Jeffrey Garner is a financial advisor at Morgan Stanley in Richmond, VA, holding Series 63 and Series 66 licenses with 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing and First Clearing, LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate scenario modeling without providing individual security recommendations as part of standalone planning.

Lauren Clark is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm provides a range of advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment managers tailored to clients’ risk profiles.

Celeste Hickman is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has worked in various roles within Fidelity since 2010, including with Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios using mutual funds, ETFs, and ETPs, while also serving as a commodity pool operator and offering advisory services to multiple registered funds.

Douglas Kasselberg is a financial advisor with Ameriprise in Glen Allen, VA, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Ameriprise in 2025, he worked in educational roles at The New Community School, Hanover County Public Schools, and Henrico County Public Schools. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Hill Mallory III is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has been with Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Ernesto Sampson Jr. is a financial advisor with Ameriprise in Glen Allen, VA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he serves on several nonprofit boards, including as Trustee of The Richmond Symphony Foundation, President of the VMI Foundation, and Past President of the Rotary Club of West Richmond. Ameriprise provides a range of advisory, brokerage, and insurance solutions, with a notable retirement-income planning service designed for individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to generate personalized recommendations.

Davis Boyd is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and four years of industry experience. He has been with Ameriprise since 2021 and previously worked in network building and consulting from 2019 to 2021. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to generate personalized recommendation reports. The firm operates through a large institutional platform providing advisory, brokerage, and insurance solutions.

Anthony Norr is an Investment Consultant at Fidelity Investments, a position he has held since 2026. In this role, he focuses on building meaningful relationships and providing clients with guidance tailored to their individual financial goals and circumstances. His approach emphasizes clarity and confidence throughout the financial planning process. Anthony has held several roles at Fidelity Investments, including Planning Consultant in 2025, Relationship Manager from 2024 to 2025, Financial Representative from 2023 to 2024, and Financial Services Representative in 2023. Prior to joining Fidelity, he worked as a Universal Banker at Atlantic Union Bank from 2022 to 2023 and as a Lead Disputes Representative at Capital One from 2018 to 2019. Outside of his professional work, Anthony enjoys camping, fitness, hiking, outdoor adventures, and volunteering.

Samuel Mintz is a CFP® with 23 years of industry experience, currently advising at Raymond James & Associates since 2026. He previously worked at Truist Advisory Services and Truist Investment Services, as well as Bb&T Securities and Scott & Stringfellow. Mintz serves as a board member of Sports Backers, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Karen Buckley is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 13 years of industry experience. Her prior roles include positions at RBC Capital Markets, Bank of America, and Merrill. She also supports advisors in a client associate role at Atlantic Union Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

John Green is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill Lynch. He serves on the investment committee of Willow Oaks Country Club and is a member of the board of directors and finance and investment committee at Saint Mary’s Ryken High School. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Michael Johnson Clyburn is a Senior Financial Advisor with the TWN Wealth Management Group at Merrill Lynch Wealth Management. Since joining Merrill in 2017, he has focused on advancing client goals by leveraging the products and services offered through Merrill and Bank of America. His role includes portfolio advisory services with a particular emphasis on alternative investments, as well as personal wealth planning and analysis. Michael holds a bachelor's degree with a double major in Mathematics and Psychology from Amherst College, where he was also a member of the varsity football team. He maintains the professional designation of Personal Investment Advisor (PIA). His client expertise encompasses areas such as retirement planning, family wealth management, tax minimization, and services tailored to endowments, foundations, non-profits, and small businesses. In addition to his professional responsibilities, Michael is involved with the Ridgewood High School Alumni Association. He lives in Red Bank, New Jersey, and spends his personal time with family and friends, enjoying activities such as boating, baseball, football, running, music, and travel.

Jack Lonergan is a CFP® professional with eight years of experience in the financial services industry. He has been with Edward Jones since 2018 and previously worked at Bio-Cat. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Justin Schrinel is a CFP®-designated financial advisor with 18 years of industry experience, currently affiliated with LPL Financial since 2012. He operates under Cardinal Wealth Management as a dba for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, and retirement consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Tony Gomer is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and beginning his advisory career in 2025. Prior to entering the financial industry, he served in the United States Navy and held various roles including positions at Acuity International and the City of Havelock. Outside of his advisory work, he is an owner and partner of Sentinel Capital LLC, a real estate and property management firm. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Bernice Murff is a financial advisor at Raymond James & Associates with 29 years of experience in the industry. Her prior roles include positions at Truist Advisory Services, Truist Investment Services, INC., and BB&T Securities. She serves as a finance advisor for the Alpha Gamma Delta Theta Zeta Chapter, a social fraternity at Randolph-Macon College, of which she is an alumna. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and in-house research.

Amarinder Saini is a Planning Consultant at Fidelity Investments, where he collaborates with clients to address their financial needs and develop comprehensive financial plans aligned with their goals and values. Since joining Fidelity Investments in 2021, he has held multiple roles, including Planning Consultant, Relationship Manager, and Investment Solutions Representative. Prior to his current position, Amarinder gained experience in client services across various financial institutions, including TD Ameritrade, RBC Wealth Management, and BB&T Scott & Stringfellow LLC. His professional background spans from 2012 to the present, focusing on supporting client financial objectives. Outside of his professional duties, Amarinder enjoys cooking and baking, spending time with pets, traveling, and practicing yoga.

Henry Shores Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and with 45 years of industry experience. He has worked at Wells Fargo Clearing since 2022 and previously spent nine years with Ameriprise Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Eric Van Der Hyde is a financial advisor with Raymond James Financial, holding CFP® and ChFC® designations and 17 years of industry experience. He has worked at Northwestern Mutual and currently owns and manages Concentric Wealth Partners, where he is involved in operations and client relations. Van Der Hyde serves as a family member director at Perdue Farms, Inc., and volunteers as treasurer on the Endowment Committee of St. Stephen's Episcopal Church in Richmond, VA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses detailed risk profiling and modeling tools to tailor recommendations and supports municipal advisory services and specialized retirement plan consulting.

Jordan Chalkley is a CFP® with six years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. His prior experience includes roles at Headland Capital, LPL Financial, Fidelity Investments, Morgan Stanley, and Bank of America. He also spent time preparing for the CFP exam and worked at Hampden-Sydney College early in his career. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary investment options, including insurance-related vehicles and bank deposit sweep programs.