Bryan Simon is a Financial Advisor at Merrill Lynch Wealth Management. He brings a comprehensive background in accounting and finance to his role, supported by advanced degrees from Pennsylvania State University where he earned a Bachelor's in Accounting, a Bachelor's in Finance, and a Master's Degree in Accounting. Bryan began his career at Ernst & Young in Philadelphia, specializing in auditing wealth and asset management companies. He later worked at Credit Suisse in New York City as an equity research and sales associate within the HOLT team. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Although he is a Certified Public Accountant (CPA), Bryan no longer practices in this capacity. Fluent in English, Spanish, and Dutch, Bryan leverages his multilingual abilities to connect with diverse clients and provide financial advising with a global perspective. His expertise spans areas such as college education planning, corporate benefits, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and investment strategies. Bryan focuses on building and preserving wealth, particularly for business owners and families focused on legacy through tailored transition and estate planning strategies. Outside of his professional commitments, Bryan participates in community organizations including United Way Broward, United Way Miami, and has volunteered for the Volunteer Income Tax Assistant (VITA) program in 2016 and 2017. His personal interests include basketball, biking, dancing, hiking, reading, scuba diving, skiing, and traveling.

Patricia Bitnar is a financial advisor at Raymond James Financial with 21 years of industry experience. She holds the Series 66 designation and has been with Raymond James Financial Services Advisors since 2010. Outside of her advisory role, she is president of Bitnar Networks, a separate business in which she is not actively involved in daily operations. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to align investment strategies with client goals and supports both individual and institutional consulting.

Evagelos Petrakos is a financial advisor at Merrill with Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Bank of America, Charles Schwab & Co., Inc., J.P. Morgan Securities LLC, and JPMorgan Chase Bank, N.A. He has also worked outside of finance in the hospitality sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services focused on model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers portfolio implementation through internal Chief Investment Office teams and third-party managers, incorporating strategic asset allocation and tax-aware options.

Shawn Eager is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley in 2018, he worked for Broward County Government from 2013 to 2018. He serves on the board and finance committee of Gilda's Club South Florida, a health and welfare organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering financial planning services supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and serves clients through direct relationships and corporate financial planning agreements.

Wayne Louk Jr. is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1997. Outside of financial advising, he is an officer of Fulu Rose Corp., a vending machine business based in Miami. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and selective separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation and maintains an operational model based on tiered percentage-based wrap fees.

Motaz Sarsour is a financial advisor at Charles Schwab with Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Citibank, Castle Management LLC, Nautica, and Broward College. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Eitan Sisso is a financial advisor at Raymond James & Associates with two years of industry experience. He holds the Series 66 designation and has prior work experience at Super.com, Daily Steals, Bayview Asset Management, and Schlumberger. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Steven Barker is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America, N.A., LSF Capital LLC, and Credit Card Processing Agents L.L.C. Outside of his advisory work, he serves as a football referee for the Broward Football Officiating Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Zachary Mignacca is a CFP® and Series 66 credentialed financial advisor with five years of industry experience. He is currently with Edward Jones in Fort Lauderdale, FL, having also worked at Northwestern Mutual and other firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Gustavo Cecchi is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 66 registrations and bringing 21 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2017, and spent one year at HSBC Bank USA prior to that. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Cesar Soria III is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill Lynch and UBS Financial Services. He is based in Fort Lauderdale, FL. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Santiago Mizrahi is a financial advisor at Cetera with Series 63 and Series 65 credentials and approximately one year of industry experience. His prior roles include positions at Thrivent Investment Management Inc, Florida Financial Advisors, and Alta Developers. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various investment program options.

Andrew Kahng is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior work includes roles at Bank of America, N.A. and Merrill. He also serves as a FINRA non-public arbitrator. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Eric Hersh is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved in managing family investment trusts and holding companies. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a range of investment programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and models.

Joseph Andrews is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2023. His prior experience includes roles at Merrill and Bank of America, N.A., where he worked from 2004 to 2023. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by comprehensive research and model management options.

Daniel Luptak is a Financial Consultant with Fidelity Investments, where he leads a Wealth Management Team focused on holistic financial planning. He partners with clients to foster long-term relationships and develops tailored strategies aimed at achieving specific financial goals. Daniel emphasizes providing a positive client experience and a sense of security during times of uncertainty. He has been with Fidelity Investments since 2022, progressing from Workplace Planning Consultant to Investment Consultant, and currently serving as a Financial Consultant. Daniel holds insurance licenses in Arkansas and California. Outside of his professional role, Daniel's personal interests include bowling, cars, fitness, golf, outdoor adventures, and tennis.

Juan Avila is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, with prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of finance, he has a carpentry business based in Miami, Florida. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate-linked financial planning services.

Janice Klein is a financial advisor with Ameriprise in Fort Lauderdale, FL, holding a Series 63 designation and bringing 40 years of industry experience. Prior to joining Ameriprise in 2023, she worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC from 2016 to 2023. Outside of her advisory role, she manages Stirrup Trouble LLC, a business involved in breeding thoroughbred racehorses. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis delivered through a centralized consulting team, with a focus on assets held in Ameriprise Managed Accounts and the use of algorithmic tools overseen by a Retirement Income Oversight Committee.

Dianne Hill is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is a 50% owner of a rental property in Tallahassee, Florida. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Luke Donay is a financial advisor at Wells Fargo Advisors in Fort Lauderdale, FL, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Prime Trust and Tuckey Motor Sports. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients meeting certain net-worth thresholds. The firm offers a broad range of planning services and integrates advisory services with other financial products and referral channels.