Michael Kessling is a financial advisor with Mass Mutual Investors Services in Cincinnati, OH, holding a Series 63 designation and possessing 12 years of industry experience. He has been with MML Investors Services since 2014 and with Mass Mutual since 2007. Outside of advisory work, he is involved in several business ventures including life and health insurance sales and real estate investments. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including asset management and educational seminars, with a focus on collaborative, goal-oriented financial planning.

Brian Bushman is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Cambridge Investment Research Advisors, Inc. for 18 years before joining Ameriprise in 2023. Outside of his advisory role, he owns Bushman Financial LLC, through which he manages his Ameriprise business. Ameriprise provides retirement-income planning services targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

John Allen II is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked across various Fidelity entities since 2000, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a systematic investment approach that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, providing model portfolios composed of mutual funds, ETFs, and ETPs.

Keith Sams is a financial advisor with Robert Baird & Co. in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Robert Baird & Co. since 1999. Outside of his advisory role, he performs as a piano player and singer in a cover band called Model Behavior. The DDK Group at Robert W. Baird & Co.’s Private Wealth Management practice serves individuals, families, pensions, corporations, and institutional clients by providing financial planning, portfolio management, and brokerage services. They tailor advice to client goals and risk tolerances, utilizing a range of investment strategies including traditional and non-traditional allocations.

Laticia Little is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and nine years of industry experience. She has worked with Primerica Advisors since 2017 and has prior experience at Citizens Bank and First Financial Bank. Outside of financial advising, she has engaged in delivery work unrelated to investments. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-based strategies managed by third-party asset managers.

Tricia Dorcheff is a financial advisor at Stifel with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including UBS Financial Services, Wells Fargo Clearing, and Robert Baird & Co. Dorcheff is also a notary public in the state of Ohio. Stifel serves a diverse client base, offering brokerage and advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.

Elaina Stuard is a Series 66-credentialed advisor at Robert W. Baird & Co. in Cincinnati, Ohio, with 36 years of industry experience. She has been with Robert W. Baird & Co. since 2002. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and advisory services, utilizing a mix of manager-traded and model-traded SMA strategies, tax-management, and direct-indexing capabilities.

Rodney Torbush is a Certified Financial Planner® with 11 years of industry experience, currently serving as an advisor at Edward Jones since 2014. He holds the Series 66 designation and is based in Ft Thomas, KY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and proprietary funds, operating under a fiduciary standard.

Kyle Schweitzer is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various Fidelity entities since 2006. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, also supporting delegated management and governance oversight.

Kenneth Kaup is a financial advisor with Primerica Advisors in Springdale, OH, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors since 2003 and is also involved with Torchlight Financial Group, OHSAA, and Spinnaker Coatings. His work includes sales of investment-related products and referrals for home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts under a wrap-fee structure. The firm curates third-party asset managers and delegates trading to BNY Mellon Advisors, providing a range of investment models including Strategic, Tactical, Tax-Aware, and Income Distribution approaches.

Adam Higgins is a financial advisor with Stifel in Blue Ash, Ohio, holding Series 63 and Series 65 licenses and 11 years of industry experience. He previously worked at Fidelity Brokerage Services LLC for five years before joining Stifel in 2019. Outside of his advisory role, Higgins serves as Vice President of the Young Professional Board at Cancer Family Care and holds board and coordinator roles with the St. James Athletic Club, focusing on youth sports and sponsorship management. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

David Osterbrock is a CFP® professional affiliated with LPL Financial, bringing 21 years of industry experience. His prior roles include positions at US Bancorp Investments, Waddell & Reed, and various insurance agencies. He also served with the Riverfront East Condo Owners Association and the Behringer Crawford Museum. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions supported by extensive operational and research tools.

Melissa Partin is a financial advisor with Merrill in Fort Mitchell, KY, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Nicholas Guzman is a financial advisor at Charles Schwab with Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at U.S. Bancorp Investments, U.S. Bank, BTFB Agency, and Jackson Hewitt. Outside of his advisory work, he owns a sole proprietorship that provides rental services unrelated to real estate. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Nicole Dagenbach is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2010, including roles at Fidelity Personal and Workplace Advisors from 2018 to 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies and its use of AI and systematic methodologies in portfolio management.

Steven Nelson is a financial advisor with Primerica Advisors in West Chester, OH, holding a Series 63 designation and bringing 16 years of industry experience. His work history includes roles at PFS Investments, Inc. and Primerica Financial Services since 2010, as well as positions at Rural King and Redkey Express. Outside of advising, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Patricia Hagood is a financial advisor with Morgan Stanley Wealth Management in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Merrill for 34 years before joining Morgan Stanley Smith Barney in 2025. Outside of her advisory role, Hagood serves as a bookkeeper for a family-owned trucking business. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning and estate planning strategies alongside a broad range of investment products and services.

Lisa Wagner is a financial advisor at Edward Jones with 12 years of industry experience. She holds Series 66 and Series 63 registrations. Prior to joining Edward Jones in 2023, Wagner worked eight years at Concourse Financial Group Securities and nine years at Protective Life. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, and manages approximately $1.01 trillion in assets under management.

Jackson Kuhn is a financial advisor at Stifel with a Series 66 credential and less than one year of industry experience. His prior roles include positions at UBS, First Financial Bank, and Wells Fargo. Kuhn’s background includes both educational and recreational sector work. Stifel serves a broad client base, including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning analyses.

David Dennis is the sole advisor at Dennis Capital Management, L.L.C., an independent registered investment adviser based in Cincinnati, OH. He holds a Series 63 designation and has 22 years of industry experience. Dennis has worked at J. D. Seibert & Company, Inc. since 1996. Dennis Capital Management operates as a single-advisor firm providing portfolio management primarily to individual clients. The firm focuses on individualized portfolio management with ongoing account monitoring and serves approximately 86 client accounts with about $26.7 million in assets under management.