Alvaro Grullon is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at various Charles Schwab entities since 2022 and previously at Truist Bank and Truist Investment Services from 2016 to 2022. Outside of his advisory role, he manages The OZone Podcast LLC, which involves content creation and general management of the podcast. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a combination of non-discretionary advisory models and discretionary separately managed accounts, supported by a large client base and centralized operational infrastructure.

Lynette Ancona is a financial advisor at Raymond James & Associates with 25 years of industry experience. She holds a Series 66 designation and has worked at Raymond James since 2024. Prior to this, she had roles at Charles Schwab Bank and Charles Schwab & Co, Inc. from 2009 to 2024 and was the owner of Down Home Enterprises, LLC from 2012 to 2024. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning and consulting through a range of portfolio management styles and affiliated research resources.

Chad Richardson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and eight years of industry experience. He previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, Richardson serves on the board and finance committee of Five Acres and coaches youth sports at Saint Philip the Apostle School. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual clients, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Janet Buley is a financial advisor at Fidelity with 22 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Her prior roles include positions at FourthThought Private Wealth, Wells Fargo Advisors, Cetera, and Regions Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across a range of asset classes.

Kyle Wassmann is a CFP® with 18 years of industry experience, currently serving at J.P. Morgan Securities LLC since 2012. He holds the Series 66 designation and is based in Windermere, FL. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Erncy Dumornay is a financial advisor with Charles Schwab in Winter Park, FL, holding Series 63 and Series 66 licenses and has 17 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by a centralized operational structure.

Brent Jordan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his financial career in 1999 at another investment management firm before joining Merrill Lynch in 2008. Brent specializes in designing and implementing long-term wealth management strategies, with a focus on retirement income planning as well as estate and wealth transfer concerns. Brent holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree in communications from the University of Memphis. Outside of his professional work, Brent is an avid golfer and a member of the Bay Hill, Isleworth, and Secession Golf Clubs. He helped establish the Core Values Cup for First Tee of Central Florida, a youth program focused on developing life skills through golf. Brent is active in his church and resides in Windermere with his wife, Amy, and their children Brent Jr., Julia, and Sarah. He was named to the 2024 Forbes “Best-in-State Wealth Management Teams” list as a member of the Windermere Private Wealth Management team.

Brett Canarelli is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JP Morgan Securities, LLC for 12 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Timothy Bol is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 credentials and has 17 years of industry experience. Prior to joining Raymond James in 2025, he worked at Cambridge Investment Research and Mass Mutual Investors Services. Outside of his advisor role, he is a fixed insurance agent and a 25% owner of Lake Park Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth families, institutions, and charitable organizations. The firm offers tailored non-discretionary planning using risk profiling and analytical modeling, supporting clients through advisory programs and other providers.

Lawrence Hatch is a financial advisor with LPL Financial in Orlando, FL, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has previously worked at First Horizon, SunTrust Advisory Services, and SunTrust Bank. Outside of his advisory role, Hatch serves on the boards of several nonprofit organizations, including The Assistance Fund, Advent Health Children's Foundation, and the Orlando Science Center, as well as the Greater Orlando Sports Commission. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a focus on financial planning, model portfolios, third-party asset management, and institutional platforms.

Kyle Christian is a CFP® and CFA® with 12 years of industry experience. He has been with Charles Schwab since 2015 and previously worked at Formula Guides, LLC. Outside of his advisory role, he owns a seasonal rental property in New Smyrna Beach, FL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by centralized custody and operational infrastructure.

Cameron Obrien is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having four years of industry experience. His prior roles include positions at Valic Financial Advisors, Pruco Securities, and The Prudential Insurance Company of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Todd Thornley is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and has worked with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

George Edwards is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Wells Fargo Clearing and Pershing Advisor Solutions LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Megan Schupp is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Fidelity, she held roles at Foliage Design Systems and Rev. Outside of her advisory work, she is an independent contractor for Oui Vend, a merchandise vendor at concerts. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Samuel Pereira is a financial advisor at Charles Schwab in Orlando, FL, holding Series 66 and Series 63 designations with three years of industry experience. Prior to his advisory role, he operated an Etsy shop and worked in the automotive and sports merchandise sectors. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory recommendations and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Natalia Rios is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015, based in Orlando, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gregory Vandergrift is a financial advisor with Raymond James & Associates in Orlando, FL. He holds the CFP® and ChFC® designations and has 37 years of industry experience. Prior to joining Raymond James in 2019, he spent nine years at Ameriprise Financial Services. Outside of his advisory role, he co-owns College Park Investments, LLC, a business managing single-family rental properties in Orlando with his wife. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutional clients, and municipalities. The firm offers non-discretionary financial planning and consulting services supported by a wide range of portfolio management styles, affiliated research, and municipal advisory services.

Kevin Devolve is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been working since 1997. He has developed his expertise in areas such as retirement and multigenerational legacy planning, education planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Kevin holds a Bachelor's Degree from Eastern Connecticut State University and a Master's Degree from the University of South Carolina. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Throughout his career, he has emphasized the importance of trust and responsibility in his role, building a team that shares this commitment. Kevin has been married since 1994 and has two sons, Noah and Ben, who are both attending college. He is a member of the El Paso Club in Colorado Springs. His personal interests include billiards, hiking, reading, spending time with his family, and traveling.

Elizabeth Stewart is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and has worked at several firms, including Wells Fargo Advisors and Morgan Stanley. Outside of advisory work, she participates in food delivery services on a limited basis. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm’s approach includes proprietary capital market assumptions and model-based asset allocations tailored to clients’ goals and risk tolerances.