Alvin Francis is a financial advisor with Merrill in Marietta, GA, holding Series 63 and Series 66 licenses and has 19 years of industry experience. He has been with Merrill since 2010. Outside of his advisory role, he is a co-owner of a family rental property in Palm Bay, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal teams and third-party managers.

James Murphy is a financial advisor at Cetera with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including Primerica Financial Services and Foresters Financial Services prior to joining Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Scott King is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Ameriprise Financial Services and Legacy Capital Advisors. King serves as a board member of BCR Holdings LLC, a wastewater technology company. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Holly Pecarek is a CFP®-certified financial advisor with Morgan Stanley in Atlanta, GA, bringing 26 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2009. Outside of her advisory role, she is involved in retail and online sales through a business on eBay. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm employs structured planning tools and offers access to various investment products and strategies as part of its comprehensive wealth management services.

Michael Siegel is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery and proprietary tools.

Cynthia Lane is a financial advisor with Morgan Stanley in Atlanta, GA, holding Series 63 and Series 66 licenses and with 26 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2003, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney. Outside of her advisory role, she is involved in an estate investment activity based in Richmond, TX. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers various investment and financial product services through its broad platform.

William Wulfers is a CFP® professional affiliated with Raymond James Financial in Woodstock, GA, with 22 years of experience in the financial services industry. He previously worked at Edward Jones for 21 years before joining Raymond James in 2025. He is also the president of Luxury Wealth Advisors LLC, a support company working in partnership with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports its clients through various advisory programs and institutional consulting services.

Patrick Lovell is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services and Wells Fargo Clearing. He has ownership interests in Ramsey Capital, LLC and 1792 Capital Partners, LLC, both investment-related businesses in Atlanta. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services with a broad range of planning options. Advisors utilize Wells Fargo research and tools to develop tailored recommendations, with clients having the choice to implement them through brokerage or advisory programs.

James Cushingham is a financial advisor at Edward Jones in Marietta, GA, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he is the owner and performer of Energemata Poi LLC, an entertainment business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,700 financial advisors and over 15,000 branch offices.

Scott Orr is a financial advisor with Cetera in Atlanta, GA, holding Series 63 and Series 65 designations and 17 years of industry experience. He has worked at Cetera and its affiliates since 2019 and previously spent three years with Foresters Advisory Services and Foresters Financial Services. Outside of his advisory work, Orr serves on the boards of the Center for Family Resources and the Marietta FUMC Weekday program. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a large network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning solutions and operates a multi-manager platform allowing advisors to implement model portfolios, third-party managers, or bespoke strategies.

Larry Goodwin Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1994. Outside of advisory work, he is involved in the sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with about 3,700 advisors and $15.5 billion in assets under management, employing model-delivery strategies overseen by unaffiliated asset managers.

Simon Leung is a financial advisor with Wells Fargo Clearing in Marietta, GA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has also worked at Wells Fargo Bank NA since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute alongside third-party data.

Graham Kennedy III is a Series 66 credentialed financial advisor with two years of industry experience, currently with Fidelity in Atlanta, GA. His prior work includes roles at Shamrock Trading Corporation and Raymond James Financial, Inc. He has also held positions outside the industry, including at Amsterdam Cafe and Auburn University Club. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from a broad investable universe.

Stephen Young Sr. is a CFP®-designated financial advisor with Edward Jones, where he has worked for 25 years. He has 32 years of industry experience and serves clients from Roswell, GA. Outside of his advisory role, he is a director of the Wayford Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a large national network of advisors and branch offices.

Luz Delgado is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and having nine years of industry experience. She has worked at Wells Fargo Bank NA since 2014 and with Wells Fargo Clearing Services, LLC since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jeffrey Cox is a financial advisor with Raymond James Financial Services Advisors, Inc. in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His prior work includes more than a decade with Synovus Bank and Synovus Securities. Outside of advisory services, he serves as an insurance agent assisting with fixed insurance products and is a vice president at Pinnacle Asset Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through advisory programs and institutional consulting.

Corey Short is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Merrill, he worked at Bank of America, Woodforest National Bank, Carmax Auto Finance, Waffle House, and SunTrust Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Keisha Cole is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. She has worked at Merrill since 2013 and at Bank of America, N.A. since 2022. Outside of her advisory work, she owns and operates DRIP NATURALS LLC, a business specializing in handmade body butters, scrubs, and candles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Derek Strange is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and previously worked at Aflac from 2001 to 2019. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Javion Rookard is a financial advisor with Merrill and holds Series 63 and Series 66 licenses. He has five years of industry experience and has worked at firms such as NYLIFE Securities LLC, New York Life Insurance Co, Northwestern Mutual, and Bank of America. His background also includes roles connected to Bentley University and the City of Cambridge Human Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.