Steven Kalmus is a CFP® with 17 years of experience in financial advising, currently with Ameriprise since 2020. He previously worked at USAA in various advisory and financial planning roles from 2008 to 2020. Kalmus is also the owner of Glide Path Partners LLC, through which he manages his advisory business. Ameriprise provides retirement-income planning services targeting clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized recommendations. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions.

Thomas Slater is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating customized portfolios tailored to meet the diverse objectives of his clients. His approach involves diligent planning and utilizing the broad range of products offered by Merrill Lynch, combined with the banking convenience and lending solutions available through Bank of America. He focuses on areas such as liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Thomas holds a Bachelor's Degree from the University of California Los Angeles and holds the Personal Investment Advisor (PIA) professional designation. He emphasizes delivering investment insights and exploring financial possibilities by leveraging support from Merrill’s global network of specialists. Outside of his professional role, Thomas enjoys hiking, reading, running, swimming, and tennis.

Daniel Huynh is a Financial Consultant at Fidelity Investments, where he partners with individuals and families to develop personalized financial plans aimed at achieving their long-term goals. In his role, he focuses on creating clear financial visions, simplifying the planning process, and guiding clients through meaningful steps aligned with their priorities. Daniel has extensive experience with Fidelity Investments, having held various positions since 2014. His roles have included Investment Consultant, Relationship Manager, Central Relationship Manager, Personal Planning Consultant, Investment Solutions Representative, Quality and Control Specialist, Workplace Planning and Guidance Consultant, and Defined Contribution Representative. This breadth of experience underpins his comprehensive understanding of financial services and client relationship management.

Benjamin Petty is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab since 2019, following prior roles at TD Ameritrade and Scottrade. Outside of his advisory work, he is a member of GBV Ventures LLC, a company involved in capital financing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Gary Williamson is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has 21 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Merrill. Outside of his advisory work, he owns a rental duplex property in Bozeman, Montana. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Sally Burnett is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following 14 years at A. G. Edwards & Sons, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, supported by research and analytics from Wells Fargo Investment Institute.

Stephen Weathers is a Wealth Management Advisor at Merrill Lynch Wealth Management, providing comprehensive wealth planning services supported by the global resources of Merrill. His approach focuses on creating personalized strategies that align with clients' goals and organize their finances to achieve those objectives. The team emphasizes financial stewardship by managing risk and identifying opportunities, particularly in retirement income planning. Stephen specializes in assisting individuals with retirement planning, college education planning, tax minimization, and retirement income strategies. His work includes integrating various income sources such as 401(k), pensions, stock options, and Social Security to facilitate clients' transition from employment income to investment income. The team is committed to proactive outreach, detailed organization, and exceeding client expectations through thoughtful problem-solving and prioritizing long-term aspirations. Stephen holds professional designations including the Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Tennessee System. Outside of his professional role, Stephen enjoys golfing, reading, and spending time with his family.

James Royal is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in serving High-Net-Worth Individuals and Families, focusing on areas such as Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, and Retirement Income. James has been in the financial services industry since 1985 and joined Merrill Lynch Wealth Management in 2008. He holds a bachelor's degree in Economics & Finance and a Master's in Business Administration from Baylor University. He is a Personal Investment Advisor (PIA) professional designation holder. Outside of his professional work, James enjoys football, hiking, reading, running, spending time with his family, swimming, and traveling.

Adam Noll is a Senior Financial Advisor and leader of the Noll & Campbell Wealth Management team, headquartered at The Star in Frisco, Texas. He joined Merrill in 2015 and achieved Senior Vice President status within five years. He holds the Series 7 and 66 FINRA Registrations and the Personal Investment Advisor (PIA) designation. Adam's team employs a multi-disciplinary approach encompassing investment management, tax mitigation, retirement planning, alternative investments, trust and estate planning, financial planning, private banking through Bank of America, and charitable giving, among other services. Adam earned a Bachelor of Science in Business Administration with a concentration in Marketing from Northern Kentucky University. He is involved in mentoring younger advisors at Merrill through the Advisor Development Program. Adam and his team focus on serving a select number of high net worth families, helping clients articulate their goals, develop asset allocations specific to their objectives, and navigate life transitions such as retirement, children's education, business sales, job changes, and family changes. Outside of his professional responsibilities, Adam participates in community involvement through Big Brothers and Big Sisters. He enjoys coaching soccer and basketball, golfing, swimming, working out, and spending time with his wife Linzie and their sons, Landon and Dillon.

Jake Krominga is a financial advisor at J.P. Morgan Securities in Plano, TX, holding a Series 66 designation with seven years of industry experience. His prior work includes positions at Goldman Sachs (The Ayco Company, L.P. / Mercer Allied) and MBO Partners - PWC Managed Review. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence, quantitative and qualitative research, and utilizes an ESG eligibility framework.

Jessica Watts is a financial advisor at Merrill in Frisco, TX, holding a Series 66 designation with three years of industry experience. Her prior work includes positions at Bank of America, BMW of Plano, Denton ISD, and Prestonwood Christian Academy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Brownstein is a financial advisor with Edward Jones in Allen, TX, holding CFP® certification and Series 65 and 63 licenses. He has four years of industry experience, including prior roles at LPL Financial and Charles Schwab. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Angel Walden is a financial advisor with J.P. Morgan Securities in Plano, TX, holding a Series 66 designation and 12 years of industry experience. His background includes roles at JPMorgan Chase Bank and LPL Financial, as well as involvement in entrepreneurial ventures such as operating a sports bar and photography business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative analysis with a focus on eligible strategies and incorporates ESG considerations.

Peter Tarantino is a financial advisor at UBS Financial Services in Plano, TX, holding a Series 66 designation and bringing nine years of industry experience. He has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Phillip Jacobson is a financial advisor at Fidelity with 26 years of industry experience. He holds a Series 66 designation and has worked at multiple Fidelity entities, including Strategic Advisers since 2002. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Sarah Marshall is a financial advisor with LPL Financial in McKinney, Texas, holding a Series 66 designation and 18 years of industry experience. She previously worked at Wells Fargo Clearing from 2008 to 2013 before joining LPL Financial in 2013. Outside of her advisory role, she owns an insurance agency that offers property and casualty insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors.

Travis Nguyen is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 65 and Series 63 credentials. Outside of his advisory role, he is an owner and silent partner in a food and beverage business called Anh Hai Ca Phe. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their approach combines quantitative and qualitative research to build model asset allocations and includes broader derivatives and commodities capabilities.

Sergio De Paoli is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop individualized financial strategies tailored to their unique circumstances, priorities, and objectives. He focuses on helping clients achieve both short- and long-term goals while considering investment risks, emphasizing professional and long-term client relationships. Sergio has progressed through several roles within Fidelity Investments, including Investment Solutions Representative at multiple levels from 2023 to 2026, and Customer Relationship Advocate from 2022 to 2023. His experience encompasses providing attentive support and balanced guidance to enable informed financial decision-making. Outside of his professional work, Sergio enjoys baseball, beach activities, fitness, football, social events with friends, and soccer.

Joanna Clark is a financial advisor at Merrill with Series 66 and Series 63 licenses and two years of industry experience. She previously worked at Bank of America NA for six years and HSBC for three years. Outside of her advisory role, she is a director of a family-owned entity that holds title to a vacation property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brendan Zamora is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 designation and has worked at firms including Fidelity Investments and Equitable Advisors. Outside of his advisory role, he maintains a general life and health insurance license. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to portfolio construction, emphasizing personalized asset allocation with Vanguard funds and ETFs.