin Grauer is a financial advisor with Ameriprise in Maplewood, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate entities since 2006. Outside of his advisory role, he is involved in managing operational support functions and business ownership activities related to his practice. Ameriprise offers specialized retirement-income planning services for clients with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a comprehensive range of advisory, brokerage, and insurance solutions through its affiliated companies.

John Donnelly is a CFP® credentialed financial advisor with 39 years of industry experience, currently with LPL Financial since 2009. Based in Nutley, NJ, he provides tax preparation and accounting services on a limited basis without charging a fee. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management options.

Lawrence Wefferling is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. He has been with LPL Financial since 2008. In addition to his advisory role, he is involved with Wefferling & Company, CPAs, LLC, providing accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from both internal and third-party sources.

Zachary Spero is a CFP® with seven years of industry experience, currently serving as a financial advisor at Ameriprise since 2018. Prior to this, he worked for Bergen County Umpiring for ten years. Outside of his advisory role, he is involved with Longohmont, LLC, where he performs paraplanning duties under the supervision of a financial advisor. Ameriprise is an institutional firm that offers a retirement-income planning service focused on clients approaching or in retirement, generally with at least $1 million in investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Sasa Palavestra is a financial advisor at LPL Enterprise with 21 years of industry experience. He holds Series 63 and Series 65 registrations and has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs. The firm combines advisory services with brokerage and insurance product sales through an integrated platform.

Elizabeta Crevar is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 10 years of industry experience. She has worked with various Fidelity entities since 2014, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, oversight of multiple advisory roles, and incorporation of AI and long-term asset allocation strategies.

Joseph Policastro is a CFP® with two years of industry experience, currently serving as a financial advisor at Cetera in Montville, NJ. He also holds roles at Nisivoccia LLP and Wealthspring Financial Partners, where he supports financial planners and manages tax preparation and financial planning activities. His prior experience includes positions at Grant Thornton LLP, Withum Smith & Brown PC, and G-III Apparel Group LTD. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a nationwide network of over 10,000 advisors.