Dawn Burgher is a financial advisor with Merrill in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Merrill since 2009. Outside of her advisory role, she is involved in health-related ventures, including ownership of a health coaching business in development and acting as a distributor for a health product company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Manuel Kent is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Goldman Sachs from 2020 to 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analytics. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Diana Plucienkowski is a CFP® with 30 years of industry experience, currently affiliated with Cetera. She has worked with Cetera and its affiliated entities since 2019, and previously spent over a decade at Summit Financial Group Inc. She serves as president of Dane Financial Group, a firm focused on financial planning and investment advice, and is treasurer of the Broward Women's Alliance, which administers scholarship donations. Cetera Investment Advisers LLC is an SEC-registered advisory firm that serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform and supports both discretionary and non-discretionary portfolio management across various program structures.

Matthew Holbrook is a financial advisor with LPL Financial in Boca Raton, FL, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Rockefeller Financial and Raymond James & Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios, research, and various investment strategies.

Michael McMahon is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers structured financial planning and investment services, managing approximately $2.74 trillion in client assets.

Vivien Balcker is a financial advisor with Ameriprise in Miramar, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Balcker serves on the Board of Directors for A Place in Time Christian Ministries. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Aron Weingard is a CFP® professional with 11 years of industry experience, currently with Raymond James & Associates. He has been with Raymond James since 2015. Outside of his financial advisory role, he volunteers as a counselor and board member for Experience Camps, and is involved in local collaborative law initiatives and nonprofit event leadership in Boca Raton, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and public entities. The firm offers financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Kenneth Steinmetz is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Janney Montgomery Scott, Bank of America, and Merrill. Steinmetz is based in Ft. Lauderdale, FL. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Freeman is a CFP® with over 32 years of industry experience and is currently affiliated with Wells Fargo Advisors in Boca Raton, FL. He has held various roles within Wells Fargo entities since 2009. Outside of his advisory work, Freeman has ownership interests in MAMIBRO, Inc., a holding company for a financial practice, and Eagle Oak Wealth Partners, LLC, a financial practice based in Boca Raton. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services including retirement, education, risk, and wealth-transfer planning. The firm uses proprietary research and planning tools to develop tailored recommendations and integrates advisory services with other financial products and referral channels.

Maribeth Bates is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 19 years of industry experience. She has previously worked at Lincoln Financial Advisors, Merrill, and Bank of America, and has been with Morgan Stanley since 2020. Bates serves as a board member for the Exit Planning Institute Ft. Lauderdale Chapter, overseeing membership and organizing events for professionals focused on business exit strategies. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets and utilizing firm-approved tools and methodologies to develop tailored financial plans.

John Kerr is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Morgan Stanley, Bank of America, and Merrill. Outside of his advisory role, he assists his wife with administrative tasks for her interior design business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by extensive research and a variety of portfolio management styles.

Jason Beutel is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. His prior work includes two years at Citigroup Global Markets Inc. and eight years in a previous tenure with UBS Financial Services. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment plans.

Wayne Anderman is a CFP®-certified financial advisor with 37 years of industry experience. He currently serves at Cetera and previously worked for Avantax entities for over 15 years and Anchor Capital Resources for more than two decades. He is also a member of the Forbes Business Council, where he contributes articles and newsletters. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large nationwide network of independent advisors. It serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a variety of portfolio management and financial planning services with multiple program options and affiliations.

James Goulet is a Series 66-licensed financial advisor with Raymond James & Associates, based in Fort Lauderdale, FL. He has 13 years of industry experience and has been with Raymond James & Co since 2014. Raymond James & Associates is a large broker-dealer and registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research.

Errol Furst is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2016 and previously spent nine years at Stifel. He serves as an honorary board member for the University of Pennsylvania’s Metro New Jersey chapter. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, with investment strategies informed by its Global Investment Committee.

John Curran is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 32 years of industry experience. He has worked with Cetera since 2019 and previously with Foresters Advisory Services and Foresters Financial Services. Curran is involved in education as a board member of the Miami Dade County Public Schools Academy of Finance and teaches continuing education for industry organizations. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services with access to multiple program structures, third-party managers, and model portfolio options.

Justin Burdo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. His career includes multiple tenures at Wells Fargo Clearing and a one-year period at UBS Financial Services. Outside of his advisory role, he has a minority ownership interest in GBJB LLC, an investment-related business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Hamasa Osmani is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2020, she worked at Merrill for two years and has held roles in both financial services and other sectors. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Lyubov Rozman is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. She has worked with various divisions of JPMorgan Chase since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Maria Schnirman is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping entrepreneurs and high-net-worth individuals navigate their financial journeys. With more than two decades of experience, she focuses on developing customized financial plans grounded in clients’ values and goals, guiding them toward financial progress and wealth preservation. Maria’s expertise encompasses a broad range of areas including college education planning, legacy planning, liquidity management, retirement income, tax minimization, and strategies tailored for women and small businesses. Fluent in English and Spanish, Maria holds a bachelor’s degree in Finance and International Business from Universidad Sergio Arboleda. She holds the Personal Investment Advisor (PIA) designation and emphasizes a collaborative management style, prioritizing long-term relationships through client education, credit strategies, asset allocation, and personalized financial planning. Maria is committed to simplifying investment complexities by connecting clients with seasoned professionals and providing access to lending and banking services through Bank of America. Beyond her professional role, Maria is actively involved in community projects and is a member of the Hispanic Chamber of Commerce NY. Her personal interests include baseball, fishing, football, hiking, painting, running, skiing, soccer, tennis, and traveling.