Phoebe Ross is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and 12 years of industry experience. She has worked at Merrill and Bank of America since 2018 and previously spent six years at Morgan Stanley. Outside of her advisory role, Ross serves as a trustee for the Jeanette Himes Trust and holds power of attorney for Jeanette Himes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Doris Huggins is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Evan Cohen is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has worked with Cetera and its affiliates since 2013 and had earlier roles at Legacy Advisory Services, Inc. Cohen is also the owner and president of CS Financial Services, Inc. and ESC Family Investments, LLC, the latter involving office space ownership. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with discretionary and non-discretionary options.

Gerald Licari is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been working since 1991. He provides an integrated and personalized approach to wealth management, drawing on over 35 years of experience in the financial services industry. Gerald specializes in areas including college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds a Bachelor of Arts degree in Finance from Florida Atlantic University and maintains several professional designations, including Certified Financial Planner (CFP) and Certified Plan Fiduciary Advisor (CPFA). Gerald's approach combines access to investment resources with personalized attention to develop short- and long-term wealth management plans to build, manage, and preserve client wealth across generations. Outside of his professional role, Gerald enjoys golf, pickleball, traveling, boating, and spending time with his family. He lives in Davie, Florida with his wife, Susan, and their dog, Coco. He is also actively involved with charitable organizations, particularly those supporting foster children.

Joseph Pierce is a financial advisor with Ameriprise in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at Wachovia Securities, Prospera Financial Services, and Ameriprise Financial Services Inc. He is also a co-owner of Plymouth Rock Financial Partners LLC, an Ameriprise franchise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service offering tailored retirement-income planning and ongoing advice. The firm emphasizes tax-aware withdrawal strategies and collaborates with its affiliated product providers within a defined investment universe.

Kevin Peebles is a financial advisor at Merrill in Fort Lauderdale, FL, holding a Series 66 designation with one year of industry experience. His prior work includes roles at JPMorganChase and PageGroup. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Harrison Monaco is a financial advisor at UBS Financial Services with Series 66 credentials and one year of industry experience. Prior to joining UBS, he worked at Taschen Miami and has a background in the arts sector with roles at Miami City Ballet and Philadelphia Ballet. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings supported by proprietary research and model-based asset allocations.

Jeffrey Marchitto is a financial advisor with OSAIC, holding a Series 66 designation and bringing 25 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, Oppenheimer, and Morgan Stanley DW Inc. Outside of advising, he owns an LLC that maintains a boat which may be used for charters and client events, and he serves as a volunteer board member on the finance committee of a nonprofit organization. OSAIC serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supporting discretionary strategies and third-party manager selections.

Todd Slobodkin is a Series 66 licensed financial advisor with Merrill in Fort Lauderdale, FL, with 11 years of industry experience. He has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary strategies designed by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Jeffrey Blaze is a CFP® with 30 years of industry experience, currently affiliated with LPL Financial. He has held positions at Kestra Financial Services, FDR Financial Group, Ameriprise Advisor Services, Wells Fargo Clearing, and Prudential Equity Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, with advisory solutions that incorporate LPL Research models, third-party subadvisors, and customized strategies.

Manuel Gutierrez is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, following two years at Citigroup Global Markets Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, managing approximately $2.74 trillion in client assets.

Alejandro Ygnacio Calderon is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds Series 66 and Series 65 licenses and has been with UBS since 2005. UBS Financial Services Inc. serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Jessica Cesar Lopez is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2019, following two years at Wells Fargo Clearing and two years at Aerotek. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its advisory process.

Andrew Strotman is a financial advisor with J.P. Morgan Securities in Ft. Lauderdale, FL, holding a Series 66 designation. He has been with J.P. Morgan Securities since 2026. Outside of his advisory role, he has been involved with several sports-related business ventures, including positions with multiple baseball LLCs and athletics organizations. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and includes broader derivatives and commodities capabilities.

Maya Tzur is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and previously worked at Bank of America, Merrill, and BankUnited. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and economic models to support its advisory services.

Zachary Mann is a financial advisor with Mass Mutual Investors Services in Ft Lauderdale, FL, holding a Series 65 credential and 20 years of industry experience. He has been with Mass Mutual Investors Services since 2016 and has worked concurrently at MassMutual Life Insurance Company since 2015. Outside of advising, he acts as a referral partner for a contingent labor staffing firm and is involved in sales and service of individual life and disability insurance. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning relationships and offers a variety of programs including educational seminars and event-driven planning services.

Juan Jimenez is a financial advisor with Raymond James & Associates in Hallandale Beach, FL, holding a Series 66 designation and six years of industry experience. His previous roles include positions at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Morgan Stanley, and Wells Fargo Bank, N.A. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Alejandro Mendieta is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc from 2015 to 2017. Mendieta serves on the executive boards of the South Florida Council of the Boy Scouts of America and the South Florida Hispanic Chamber of Commerce. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its financial planning as annual collaborative engagements using firm-approved tools and offers specialized programs including divorce planning and employer-sponsored planning.

David Pettit III is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 28 years of industry experience, including 14 years at Transamerica Financial Advisors before joining Cambridge in 2016. Outside of advising, he is involved in managing several restaurant franchises and serves on the board of a nonprofit education organization. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Jacob Marrs is a CFP® and holds a Series 66 license with 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at United Capital Management of Kansas, Intl Advisory Consultants, and Edward Jones. Outside of his advisory role, he occasionally helps on his family farm in Clay Center, Kansas. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines extensive research and analytics with a large-scale platform offering both brokerage and advisory solutions.