Glen Young is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Birmingham, Michigan. He previously led Ashton Young, Inc. for 37 years before joining Morgan Stanley in 2020. Outside of his advisory role, he maintains involvement as an officer in Ashton Young, Inc. and owns LSG Financial LLC, an insurance-related business. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and emphasizes an advisory role, with a broad array of retail and institutional investment services.

Ross Ainley is a ChFC® with 46 years of industry experience. He joined OSAIC in 2025 after 27 years at Lincoln Financial Advisors Corporation. Ainley is also engaged as an agent offering fixed insurance products and premium financing through Ainley Financial Group. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm delivers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party money managers to construct diversified portfolios.

Bryon Knuth is a financial advisor with Cetera, holding Series 63, 65, and 66 designations and bringing 38 years of industry experience. His career includes roles at Ameriprise Financial Services, Securian Financial Services, and Wealth Strategies Financial Group, where he continues to serve clients. Outside of finance, he is the owner of an apparel website operated by his sons and assists in real estate activities with his wife. Cetera Investment Advisers LLC is a multi-manager platform serving a broad client base including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through various program structures.

John Nori is a financial advisor with OSAIC, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He worked at Sagepoint Financial, Inc. for 13 years prior to joining OSAIC in 2023. Outside of his advisory role, he serves on the board of the McLaren Macomb Healthcare Foundation and owns a card trading business operated by his two sons. OSAIC serves a diverse range of clients including individual investors, pension plans, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk assessment methodologies, and automated rebalancing to build diversified portfolios across multiple asset classes.

Frank Bologna is a financial advisor with Ameriprise who holds Series 63 and Series 66 designations and has 34 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages an advisory business through OKL, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning focused on income sources and tax-aware withdrawal strategies. The firm’s approach combines proprietary research and third-party data within a defined investment universe that includes affiliated products.

Jessica Fitzgerald is a financial advisor with Morgan Stanley in Rochester, MI, holding a Series 66 license and having 23 years of industry experience. She has been with Morgan Stanley in various capacities since 2009, including roles at Morgan Stanley Private Bank, N.A. Outside of her advisory work, she serves on the advisory board of MissionSquare Retirement, a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Jordan Ciaramitaro is a financial advisor at Equitable Advisors with 16 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2009, having previously worked at AXA Advisors, LLC. Outside of his advisory role, he is involved with Cornerstone Benefit Plans, Inc., where he provides health insurance and benefit advisory services. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals and risk tolerance.

Parul Sharma is a Financial Advisor at Merrill Lynch Wealth Management. She offers comprehensive financial strategies tailored to the unique needs of individuals and families, focusing on investment management, education planning, retirement planning for individuals and business owners, risk mitigation, and holistic wealth strategies designed to build long-term financial security. She holds professional designations including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Parul Sharma earned a Bachelor's degree in Technology from Maharana Pratap Engineering College. Parul is involved in community organizations such as Better Money Habits and Life Remodeled. She speaks English and Hindi. Outside of her professional work, she has personal interests in chess, gardening, and traveling.

Dan Mihaescu is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Mihaescu serves on the Board of Directors for Tuesday Musicale of Detroit and performs as an opera singer. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored retirement planning through a centralized consulting team.

Todd Schuster is a financial advisor with LPL Financial based in Utica, MI. He holds Series 63 and Series 65 licenses and has 20 years of industry experience, including over a decade at LPL Financial since 2014. In addition to his advisory role, he operates QOLity Tax, providing tax preparation and related administrative services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios, with both discretionary and non-discretionary management options.

Tyler Brown is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, N.A., Northwood University, and Hantz Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kristina Di Giacomo is a financial advisor at Morgan Stanley in Birmingham, MI, with 21 years of industry experience. She holds the Series 66 designation and has previously worked at Merrill from 2014 to 2019 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and a structured discovery process.

Joseph Danatzko is a financial advisor at Merrill with 26 years of industry experience. He has held his current position since 2012 and holds Series 63 and Series 66 credentials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Nathan Skuratovich is a financial advisor with Equitable Advisors, holding a Series 66 designation and six years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at Cintas and Northwood University and also has experience at Meadowbrook Country Club. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, delivering advisory and brokerage solutions primarily through program sponsors and third-party managers.

Lori Swatsworth is a Series 66 licensed financial advisor with Ameriprise in Grosse Pointe, MI, possessing 10 years of industry experience. She has worked at Ameriprise since 2019 and previously spent seven years at Hantz Financial Services. Outside of advising, she serves as an office administrator for the Ameriprise Financial Planning Office. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and annual advice, utilizing proprietary research and tools within a framework that includes specific enrollment criteria and affiliations with various fund firms.

Mackenzie White is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. Prior to rejoining Merrill in 2026, White worked at Morgan Stanley and Bank of America, as well as having experience at Oakland Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kenneth Schenden is a financial advisor at Raymond James & Associates with 32 years of industry experience. He has been with Raymond James & Associates since 2009 and holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

James Gasparotto is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Lincoln Financial Advisors Corporation for 27 years. Outside of his advisory role, he is active as a teacher and speaker on financial services topics, particularly in the insurance industry. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of advisory services through a large network of affiliated advisors and employs various investment tools and third-party programs to manage portfolios across multiple asset classes.

Ryan Green is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Calculated Hire and as an independent contractor, along with experience in the fitness retail sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Norman Seibold is a financial advisor with LPL Financial based in Pontiac, MI, holding Series 63 and Series 66 licenses and 14 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Cetera and CETERA Advisor Networks LLC for over a decade. Outside of his advisory role, he is also involved in legal services through Willenbrecht Legal Services, PLLC, where he serves as an attorney. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and access to model portfolios and research, including discretionary and non-discretionary management options.