Julia De Padua Geraldeli is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and three years of industry experience. She has worked at Citi Private Bank since 2022 and previously was employed at Ernst & Young Assessoria Empresarial Ltda from 2018 to 2022. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale combined with unique market roles and commercial arrangements.

Luis Perez Martinez is a Series 66-credentialed advisor at Truist Advisory Services with one year of industry experience. Prior to his current role, he held positions at Truist Bank and Truist Investment Services, as well as experience in the healthcare and parking systems sectors. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program, combining discretionary and non-discretionary strategies supported by inter-affiliate integration among its broker-dealer and bank affiliates.

Lorena Heredia Caseres is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, combining large institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.

Vivek Sugumaran is a financial advisor at Citigroup Global Markets with over two years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2015. Outside of his advisory role, he operates a small personal business selling used educational and fiction books on Amazon. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles and arrangements.

Hugo Ulloa is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory role, he is an owner of rental properties in Florida and Mexico with minimal monthly time commitment. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, and maintains institutional-scale operations including in-house research and unique market roles.

Dustin Young is a CFP® and holds a Series 66 license with 18 years of industry experience. He has worked at Janney Montgomery Scott since 2020 and previously spent five years at Ameriprise Financial Services, Inc. Dustin is based in Miami, FL. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Rocio Mora Salazar is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 19 years of industry experience. She has worked at Citigroup since 2017 and at HSBC Securities (USA) Inc. since 2009. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm operates with large institutional scale and provides a variety of advisory, execution, custody, and derivatives services.

Vanessa Keller Dias is a financial advisor at Citigroup Global Markets with 17 years of industry experience. She holds Series 66 and Series 63 licenses and has worked previously at Banco do Brasil Securities LLC and Sabadell Securities USA, Inc. in roles spanning over a decade. Citigroup Global Markets serves individual and institutional clients, offering a wide range of investment advisory programs and execution services across various wealth segments. The firm employs multi-asset, multi-manager strategies and leverages its institutional scale and unique market roles to provide diverse investment solutions.

Maria Del Rosario Hondermann is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 designation and bringing 24 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. Sanctuary Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs and utilizes a broad network of independent advisor representatives, sub-advisors, and third-party platforms to implement a range of portfolio management solutions.

Luis Miranda is a CFP® and CFA® credentialed advisor with seven years of industry experience. He currently works at Truist Advisory Services and previously held roles at Citigroup, JPMorgan Chase Bank, and MFS. Outside of his advisory work, he mentors students in China through a mentorship program operated by Touchdown International LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Matthew Hecht is a financial advisor with Citigroup Global Markets, holding a Series 66 license and eight years of industry experience. He has worked at Citigroup since 2019 and previously at Axa Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Ian Duany Sarmiento is a Series 65-licensed financial advisor with two years of industry experience, currently with Sanctuary Advisors, LLC. His prior work includes roles at Cargill and Agrovalue Solutions LLC. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and uses a network of independent advisors and affiliated broker-dealers, supported by sub-advisors and third-party platforms.

Michael Carballo is a financial advisor with GWN Securities Inc. in Hialeah, FL, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. He previously worked at Independent Financial Partners and Mass Mutual Investors Services. Outside of his advisory role, Carballo has professional experience as a Jai-Alai player and serves as a firefighter with the Coral Gables Fire Department. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs and financial planning, employing both affiliated and unaffiliated sub-advisers with portfolio strategies that include market-timing and momentum-based approaches.

Phillipe Paret is a financial advisor at Mariner with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Imperio Wealth Advisors, VIM Global Advisors, Mass Mutual Investors Services, and New York Life. Outside of advisory work, he serves as a board member for the Financial Planning Association and the Estate Planning Council of Miami, and is involved in business consulting through Rize Global Partners. Mariner serves a diverse range of clients, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs a discretionary, customized portfolio approach supported by in-house research and third-party managers, and provides integrated tax and accounting services along with family office and employer financial wellness solutions.

Carolina Angel Jassir is a financial advisor at HSBC Securities (USA) Inc. with 8 years of industry experience. She holds the Series 66 designation and has worked at various HSBC entities since 2014, including HSBC Bank USA National Association and HSBC Global Asset Management. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through a mix of client-directed and discretionary strategies. The firm uses multiple model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, operating as both an SEC-registered adviser and broker-dealer.

Diana Sol is a financial advisor at Oppenheimer with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Merrill, Bank of America N.A., Citigroup, and Wells Fargo. She is based in Coral Gables, FL. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a variety of advisory programs, including discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm employs diverse investment approaches tailored by program and advisor, managing billions in assets across equity, balanced, and fixed income strategies.

Alexander Harb is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Fidelity Investments, JPMorgan, Bank of America, and Merrill. Outside of his advisory work, he is active in real estate and holds a real estate agent license in Miami, Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including swap dealing and futures commission services.

Henry Middleton is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Merrill for 15 years before joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Leopoldo Brauer is a financial advisor at Eagle Strategies (NY Life) with eight years of industry experience. He holds the Series 65 and Series 63 credentials. His work history includes roles at NYLIFE Securities LLC, New York Life Insurance Co, and Apex Insurance Solutions, among others. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and focuses on tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Ricardo Veneziano De Oliveira is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 15 years of industry experience. He has been with Citigroup Global Markets since 2010. Outside of his advisory role, he is a partner in Bars 'n' Rings Pinheiros Academia de Ginastica Ltda, a fitness business in São Paulo, Brazil. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides solutions that include discretionary and non-discretionary portfolios, mutual funds, ETFs, and alternative investments.