Joshua Sucov is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2022. Prior to joining Edward Jones, he worked at Bank of America NA and Merrill Lynch from 2017 to 2022 and operated as an independent advisor from 2013 to 2017. He is a trustee for multiple family trusts and a qualified account. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and managed solutions supported by a nationwide network of more than 23,700 financial advisors.

Richard Ditaranto is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has worked at LPL Financial since 2025 and has a long career including roles at Northern Advisory Group and SII Investments, Inc. Outside of advising, he owns a billboard rental business through JS Custom Construction. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through its network of investment adviser representatives.

James Kahrar is a financial advisor with Ameriprise in Wayne, NJ, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at RBC Capital Markets Corporation and Ameriprise Financial Advisors Inc. He serves on the Board of Directors and Breakfast Committee at a local organization and works as an investment specialist managing portfolios for PCA Management Corp. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with specific asset thresholds, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory oversight to deliver tailored retirement income plans, primarily for clients maintaining assets in Ameriprise-managed accounts.

Louis La Medica is a Series 66-licensed financial advisor with 23 years of industry experience. He currently works at LPL Enterprise and has held prior roles at Prudential Insurance Company of America, Pruco Securities, LLC, Nationwide Securities, LLC, and other firms. He is also involved with Elite Financial Services, LLC and Medicare Planning Services, LLC in managing non-variable insurance and Medicare planning. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm primarily uses model-driven investment approaches and offers access to third-party asset managers, with additional services in insurance sales, trust custody, and collateralized lending.

Robert Marks is a financial advisor with Fidelity who holds Series 63 and Series 66 designations and has eight years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, TD Bank, and Foresters Financial Services. Outside of his advisory work, he is a partner in a student housing rental LLC, where he oversees operations. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a variety of investors through discretionary and non-discretionary advisory services, model portfolios, and consulting, with unique capabilities including registration as a commodity pool operator and advisory roles to multiple registered investment companies.

Scott Nelson is a financial advisor with Raymond James & Associates in Paramus, NJ, holding a Series 63 designation and bringing 45 years of industry experience. Before joining Raymond James in 2024, he spent 11 years with UBS Financial Services Inc. He is also the owner of a property management business operating in New Jersey and Florida. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm emphasizes tailored financial planning and consulting, offering a variety of portfolio management styles and municipal advisory services.

Stephen Vecchione is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He holds the CFP® designation and has been with MassMutual and its subsidiary MML Investors Services since 2016. Outside of his advisory role, he is involved as the owner of Statera Advisors, LLC, which offers various life and health insurance products. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning and offering specialized services such as divorce and estate-settlement planning.

Erik Saporito is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 18 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, and Merrill. Outside of his advisory work, he assists his spouse with an Etsy business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets across more than 14,000 advisors.

Edward Timpone is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses structured planning tools and market simulations to develop financial plans, managing approximately $2.74 trillion in client assets.

Paul Ciavarella is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and possessing 17 years of industry experience. His work history includes roles at Allied Wealth Partners, Minnesota Life Insurance Company, Securian Financial Services, and Guardian, among others. Outside of his advisory work, he serves on the advisory board of the Wayne Lions Club and has an independent contractor role in the service industry. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, model portfolios, and access to third-party managers.

Zoltan Herskovic is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 28 years of experience in the wealth management industry. He has been with Merrill Lynch for 20 years and currently serves as the head of investment management for the H&H Group, where he develops equity, fixed income, and alternative investment strategies. Additionally, Zoltan acts as the syndicate coordinator for the Wayne branch, overseeing the distribution of initial public offerings (IPO) and secondary offerings to Merrill clients within the branch. Zoltan holds a Bachelor's degree from Hofstra University with a focus on business. His areas of expertise include college education planning, services for defined benefit plans, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He holds multiple professional designations, including the Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Born in Ukraine and raised in Brooklyn, Zoltan has lived in New Jersey for the past 15 years. Outside of his professional role, he enjoys baseball, chess, and music.

Jeffrey Wogel is a financial advisor at Charles Schwab with 35 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated bank since 1996. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Steven Cohen is a financial advisor with Wells Fargo Clearing in Paramus, NJ, holding Series 63 and Series 65 licenses and with 43 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of advisors and substantial assets under management.

Aneudy Payano is a financial advisor with Edward Jones in Dumont, NJ, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Prior to joining Edward Jones in 2025, he worked at Wells Fargo Bank, N.A. for seven years and JPMorgan Chase Bank for seven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Ken Secemski is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the position of Senior Vice President and provides comprehensive personal financial planning services with a focus on managing assets and liabilities for individuals and businesses. Ken’s practice covers client areas including college education planning, employee benefits planning, personal retirement planning, portfolio management services, and tax minimization strategies. Ken has over 40 years of experience and holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Public Accountant (CPA), Certified Divorce Financial Analyst® (CDFA®), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Planning Counselor™ (CRPC™). He is a member of various professional organizations such as the American Institute of Certified Public Accountants, The Financial Planning Association, and The Institute for Divorce Financial Analysts. Ken also served as Chairman of the Personal Financial Planning Committee and Chairman of Committee Operations within the New Jersey State Society of CPAs. He earned a Bachelor of Science degree in accounting, graduating cum laude from Fairleigh Dickinson University, and has attended executive business management studies at the Wharton School. Ken was named to the Forbes "Best-in-State Wealth Advisors" list in 2022, 2023, and 2024. Outside of his professional work, Ken participates in community volunteer activities and has personal interests in baseball, basketball, and football.

Wooldy Pierre is a financial advisor at Fidelity with 12 years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services since 2020, following prior roles at TD Ameritrade and PNC Wealth Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions to a broad client base.

Thomas Vitale is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at TD Ameritrade and E*TRADE Capital Management. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a comprehensive multi-asset investment approach supported by centralized custody and operational infrastructure.

David Errick is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and four years of industry experience. He previously worked at TD Bank N.A. and M&T Bank, as well as Sterling Jewelers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team and incorporates ESG considerations in eligible strategies.

Carl Boomhower is a financial advisor at Raymond James Financial with 9 years of industry experience. He holds the CFP® and ChFC® designations, along with Series 66 and Series 63 licenses. Prior to joining Raymond James in 2020, he worked at Bank of America, Merrill Lynch, and Northwestern Mutual. He serves as a board member and finance committee member for Oasis – A Haven for Women and Children, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm employs tailored, non-discretionary strategies using risk profiling and modeling tools and supports municipal and public-finance work uncommon among large institutional advisors.

Timothy O'Connor is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC and Blackrock. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.