James Thomas II is a financial advisor with Ameriprise in La Plata, MD, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he co-owns Waypoint Group, LLC, a personal service corporation managing practice employment and payroll services, and serves as president of the Stone Ridge Homeowners Association board. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency strategies to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

James Gabarra is a financial advisor at Primerica Advisors with two years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica since 2023. Prior to his current role, he was self-employed as a consultant and has experience working with Washington Spirit Soccer. He is also involved in non-investment business activities, including consulting and referrals related to home security and automation products. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm utilizes model-based investment strategies developed by third-party asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Gordon Wallace is a financial advisor at RBC Capital Markets with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Merrill, Bank of America, and City National Bank. Wallace is associated with Wallace Management LLC, a family-held business in which he serves as a signer on the account. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers tailored investment strategies and multiple advisory programs combining discretionary and non-discretionary portfolio management with a range of in-house and third-party investment options.

Michael Sughroue is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2022 and previously held roles at Bank of America, N.A. and Python Talent Advisors. Outside of finance, he is an employee and bartender at Stoney River Steakhouse and Grill in Annapolis, Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Meg Shernisky is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. She has worked at various JPMorgan entities since 2022 and has prior experience with the University of Maryland and state political organizations. She serves as a board member on the St. Mary's College of Maryland Alumni Council, providing input on alumni association matters and college events. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis.

Anthony Black is a financial advisor at Edward Jones with a Series 66 designation. He has been with the firm since 2026 and has prior experience working at Tria Federal and Georgetown University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages a broad range of investment strategies and offers advisory services under a fiduciary standard, supported by a large nationwide network of financial advisors and offices.

Joseph Fatzinger is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation. His prior experience includes roles at E*TRADE Capital Management LLC, E*TRADE Securities LLC, and Equitable Advisors. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Annette Jackson Jolly is a financial advisor with Primerica Advisors in Hyattsville, MD, holding Series 63 and Series 65 credentials and possessing 24 years of industry experience. She has worked with PFS Investments Inc. since 2001 and Primerica Financial Services since 2000. Outside of her advisory role, she participates as a team leader and walker in the Avon Walk for Breast Cancer. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities while offering a tiered percentage-based fee model.

Matthew Pepe is a financial advisor at LPL Enterprise with a Series 66 designation and five years of industry experience. He has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services supported by proprietary research, model portfolios, and third-party management. The firm integrates adviser programs with other financial products, including insurance and collateralized lending.

Gregory Milburn is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding a Series 66 designation and bringing 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Amy Taylor is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. She has operated Taylor Wealth Strategies and Capitalistic Investment Services since 2010. Taylor serves as an independent contractor financial advisor and is the owner of Taylor Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a wide network of advisors with specialized services such as municipal and public finance advisory and SIMPLE IRA Employer Consulting.

Jonathan Ellenbogen is a financial advisor with Wells Fargo Advisors in Washington, DC, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he serves as the secretary of his condominium board association. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu that includes cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs planning.

Jennifer Jones is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Securities America and Commonwealth Financial Network. In addition to her advisory work, Jennifer owns Accounting Unlimited, Inc., a CPA firm specializing in individual and small business tax services. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing various portfolio construction tools and supporting both discretionary and non-discretionary account management.

Matthew Tomczuk is a financial advisor with UBS Financial Services in Washington, DC, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Merrill, Northwestern Mutual, and R.H. Marcon Inc. from 2021 to 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans and portfolio management. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Jason Messineo is a Series 66-licensed financial advisor with Wells Fargo Advisors in Annapolis, MD, and has 13 years of industry experience. He previously worked at Edward Jones for seven years before joining Wells Fargo Advisors in 2019. Outside of his advisory role, he serves as an assistant coach for the boys varsity lacrosse team at South River High School. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and niche areas such as business-owner transition and special-needs analysis. The firm combines research, planning tools, and personalized recommendations, with clients choosing how to implement advice through various brokerage or advisory programs.

Justin Gaither is a Wealth Management Advisor who has been with Merrill since 2002. He serves as a senior partner of The Group AG, a multi-generational team dedicated to making the complexities of financial life easier for clients. His professional focus is helping clients achieve their financial goals through thoughtful advice and a disciplined approach. Justin's expertise encompasses portfolio management services, college education planning, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, as well as socially responsible, values-based, and ESG investing. He also has a focus on sports and entertainment clientele. Justin holds a bachelor's degree in economics from Georgetown University and a high school diploma from Noble and Greenough School. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., and the Chartered Retirement Planning Counselor™ (CRPC™) designation. He is qualified as a Portfolio Manager, able to build and manage personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Committed to community engagement, Justin serves as a board member of SOUL (Students Organized to Understand Leadership). He lives in Bethesda, Maryland with his wife and two children. His personal interests include baseball, basketball, boating, football, hiking, spending time with family, and traveling.

Katarina Stein is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2021. In her role, she focuses on helping clients develop written financial plans that define their goals and outline strategies to pursue them effectively. Katarina emphasizes the importance of being proactive and creating plans from a position of strength to better navigate stressful financial situations. Prior to joining Fidelity, Katarina worked as a Financial Solutions Advisor at Merrill Lynch, Fenner, Pierce & Smith Inc. from 2020 to 2021. She holds the CERTIFIED FINANCIAL PLANNER™ designation, reflecting her commitment to professional standards and client service. Outside of her professional work, Katarina enjoys fitness, sailing, yoga, traveling, and spending time with her pets.

Patrick Rosko is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with PFS Investments Inc. since 2008 and with Primerica Financial Services since 2006. Outside of advising, he serves as co-trustee for the Thomas Family Trust and may receive compensation for referrals related to home security and mortgage products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers overseen by an independent consultant and employs a tiered wrap-fee structure.

James Koltes is a financial advisor with UBS Financial Services in Washington, DC, holding Series 63 and Series 66 licenses and bringing 55 years of industry experience. He has been with UBS Financial Services since 1970. Koltes serves on the finance committee of the Metropolitan Club of Washington DC, meeting quarterly to discuss the club’s finances. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes mutual funds and alternative products, supported by proprietary research and a range of capital markets services.

Robert Mcpherson is a financial advisor with Raymond James & Associates in Washington, DC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Raymond James & Associates since 1993. Outside of his advisory role, Mcpherson serves on the City of Alexandria Waterfront Commission. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by research and a range of portfolio management strategies.