Daniel Seiden is a CFP® with 11 years of industry experience, currently serving at Citizens Securities, Inc. since 2018. Prior to his current role, he worked at Citizens Bank from 2011 to 2018. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering a range of investment advisory programs alongside brokerage and insurance services. The firm operates both digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

Nicole Serio is a financial advisor at Hightower Advisors with Series 65 and Series 66 credentials and four years of industry experience. Her work history includes multiple roles at Saint Joseph’s University and involvement with the Packanack Lake Community Association. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Tracey Stefanisko is a financial advisor at &Partners with 23 years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining &Partners in 2024, she worked at Wells Fargo Clearing, Roster Financial, and Questar Capital Corporation. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement-plan consulting using a range of strategies and third-party managers.

Jason Bentley is a CFP® with seven years of industry experience, currently an advisor at Janney Montgomery Scott since 2019. Prior to joining Janney, he worked at Delaware Technical Community College for ten years. He is involved in community service through membership in the Lewes Rehoboth Rotary Club and volunteer and board roles with The Bridge and The Bridge of Hope in Milford, Delaware. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and advisory programs.

Dale Morra is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 licenses and possessing five years of industry experience. He has worked within TD Bank and its affiliated entities since 2012. Outside of his advisory role, Morra volunteers as a certified lifeguard at the YMCA Rocky Run. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail investors. The firm integrates strategic and tactical asset allocation using both affiliated and third-party managers, offering comprehensive portfolio management and financial planning support.

Jonathan Sepe is a financial advisor at Mariner with a Series 66 designation and two years of industry experience. His prior roles include positions at Equitable Advisors and National Financial Network. Outside of finance, he has worked at The Golf Club at Middle Bay and Cabrini University. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs customized discretionary portfolios supported by in-house research and third-party managers, with additional capabilities in tax and accounting integration as well as financial wellness solutions.

Bradford Winton is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 22 years of industry experience. He has been with Citigroup Global Markets since 2012. Outside of his advisory role, he participates as a mentor in the University of Delaware's Lerner Executive Mentoring Program, working with undergraduate students. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including acting as a swap dealer and futures commission merchant.

Michael Kernicky is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Janney Montgomery Scott since 2018. His prior roles include positions at Bank of America and Merrill. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, consulting, and advisory services.

Joseph Sinchi is a financial advisor at Citizens Securities, Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2022. His prior experience includes roles at CitiGroup and J.P. Morgan Securities. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory platform and a Managed Account program and is fully owned by Citizens Bank, N.A.

Ryan Brim is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds the Series 66 designation and has worked previously at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, Caneel Group LLC, A2C Mortgage LLC, and Wells Fargo Home Mortgage. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.–referred clients. The firm’s investment guidance is based on internal research and asset-allocation models and involves tailored recommendations with client authorization for trades.

Ronald Wall is a financial advisor at Stratos Wealth Partners, Ltd with 34 years of industry experience. He holds a Series 63 designation and has previously worked at JPMorgan Chase Bank NA, J.P. Morgan Securities, and Morgan Stanley. Outside of advisory duties, he is licensed as an insurance agent focusing on fixed insurance products and life insurance sales and service. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management. The firm serves individuals, retirement plans, corporations, nonprofits, and institutional clients through a model that emphasizes independent adviser representatives offering customized portfolio management and an open-architecture investment approach integrating multiple third-party platforms and sub-advisors.

Carlos Gonzalez is a financial advisor with Sequoia Financial Group, L.L.C., holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior roles include positions at Morgan Stanley and SG Americas Securities. Outside of his advisory work, he is the sole proprietor and partner of KCG Capital LLC, a real estate business based in Dallas, TX. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base including high-net-worth individuals, charitable organizations, corporations, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Kevin Wager is a CFP®-designated financial advisor at Hightower Advisors with 11 years of industry experience. His career includes roles at The Vanguard Group, Inc., The Haverford Trust Company, and Hightower Securities LLC. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual investors, institutions, and charitable organizations. The firm emphasizes a multi-manager investment approach utilizing both affiliated and third-party managers, offering a range of portfolio management and financial planning services supported by proprietary research and operational features.

Brian Hillsberg is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior work includes roles at Certior Financial - Kantor Financial Group, Andrew Garrett, Inc., Cordasco Financial Network, Inc., and Hartford Investment Financial Services, LLC. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and managed accounts, functioning within a bank-owned structure that integrates banking, brokerage, and advisory services.

Justin Spike is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Corient. He has held roles at Corient Services LLC, CIPW Service Company, LLC, and Radnor Financial Advisors, LLC. Corient provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party manager solutions, continuously monitoring portfolios with risk management tools to align with client objectives.

Sean Sykes is a financial advisor with Guardian Life and holds a Series 66 designation. He has two years of industry experience, including roles at Park Avenue Securities, Guardian Life Insurance, and National Financial Network. Outside of his advisory work, he serves as an assistant coach for the Methacton High School boys' lacrosse team. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies through proprietary and third-party platforms.

Albert Digiacomo is a financial advisor at Janney Montgomery Scott in Philadelphia, PA, holding the CFA® charter and Series 66 license with nine years of industry experience. He has spent his entire advisory career at Janney Montgomery Scott, joining the firm in 2015. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage services, financial planning, and multiple advisory programs through both in-house and third-party portfolio management.

William Curran is a financial advisor at Cerity Partners LLC with 16 years of industry experience. He holds a Series 65 designation and has previously worked at Permit Capital Advisors, LLC and Hirtle Callaghan & Co. Mr. Curran is a managing member or authorized principal of several unregistered investment funds and maintains profit interests in these entities. Cerity Partners advises a diverse client base, including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services, combining quantitative screening, manager selection, and direct security selection, alongside access to alternative and private market solutions for qualified clients.

Matthew Lagoy is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott. He has held roles at Janney since 2017 and previously worked at Bank of America and Merrill. He serves on the board of the West Chester Area Education Foundation, which focuses on providing educational opportunities to the West Chester, PA school district. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, corporate and retirement plan sponsors, and offers a range of advisory and brokerage services supported by both in-house and third-party portfolio management.

Matt Heintz is a financial advisor at PNC Wealth Management with 19 years of industry experience. He holds a Series 66 designation and has been with PNC Investments since 2014. PNC Wealth Management offers retail brokerage and advisory services, including the Portfolio Solutions Strategist Digital Offering, an invitation-only discretionary model account for employees that uses algorithmic risk assessment and invests in mutual funds and ETFs through approved model strategies.