Derek Grimm is a CFP® with 25 years of industry experience. He is currently with RBC Capital Markets and City National Bank, having previously worked at Bank of America and Merrill Lynch. Grimm serves on the Board of Directors for the Camaraderie Foundation, a veteran organization that supports individuals with PTSD. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations, offering customized advisory programs and portfolio management services tailored to client risk profiles.

Sheridan Major is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 credentials and 18 years of industry experience. Prior to joining Charles Schwab, Major worked at Edward Jones and Raymond James Financial Services. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts with an integrated operational and custody platform.

Joseph Uttlinger is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses and has 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wachovia Bank, N.A. since 2004. Outside of his advisory role, he serves as a power of attorney for his mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute along with modern portfolio theory principles in its investment approach.

Deric Milligan is a CFP® professional with three years of industry experience, currently affiliated with Raymond James & Associates in Winter Park, FL. Prior to joining Raymond James, he was the founder and Chair of the Board of Inheritance of Hope, a nonprofit serving young families with a terminally ill parent. He also serves as Treasurer and a board member for the Orlando Philharmonic Orchestra. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and nonprofit organizations, offering financial planning, investment consulting, and municipal advisory services.

Taimi Bek is a financial advisor with Raymond James Financial in Orlando, FL, holding a Series 66 designation and five years of industry experience. She has held various roles at Raymond James Financial Services, Inc., Edgewater Family Wealth, and BCW Financials, where she is involved in investment monitoring, model design, and bond ladder management. Bek also serves as a trustee and director for BKCapital LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored non-discretionary planning and utilizes advanced analytical tools to support its advisory programs and institutional consulting.

Geoffrey Del Bene is a CFP®-designated financial advisor at Edward Jones with 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he is involved in several LLCs related to property management and a car-share business. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the United States.

Luis Rivera is a financial advisor at Charles Schwab in Orlando, FL, holding a Series 66 designation with 16 years of industry experience. He has worked at various Charles Schwab entities since 2011, including Schwab Private Client Investment Advisors and Charles Schwab Trust Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by Schwab Center for Financial Research due diligence.

Rossella Davis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and three years of industry experience. She previously worked at Charles Schwab & Co., Inc. and spent eight years at Booking.com. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research-driven strategies based on diversification principles and modern portfolio theory.

Lisa Menendez is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her prior work includes positions at Charles Schwab and Robinhood Financial, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Edick Lucas is a CFP® and ChFC® with 37 years of experience in financial services. He is currently with Cetera and previously worked at Concourse Financial Group Securities Inc and Lincoln Financial Securities Corp. He also operates Concierge Financial Planning Group, providing financial planning and insurance services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, including access to third-party money managers and multiple program structures.

Danielle Krise is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Raymond James & Associates since 2007. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Edwin Melo is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and five years of industry experience. His background includes roles at Merit Wealth Advisors, JP Morgan Chase, and Wells Fargo, as well as eight years of service in the US Navy. Outside of finance, he owns and administrates a car rental company, Beleco LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management solutions, utilizing multi-asset model portfolios and providing access to alternative investments via a centralized, integrated structure.

Kiet Tran is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and structured discovery conversations.

Matthew Hahn is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and scenario modeling.

David Isaacson is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, following a 15-year tenure at Citigroup Global Markets. Isaacson also serves as a trustee for a trust based in Ontario, Canada. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Christopher Hunter is a financial advisor with Wells Fargo Clearing in Orlando, FL. He holds the ChFC® designation and Series 63 and Series 65 licenses, with 32 years of industry experience. His prior experience includes 15 years at Merrill before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Edward Rice III is a financial advisor at Raymond James Financial in Orlando, FL, with one year of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services Inc. since 2024 and Edgewater Family Wealth in 2023. Outside of his advisory role, he is the owner and operator of Elite Ordnance Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning using risk profiling and modeling tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Brooke Biddle is a financial advisor at Morgan Stanley in Winter Park, FL, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, Brooke worked at Grant Thornton, LLP for four years and operated an independent practice for six years. Outside of her advisory role, she is involved in buying and selling sports cards as a sole proprietor. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services designed to fit both direct clients and those under corporate financial planning agreements.

Kevin Rosen is a financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, he worked as a real estate agent at Global Brokers Realty and served as managing director of a marketing agency, The Root List Inc. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,000 advisors, offering a range of advisory programs and affiliated investment products.

Kristian Garcia is a financial advisor at Charles Schwab with eight years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2019, with prior experience at Edward Jones and Bridgestone Retail Operations. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by centralized custody and supervisory infrastructure.