Michael Henault is a financial advisor with UBS Financial Services in Baltimore, MD, holding a Series 66 designation and possessing 10 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management, leveraging proprietary research and institutional trading capabilities.

Dayna Mason is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and eight years of industry experience. She has previously worked at Raymond James & Associates, RBC Capital Markets, LLC, and TIAA CREF. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning as well as specialized services such as business-owner transition and special-needs analysis. The firm combines advisory services with other financial products and referral channels.

James Stafford is a financial advisor with RBC Capital Markets in Baltimore, MD, holding Series 63 and Series 65 credentials and having 29 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, tailored to each client’s risk profile and utilizing a combination of in-house and third-party investment managers.

Benjamin Yannuzzi is a Series 66-licensed financial advisor with seven years of industry experience. He currently works at J.P. Morgan Securities and has previously held positions at Truist Advisory Services, BB&T Bank, and NCS Pearson. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its due diligence process and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Sandra Vecere is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services Inc for 11 years before joining Wells Fargo Advisors in 2020. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients through its network of advisors. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Charles Williams Glaser is a financial advisor with RBC Capital Markets in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. for a combined total of over a decade. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with customized investment strategies, offering discretionary and non-discretionary portfolio management, financial planning, and a range of advisory programs. The firm integrates multiple investment managers and provides various options including tax management and responsible investing screens.

Manuel Alcala is a financial advisor at Morgan Stanley with 28 years of industry experience. He has held roles at Morgan Stanley Smith Barney since 2009 and currently works at Morgan Stanley Private Bank, N.A. in Baltimore, MD. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

John Pastalow III is a Series 66-licensed financial advisor with Ameriprise in Hunt Valley, MD, and has 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Advisory Board for Historic Ships in Baltimore and is a board member of The Fuel Fund of Maryland. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research-driven strategies and tax-efficient withdrawal planning. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Gualtiero Noto is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding Series 63 and Series 65 designations and bringing 47 years of industry experience. He has been with Robert W. Baird & Co. since 2009. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing a combination of manager-traded and model-traded strategies supported by internal research and ongoing manager monitoring.

Gavin Rayburn is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2012. Outside of his advisory role, he serves on the Finance Committee of the John Carroll School in Bel Air, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and investment advisory services. The firm manages approximately $2.74 trillion in client assets and provides customized financial strategies supported by structured planning tools and research.

Courtney Massey is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She previously worked at Merrill, ClearOne Advantage, Lonzo Warren State Farm, Maryland Management Company, and Darden Restaurants. Massey also works as an independent contractor for a travel agency, focusing on trip booking, marketing, and itinerary planning. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Theodore Waters III is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2014. Outside of his advisory role, he serves on the Investment and Finance Committees of St. Thomas Episcopal Church in Owings Mill, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Thomas Barger is a Series 66 licensed financial advisor with 34 years of industry experience. He has worked at Lincoln Financial Advisors Corporation for 33 years before joining LPL Financial, where he currently practices. Outside of his advisory role, he is involved with Blue Harbor Benefits as a health insurance broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, utilizing various portfolio strategies and technology tools to support its network of over 22,800 advisors.

Karen Bartz is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 24 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory work, she is in the process of winding down a non-investment-related plastics sales business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques.

Carole Rose is a Series 66 licensed financial advisor at Merrill with 14 years of industry experience. She has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Taylor Marino is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2008 and City National Bank since 2019. Outside of his advisory role, Marino serves on the Board of Directors for The Family Tree, a nonprofit organization focused on preventing child abuse and neglect in Maryland. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and implements customized investment strategies using a combination of in-house and third-party managers, employing various portfolio management and financial planning services.

Damian Maurer is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2017. Prior to his advisory career, he was involved in other work, including at Michael's Cafe and Towson University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Juergensen is a financial advisor at Ameriprise with 25 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliates since 2005. Juergensen serves on the Board of Directors at Frostburg State University and is involved as treasurer for a local volunteer organization. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports in partnership with its financial advisors.

Stanley Rodbell is a financial advisor with LPL Financial, holding a Series 66 designation and over 30 years of industry experience. Prior to joining LPL Financial in 2024, he spent 27 years at Lincoln Financial Advisors Corporation. He is also an attorney with a legal practice dating back to 1966. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, including access to third-party subadvisors and institutional platforms.

Jahaira Zorrilla is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill, Bank of America, and Wells Fargo. In addition to her advisory work, she is involved in assisted living care through employment at Exceed Home Care Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and offers broader derivatives and commodities capabilities compared with many institutional programs.