Bryan Schon is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley Wealth Management and Morgan Stanley Private Bank. Schon is involved with the Youth Adult Division of the Jewish Federation of Metro Detroit and the Akiva Hebrew Day School. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Paul Deroche is a CFP®-certified financial advisor with 33 years of industry experience, currently serving clients at UBS Financial Services since 2013. He is based in Farmington Hills, MI, and holds Series 63 and Series 66 licenses. Outside of his advisory role, Deroche teaches skiing during the winter months and serves as an adjunct professor at Oakland Community College. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs model-based asset allocations and proprietary research to tailor financial plans aligned with clients’ goals and risk tolerances.

Ashley Harrison is a financial advisor at OSAIC with two years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services Inc and Huber Insurance Group, where she also serves as a case manager. Outside of financial services, she works as a delivery driver for DoorDash. OSAIC serves a wide range of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisors. The firm employs various asset-allocation tools and third-party platforms to construct diversified portfolios tailored to client needs.

Scott Torosian is a CFP® professional with 21 years of experience in the financial services industry. He has worked at LPL Financial since 2019 and previously spent 14 years at Centaurus Financial, Inc. based in Auburn Hills, MI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

William Collins is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Collins is also involved with CODA Wealth Management, an entity affiliated with his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party resources.

Heather Steggall is a financial advisor with UBS Financial Services in Troy, MI, holding a Series 66 designation and 21 years of industry experience. She has been with UBS since 2010. Outside of her advisory role, she serves as a foster parent with Oakland Family Services. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides access to proprietary research and capital markets services.

Rennia Dombrowski serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their unique financial stories and help them pursue their goals through personalized wealth management strategies. Rennia emphasizes a consultative approach focused on simplifying financial well-being and providing clear guidance to support informed decision-making. Her expertise includes family wealth management, legacy planning, education planning, retirement income strategies, and tax minimization. Rennia has developed her professional skills growing up in the financial services industry and benefiting from close mentorship within a multigenerational advisory team. This background enables her to address the complexities of managing wealth across multiple generations and coordinate advice with clients’ other trusted professionals when appropriate. Rennia holds the Accredited Wealth Management Advisor (AWMA), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA) designations. She earned her bachelor’s degree from the University of Florida, where she was a member of Kappa Kappa Gamma. She supports community efforts through involvement with Baby Basics of Collier County and the Leadership Collier Foundation. Rennia enjoys dancing, reading, running, and spending time with her family.

William Larosa is a CFP® and holds a Series 66 license with 24 years of industry experience. He has been with Morgan Stanley since 2012, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. He is based in Birmingham, MI. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, with an emphasis on advisory services rather than direct security recommendations.

Timothy Colosimo is a financial advisor at Raymond James & Associates with 33 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior experience includes 13 years at Bank of America, NA before joining Raymond James & Associates in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering tailored financial planning and consulting services primarily on a non-discretionary basis.

William Langenstein is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 24 years of industry experience. His career includes roles at First Allied Advisory Services and managing Langenstein Financial Strategies since 2018. He also serves as a fiduciary in a family trust capacity. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers.

Brian Apple is a financial advisor at Morgan Stanley in Bloomfield Hills, MI, holding a Series 66 designation with one year of industry experience. He previously held various roles at Michigan State University and worked in different capacities including at Szott Automotive Group and Detroit Catholic Central High School. Outside of his advisory work, he is involved with Elite Elements LLC as a social media ambassador focusing on content creation. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs that include tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning tools and a discovery-based approach without providing individual security recommendations as part of standalone plans.

Richard O'Connell III is a financial advisor with Raymond James & Associates in Bloomfield Hills, MI, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Alfred Hassinger III is a financial advisor with Robert W. Baird & Co. in Birmingham, MI, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Robert W. Baird & Co. since 2013. He is a member of two LLCs unrelated to investment activities. Alfred is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies from traditional allocations to more complex approaches, including private funds and real-asset exposures.

Rodrigo Gaytan Jr. is a financial advisor at Ameriprise in Troy, MI, holding a Series 66 designation with one year of industry experience. His prior work includes roles at GFL Environmental Inc., Jackson, and various entrepreneurial ventures such as Gaytan Lawn Care and Gaytan Construction Inc. He attended Michigan State University from 2021 to 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research and tax-aware withdrawal strategies for clients nearing or in retirement.

George Sovinsky is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. He previously worked at Bank of America and has served as a police officer for the City of Lathrup Village since 2012. Outside of his advisory role, he operates a sole proprietorship providing occasional home theater installation and computer repair services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jeffrey Fleischman is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 30 years of industry experience. He has worked at Cetera and its affiliates since 2013 and has been involved in petroleum distribution and pipeline terminal operations through his roles at Peerless Distributing Company and Cousins Petroleum, Inc. Fleischman serves as a secretary for several senior housing and aging services nonprofit organizations in the Detroit area. Cetera Investment Advisers LLC provides a range of financial services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers various portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party investment options across discretionary and non-discretionary program structures.

Brianna Driscoll is a financial advisor with Morgan Stanley in Birmingham, MI, holding a Series 66 designation and 15 years of industry experience. Her prior roles include positions at Noble Co and Merrill, as well as an earlier tenure with Morgan Stanley Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling techniques.

Michael Moon is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Ameriprise and currently partners at Sentia Wealth while also owning businesses including Moon Legacy Partners. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to multiple program structures through a nationwide network of independent advisors.

Alan Sasson is a financial advisor with Raymond James & Associates in Bloomfield Hills, MI. He holds Series 63 and Series 65 licenses and has 33 years of industry experience, including 14 years with his current firm. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by in-depth analysis and a broad range of portfolio management styles.

Salvatore Serra is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Outside of his advisory role, he is involved in health insurance sales through Creative Benefit Solutions. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management via LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.