Elizabeth Fernandez is a financial advisor with Citigroup Global Markets in Miami, FL. She holds Series 63 and Series 65 licenses and has 10 years of industry experience. Elizabeth has worked with Citi Private Bank Latin America since 2005. Citigroup Global Markets serves individual and institutional clients through various wealth management segments, offering multi-asset, multi-manager investment strategies via discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and futures commission merchant services.

Daniel Corazon is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation. He has been with Goldman Sachs since 2025 and has prior experience including roles at Total View Advisors and US Century Bank, as well as academic involvement at the University of Florida. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base that includes individual investors, corporate participants, executives, and institutional clients. The firm employs a range of strategic allocation models and manager selections, supported by proprietary analytics, and leverages affiliated Goldman Sachs entities to offer a broad suite of advisory services.

Carlos Bergouignan Sotolongo is a financial advisor at Oppenheimer with 21 years of industry experience. He has been with Oppenheimer since 2003 and holds the Series 66 designation. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of investment programs and advisory services that include discretionary and non-discretionary management across equity, balanced, and fixed-income portfolios.

Daniel Camino is a financial advisor at Citigroup Global Markets with nine years of industry experience. He has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Camino holds Series 63 and Series 66 designations. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including operations as a swap dealer and futures commission merchant.

Marcel Martinez is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies within discretionary and non-discretionary programs, supported by internal oversight and research capabilities.

Yanin Salgado is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 20 years of industry experience. She has been with SunTrust Advisory Services since 2016 and has held roles within SunTrust Banks and SunTrust Investment Services since 2010. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary arrangements supported by third-party platforms and a dedicated equity research team.

Herminio Lagonegro Jr. is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm combines large institutional scale with unique market roles, including in-house research, derivatives services, and bespoke discretionary solutions for very large relationships.

Jerold Attento is a financial advisor with Principal Financial Services in Aventura, FL, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior roles include positions at Blue Water Financial Advisors, Pulles and Attento Wealth Management, and Financial Resources. He is also involved in the sales and servicing of various insurance products, including health, fixed life, disability, fixed annuities, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Maria Olavarria Alban is a financial advisor at Truist Advisory Services with five years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at NYLIFE Securities LLC, New York Life Insurance Company, and Pencillus Systems LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate integration among Truist entities.

Jeffrey Taraboulos is a PFS™ and holds a Series 66 license with 15 years of industry experience. He is currently affiliated with Integrated Wealth Concepts LLC and has been a partner at Kabat, Schertzer, De La Torre, Taraboulos & Co. since 2004. In addition to his financial advisory role, he is a partner and CPA at an accounting firm. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a large network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing primarily long-term strategies with customized portfolios that include mutual funds, ETFs, equities, and fixed income.

Giann Cannata is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James & Associates and Merrill. Outside of his advisory role, he serves as a trustee for The Cannata Family Trust I. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant institutional capabilities including in-house research, derivatives services, and bespoke lending solutions.

Robert Walter is a financial advisor at Sanctuary Advisors, LLC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Sanctuary Advisors and Sanctuary Securities since 2018, following nine years at World Equity Group. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations through a network of more than 400 independent advisers. The firm offers a range of portfolio management options, financial planning, and retirement plan consulting, employing multiple analytical approaches and maintaining affiliations that expand its investment platform.

Juda Schechter is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Mariner Wealth Advisors. His prior experience includes 16 years at Singer Xenos Securities Corp. and seven years at Msec, LLC. Mariner Wealth Advisors serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm combines in-house research with third-party platforms to deliver customized, discretionary portfolio solutions across multiple asset classes and specialized strategies.

Alfredo Fernandez is a financial advisor with Truist Advisory Services in Miami, FL, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has held roles at Suntrust Advisory Services, Inc., SUNTRUST INVESTMENT SERVICES, Inc., and SunTrust Bank since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools to support manager selection and portfolio oversight.

Eric Garcia is a financial advisor with OSAIC Institutions, INC. He holds a Series 66 credential and has 15 years of industry experience. His prior work includes positions at Infinex Investments, Inc., Popular Community Bank, and Morgan Stanley. Outside of his advisory work, he rents out one side of a duplex he lives in. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm provides customized advisory services, financial planning, ERISA plan services, wrap programs, third-party asset manager referrals, and access to alternative investments and lending solutions through a hybrid adviser/broker-dealer structure.

Mason Brown is a financial advisor at Citigroup Global Markets with a Series 66 designation and approximately one year of industry experience. Prior to joining Citigroup, he worked at Boyne Capital and has experience in education and service roles. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs, broker-dealer execution, and custody services. The firm combines large institutional scale with unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Ramon Pacios is a financial advisor at Citigroup Global Markets with 32 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Truist Advisory Services, Truist Investment Services, and Wells Fargo Advisors. Outside of his advisory role, he owns a package delivery service and a company that owns personal watercraft and boats. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

Carlos Bonilla Jr. is a CFA® charterholder and holds Series 65 and Series 63 licenses. He has six years of industry experience, currently advising at Citigroup Global Markets since 2022. His prior roles include positions at Insigneo, Vanguard, and The Wharton School of the University of Pennsylvania. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Anthony Crisp is a CFA® charterholder with seven years of industry experience. He currently works at Citigroup Global Markets, where he has been since 2021, following prior roles at Valor Advisors LLC and Morgan Stanley. Based in Miami, FL, he holds a Series 66 license. Citigroup Global Markets serves individual and institutional clients through a range of advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates at a large institutional scale with capabilities including in-house research, derivatives services, and bespoke discretionary solutions for very large clients.

Fred Berens is a financial advisor with Oppenheimer, holding Series 63 and Series 65 designations and bringing 61 years of industry experience. His prior firms include Wells Fargo Clearing, Wells Fargo Advisors LLC, and Prudential Equity Group, LLC. Outside of his advisory role, he serves as a trustee for multiple family and friend trusts, holds leadership positions with public television stations in South Florida, and is a trustee at the University of Miami. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of investment and consulting programs with discretionary and non-discretionary options, maintaining custody of client assets while managing both advisory and broker-dealer operations.