Nicholas Onder is a CFP® certificant with 26 years of industry experience, currently serving as a financial advisor at Edward Jones since 1999. He is a partner in multiple conservation partnerships based in Peachtree City, GA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

George Krzywicki is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 registrations and bringing 45 years of industry experience. He has been with Ameriprise since 2009. Outside of his advisory role, he serves on the Board of Directors and as Treasurer for the Atlantic Mist II Condominium Association in Ocean City, MD. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice.

Taryn Marshall is a Series 66 credentialed financial advisor at Merrill with one year of industry experience. Prior to joining Merrill, she worked at Victory Housing, Inc. and has experience in educational roles at Furman University and Christian Heritage School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Pitrelli is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, N.A. and Roseville Wealth Management Group powered by Ameriprise. Outside of finance, he has worked at Bergen Pickleball Zone and attended Elizabethtown College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Bonnell is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Sagepoint Financial Advisors for 12 years. Bonnell is also President of InvestOne Wealth Management, Inc., a firm involved in sales and office management. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using asset-allocation tools and offers access to third-party money managers and a variety of investment products.

Brian Arezzo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2007 after founding the Arezzo Chirles Team at another financial institution in 2003. Brian holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science degree in Finance from Syracuse University. His areas of expertise include college education planning, education planning, personal retirement planning, tax minimization, and retirement income. Brian has served on the Board of Trustees for Loudoun Country Day School in Leesburg, Virginia, from 2014 to 2019 and was a member of the Father Wasson Legacy Endowment Board of Directors from 2009 to 2014. He resides in Arlington, Virginia.

Anna Cerqueira is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Raymond Scott is currently serving as Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he partners with clients to develop strategies focused on wealth accumulation, preservation, and legacy planning. He has held various positions within the financial services industry, including Vice President, Wealth Management Advisor at Fidelity Investments since 2025, and prior to that, Vice President, Wealth Planner at Fidelity from 2022 to 2025. His earlier experience includes roles as Institutional Sales Consultant and Client Relationship Advisor at Homestead Funds from 2017 to 2021. Outside of his professional responsibilities, Raymond is interested in fitness, football, social events with friends, and parenthood.

Ellen Police is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds the Series 63 and Series 66 designations. Her career includes positions at Wells Fargo Advisors, Wells Fargo Clearing, Morgan Stanley Smith Barney, RBC Capital Markets, Moore Wealth, LLC, and Virtual Partners Group, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, education, risk and wealth-transfer planning, as well as specialized services such as business-owner transition planning and sports & entertainment planning.

Stephen Lucas is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has been with various Morgan Stanley entities since 2007. Outside of his advisory role, he is a sole proprietor involved in rental property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm employs structured financial planning tools and manages approximately $2.74 trillion in client assets.

Timothy Richardson is a CFA® charterholder with 12 years of industry experience. He is currently affiliated with Cetera and has held roles at Greenspace Financial, Avantax, Raymond James, and other financial firms. Outside of advisory work, he provides tax preparation services through his own DBA, Greenspace Financial, and volunteers assisting older adults with transportation and civic voting activities in Fairfax County. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, supporting both discretionary and non-discretionary investment strategies.

Eric Bailey is a financial advisor at OSAIC with 41 years of industry experience. He holds a Series 63 designation and has worked at Lincoln Financial Advisors Corporation and The Lincoln National Life Insurance Company for nearly three decades before joining OSAIC. Bailey is a board member of George B. Thomas Learning Academy, a nonprofit focused on educational programs for underserved youth. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, and institutional entities, offering integrated brokerage and advisory services. The firm utilizes asset-allocation tools, risk tolerance assessments, and third-party money managers to construct and manage portfolios tailored to client needs.

Vittorio Altavas is a financial advisor at RBC Capital Markets with 17 years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supporting both discretionary and non-discretionary portfolio management.

Artur Durro is a financial advisor at Merrill with 11 years at the firm and 4 years of industry experience. He holds the Series 66 designation and is based in North Bethesda, MD. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Sandra Presgraves is a CERTIFIED FINANCIAL PLANNER™ professional with 34 years of industry experience. She is currently associated with Raymond James Financial Services Advisors, Inc. since 2023 and also works with LS Associates. Presgraves holds roles as a financial advisor and relationship manager at both organizations. She is involved with Serving Those Who Serve, a support company, where she serves as a financial advisor and relationship manager. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm provides tailored, non-discretionary planning and consulting using comprehensive analytical tools and supports institutional consulting and portfolio management through a large advisor network.

Matthew Dunphy is a financial advisor with Ameriprise in Ellicott City, MD, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Ameriprise and its affiliate since 2014. Outside of his advisory role, he is a co-owner of Leaf Mental Health, a mental health concierge service. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Caroline Dangel is a financial advisor with Ameriprise, holding a Series 66 designation and five years of industry experience. Her work history includes multiple roles at Ameriprise as well as positions in the food service and academic sectors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income stability and tax-aware withdrawal strategies.

Matthew Ramsdell is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He worked at Merrill from 2005 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Trung Vu is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 licenses and 29 years of industry experience. He worked previously with American Express Financial Advisors and IDS Life Insurance Company from 1997 to 2016. Outside of his advisory role, Vu is an author and involved in writing and producing a television show. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with research from multiple sources.

Luke Chenowith is a CFP®-designated financial advisor with 16 years of industry experience. He is currently with Charles Schwab, where he has worked since 2019, following a five-year tenure at T. Rowe Price. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with multi-asset model portfolios and a mix of non-discretionary and discretionary investment options supported by centralized operations and a formal alternative-investment process.