William Morrison is a Series 66 licensed financial advisor with 27 years of industry experience. He has worked at Osaic Wealth, Inc. since 2021, following roles at Royal Alliance Associates, Inc. and Signator Investors, Inc. He is involved in succession planning through a sole proprietorship and holds responsibilities in compliance and administrative functions with affiliated financial entities. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a broad set of investment solutions, utilizing asset-allocation tools and third-party platforms to customize and manage portfolios.

Thom Newcomb is a financial advisor at Ameriprise with 26 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliate since 2005. Outside of advising, he owns and operates several small businesses, including a beverage distribution company and an entity managing a distribution agreement for an energy drink. Ameriprise serves primarily clients approaching or in retirement, offering retirement-income planning that integrates research, modeling, and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Christopher Jett is a financial advisor at Raymond James & Associates with 7 years of industry experience. He has been with Raymond James & Associates since 2007. He holds the Series 66 designation and is based in St. Petersburg, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning and non-discretionary investment consulting through various advisory programs.

Gina Di Grandi is a financial advisor with J.P. Morgan Securities in Clearwater, FL, holding a Series 66 credential and 14 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. from 2012 to 2024 before joining J.P. Morgan in 2024. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Laura Blaya is a financial advisor at Raymond James & Associates with six years of industry experience. She has been with Raymond James since 2017 and previously worked at The Heckman Group. Laura holds the Series 66 designation and is based in St. Petersburg, Florida. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Matthew Gourgues is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 14 years of industry experience. He previously worked at USAA Financial Planning Services and USAA Financial Advisors before joining Raymond James in 2019. Outside of his advisory role, he is the owner and manager of Nawlins Snowballs LLC, a mobile concession trailer business selling shaved ice treats. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Yandri Arces Obregon is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, Obregon worked at Truist and Wells Fargo. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Todd Foley is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and nine years of industry experience. He previously worked at Edward Jones for three years before joining Raymond James in 2020. Outside of his advisory work, he owns the domain name swimadvisor.com. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Chad Schafer is a CFP®-certified financial advisor with 25 years of industry experience. He has worked at LPL Financial since 2018 and previously spent four years with Invest Financial Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Bethanie Gore is a financial advisor with LPL Financial in Clearwater, FL, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining LPL Financial, she worked at Northwestern Mutual in various capacities from 2023 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations, through a large national network. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Paz Chandra is a financial advisor at OSAIC with 30 years of industry experience. They hold Series 63 and Series 66 credentials and have previously worked at LPL Financial and Sii. Chandra serves as a board member of SPT Inc. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using advanced asset-allocation tools and automated rebalancing to construct diversified portfolios.

Jed Mccrumb is a financial advisor with Ameriprise in Clearwater, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at Ameriprise since 2017, including time at Ameriprise Financial Advisors Inc., and previously at Wells Fargo Advisors. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, with a focus on assets held in Ameriprise Managed Accounts and product selections that include affiliated funds.

Sumaiyya Khan is a CFA® charterholder and holds a Series 66 license, with three years of industry experience. She currently works at Raymond James & Associates and previously was employed at Sabal Trust Company, Premier Family of Companies, and the New Jersey Turnpike Authority. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, high-net-worth clients, institutions, pension plans, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

James Petika is a financial advisor at UBS Financial Services with six years of industry experience. He has worked at UBS since 2019 and previously was with Brown & Brown Insurance from 2015 to 2019. He holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Jay Timberlake is a financial advisor at Raymond James Financial with 27 years of industry experience. He holds the Series 66 designation and has been with Raymond James Financial Services Advisors, Inc. since 2016. In addition to his advisory work, he owns Timberlake Financial, LLC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning tools and supports its clients through advisory programs and a range of specialized services.

Quinn Ebright is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and over 10 years of industry experience. He has been with Raymond James in various capacities since 2015. Outside of finance, he owns Quinn Ebright Photography, a small e-commerce business selling landscape photography prints and related services. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Sharon Toston is a financial advisor at LPL Financial with six years of industry experience and holds a Series 66 credential. Her prior roles include positions at Waddell And Reed, Inc. and various insurance carriers with W&R Insurance Agency. She also managed Command Your Clutter, a business she operated for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Robert Riehle is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and has worked at several affiliated firms, including Voyager Wealth Advisors and Raymond James Financial. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management styles.

Warren Paquin is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2019, following earlier roles at Edward Jones and SurePayroll. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Louis Spence III is a CFP® professional with 32 years of industry experience, currently serving at Raymond James & Associates since 2015. He previously co-owned a Raymond James Financial Services branch support company and is the author of a book on Social Security. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipalities. The firm provides financial planning, non-discretionary investment consulting, and institutional consulting, leveraging a range of portfolio management styles and affiliated research.