David Pettit III is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 28 years of industry experience, including over 10 years with Cambridge Investment Research Advisors. Outside of his advisory work, he serves as president of multiple restaurant franchise companies and is a board member of Equip Education, a nonprofit organization. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers tailored investment strategies via multiple platform arrangements, incorporating both proprietary models and third-party managers.

Jacob Marrs is a CFP® professional with 11 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, he spent one year with Wells Fargo Advisors, LLC. Outside of his advisory role, he occasionally assists with labor on his family farm in Clay Center, Kansas. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Justin Luzi is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has worked in various capacities within JPMorgan Chase and J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Kerry Jenny is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 63 designation and possessing 42 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Annagay Powell is a financial advisor with Primerica Advisors in Pembroke Pines, FL, holding a Series 65 credential and three years of industry experience. She has worked with PFS Investments, Inc. and Primerica Financial Services, and has additional work experience with Uber, Doordash, and the City of Tamarac. Outside of financial advising, she is a co-owner of a local trucking company, Just Che Trucking, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and uses a percentage-based wrap fee structure for its services.

Curtis Dabros is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. His career includes prior roles at CUSO Financial Services, L.P. from 2001 to 2018 and ongoing service at Power Financial Credit Union since 2001. Outside of his advisory work, he has recent employment with the Washington Nationals MLB team. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning and access to model portfolios and third-party asset management, supported by extensive operational tools and oversight of over $819 billion in discretionary assets.

Guido Sosa is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and five years of industry experience. He has worked at several firms, including Insigneo Securities LLC and Andbanc Brokerage LLC, prior to joining Morgan Stanley Smith Barney LLC in 2022. Outside of his advisory work, he is involved with Argusa Group LLC, a business related to the automotive and transportation sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including customized financial planning supported by advanced tools and methodologies.

Barbra Shaffer is a financial advisor at Cambridge Investment Research Advisors with 37 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Gilman Ciocia, Inc., National Securities Corporation, and National Asset Management. She is also the president of Shaffer Wealth Solutions, a separate advisory business. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing multiple custody platforms and a mix of proprietary and third-party model strategies.

John Fricker is a financial advisor at Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses with seven years of industry experience. He previously worked at Lion Street Financial, Flah and Company Insurance and Estate Planners, and The Prudential Insurance Company of America. Outside of his advisory role, he is president of Fricker Consulting, Inc., a pass-through entity established for bonus compensation related to prior employment. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Patrick Ryan is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2010. Outside of his advisory role, he owns and manages a rental property business in Chicago. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning that utilizes firm-approved tools and planning strategies.

Anna Karlova Arango is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and two years of industry experience. Her prior work includes positions at Equitable Advisors, Primerica, and Merrill. Anna has also been involved in entrepreneurial activities through Golden Empire LLC since 2013. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements that use firm-approved analysis tools and recommend investment categories and strategies.

Aires Botas is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity for over 16 years and has more than 19 years of experience in the financial services industry. Throughout his career, Aires has worked closely with clients and families to plan for their financial goals, focusing on developing personalized investment strategies that align with each client's unique style and objectives. His professional journey at Fidelity includes roles such as Financial Consultant, Investment Consultant, Portfolio Specialist, and Retirement Relationship Manager, among others. Prior to joining Fidelity, Aires worked as a Life Insurance Consultant at New York Life Insurance Company and as a Brokerage Consultant at GunnAllen Financial. He holds insurance licenses in Arkansas and California. Outside of his professional work, Aires has interests in art, cars, fitness, music, reading, and traveling.

David Searles is a financial advisor with Raymond James Financial Services Advisors, Inc. in Pompano Beach, FL, holding Series 65 and Series 63 licenses and with 35 years of industry experience. He has been with Raymond James and affiliated entities since 2016. Outside of advisory work, he is the owner of support companies Intercoastal 101 Financial and TrueGate Capital Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Santiago Borenszteyn is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at MML Investors Services, Varsity Tutors, MassMutual Life Insurance, Florida Financial Advisors, and held teaching positions at the University of Florida and Dr. Michael M Krop Senior High. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services that include comprehensive financial and estate planning.

James Henriquez is a financial advisor at Merrill with seven years of industry experience and holds a Series 66 designation. His prior roles include positions at Infinex Investments, Popular Investments, Kovack Securities, and the Royal Bank of Canada. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Keylana Nemnich is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, with three years of industry experience. She holds the Series 66 designation and has previously worked at Granahan Investment Management and the Federal Reserve Bank of St. Louis. Outside of her advisory role, she is involved with Infinite Harmony LLC, a retail and online stores business where she participates in business development and sales. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Madeline Morales is a financial advisor at Primerica Advisors with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at PFS Investments Inc. and Primerica Financial Services since 2011 and 2002, respectively. In addition to her advisory role, she is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of investment models.

Vijay Baxter is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2015 prior to joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Ellen Krider is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding Series 63 and Series 65 designations and having 37 years of industry experience. She has worked at RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Tiani Hausen is a financial advisor at Raymond James & Associates with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser force.