Gregory Velho is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016. His prior experience includes roles at Morgan Stanley and its affiliated entities from 2006 to 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Carina Borkon is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of the Beavers Krause Wealth Management Team. She began her career in the financial industry in 2011 with Edward Jones in Charleston, South Carolina, where she lived for 12 years before returning to her hometown of Winter Park, Florida. Carina joined Merrill Lynch Wealth Management in February 2016 and subsequently became part of the Beavers Krause Wealth Management Team. Carina holds a Bachelor of Arts in Music and a Master of Public Administration with a certificate in Arts Management from the College of Charleston. She also holds professional designations including Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). Her client focus areas include college education planning, family wealth management strategies, legacy planning, managing new wealth, portfolio management services, and women and wealth. Carina is actively involved in her local community, serving on boards such as The Jewish Pavilion and Trinity Preparatory School's Alumni Board and Board of Trustees. She resides in Winter Park with her husband and two children, and enjoys cooking, dancing, interior decorating, music, singing, and spending time with her family.

Gabriel Masri Alvarez is a financial advisor with Ameriprise in Winter Park, FL, holding Series 66 and Series 63 licenses and two years of industry experience. He previously worked at Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., and is a co-owner of Masri LLC, a business involved in vending machine services and online sales. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering specialized retirement income planning that combines proprietary research and third-party data to provide tailored recommendations focused on dependable income sources and tax-aware withdrawal strategies.

Justin Selig is a Financial Consultant currently with Fidelity Investments, a role he has held since 2021. He collaborates with clients to develop customized financial plans tailored to their objectives, continuously adapting these plans to accommodate changes in life circumstances and financial markets. Justin's professional experience includes serving as Vice President and Financial Consultant at Charles Schwab & Co. from 2016 to 2021, following his tenure as an Associate Financial Consultant at the same firm from 2015 to 2016. Prior to that, he held positions at Fidelity Investments as an Investment Solutions Representative and Financial Representative in 2014 and 2015. He holds a California Insurance License.

Camoy Kotlyarov is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities LLC since 2019, including a role at JPMorgan Chase Bank, N.A. Prior to that, he was employed at American Income Life in 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective Wealth Advisor program. The firm emphasizes a non-discretionary approach with asset allocation advice, manager searches, and customized performance reporting supported by centralized due diligence and incorporates ESG considerations in its recommendations.

Kristina Halverson is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and three years of industry experience. She previously worked at The Advisory Group for four years and has experience at the U.S. Census Bureau. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and emphasizes research-driven investment strategies and diversified portfolio management.

Satyanand Lutchmidat is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 designations and over 30 years of industry experience. He has been with Charles Schwab since 2007 and previously worked at UBS Financial Services from 1998 to 2006. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational structures.

Ryan Wyatt is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and 26 years of industry experience. His prior work includes roles at Wells Fargo Advisors, Capital Securities of America, Inc., and B. Riley Wealth Management. Outside of his advisory career, he co-owns AMI BEACH DREAMS, LLC with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christine Pinto is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021, with prior roles at Raymond James Financial Services and Cowen Execution Services. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and oversees multiple registered investment companies and fund-of-funds.

Hussain Contractor is a financial advisor with Cambridge Investment Research Advisors in Orlando, FL. He holds Series 63 and Series 65 licenses and has 10 years of industry experience. Prior to his current role, he worked at Voya Financial Advisors and Mass Mutual Investors Services. Contractor is also an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, supporting both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Christopher Strickland is a CFP® with eight years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior roles include positions at Triad Advisors, Equitable Advisors, Axa Advisors, and Under Armour. Outside of his advisory work, he teaches a 13-week personal finance course at the University of Central Florida’s Wesley Foundation. OSAIC Wealth provides brokerage and advisory services to a diverse client base, including individual investors, retirement plans, charities, and corporate clients. The firm employs a model-based investment process with portfolio optimization and offers a range of programs such as managed portfolios, Unified Managed Accounts, and retirement plan consulting.

Lisa Stewart is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has held positions at Wells Fargo Clearing and Prudential Equity Group, LLC prior to joining Morgan Stanley in 2020. Stewart also serves as a trustee for a trust in Windermere, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Elvis Abreu is an advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His prior work includes roles at the Office of Healthy Aging and Rhode Island College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of funds and model portfolios, incorporating oversight controls and systematic methodologies.

Nichole Leland is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and previously worked at Bank of America for twelve years. Outside of her advisory role, she operates a resale clothing business and works as an independent contractor in electricity sales. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered through intermediary platforms.

Barbara Anderson is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in managing new wealth, personal retirement planning, and addressing the financial needs of women. Barbara is dedicated to providing personalized wealth management strategies that align with her clients' life priorities and goals. With over 40 years of experience working in retirement communities, Barbara understands the importance of considering longevity risk in portfolio allocation. She holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and earned a Bachelor's Degree from Arizona State University. Barbara is also involved with Junior Achievement, serving as a Financial Literacy Mentor. In addition to her professional work, Barbara spends time volunteering in the community. Her personal interests include cooking, ice hockey, traveling, and writing.

Thomas Bray is a financial advisor at Cetera with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked in various roles within Cetera firms since 2016. Prior to his financial services career, he spent five years at Disney. Outside of finance, Bray owns a business raising and selling corals and tropical fish online. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment management options through a multi-manager platform, providing access to affiliated and third-party managers across various program structures.

Matthew Douce is a financial advisor with Mass Mutual Investors Services in Orlando, FL. He holds the ChFC® designation and Securities Series 65 and 63 licenses, with 14 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, he worked at Metlife Securities from 2015 to 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software to support collaborative, goal-based planning.

Adad Bauger serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their financial situations and introduces them to the solutions available through Merrill and Bank of America. His focus is on empowering clients with information and tools to manage their financial lives effectively. Adad holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from the University of Central Florida. His approach centers on assisting clients in identifying their priorities to develop strategies aligned with their financial objectives.

Dexter Grafton is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2024. Outside of his advisory role, he is involved with Archelyst, a business he owns, and WildWondri, which provides education services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Jeffrey Crawford is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 credential and has been with Edward Jones since 2013 in Orlando, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.