Daniel Elorduy is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities and helping them develop strategies to pursue their financial goals. With expertise spanning general investing, retirement planning, and saving for unexpected events, Daniel takes the time to build relationships and provide ongoing advice and guidance tailored to clients' evolving needs. He holds the Chartered Retirement Planning Counselor (CRPC) designation and earned a bachelor's degree from Southern Methodist University. Daniel communicates fluently in both Spanish and English.

Jesus Flores Daccarett is a financial advisor at J.P. Morgan Securities in Houston, TX, holding a Series 66 designation with one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, Brite Consulting LLC, and various academic institutions. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program.

Jintal Patel is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and 19 years of industry experience. Prior to joining Morgan Stanley in 2022, Patel worked at Merrill for nine years. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured discovery processes and firm-approved planning tools in its financial planning services.

Michelle Mcphie is a financial advisor with Wells Fargo Clearing in Houston, TX, holding a Series 66 designation and 19 years of industry experience. She has worked with Wells Fargo Investments and Wells Fargo Clearing since 2007. Outside of her advisory role, she owns and operates a baking and decorating business called COOKIE MOMSTAH. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Diego Zamora is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and seven years of industry experience. His career includes roles at Wells Fargo Bank, Powell Watson Insurance, and teaching at Texas A&M International University’s Sanchez School of Business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by extensive research and analytics.

Stephanie Hartman is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She previously worked at Merrill from 1996 to 2018 and has been with Ameriprise since 2018. Outside of her advisory role, she is the sole member and manager of Hart Creations LLC, a small retail business, and serves as secretary for the Clear Lake High School Baseball Booster Club. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, delivering tailored, research-based recommendations through a centralized consulting team in partnership with financial advisors. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Martin Cantu Jr. is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has been with Wells Fargo Bank, N.A. since 2011 and joined Wells Fargo Clearing in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Daniel Sobarzo is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at Ameriprise, Comerica Securities, Mass Mutual Investors Services, AXA Advisors, and Texas A&M University. Outside of advising, he is also employed at Comerica Bank in a retail investment-related role. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Michael Hesse is a CFP® and ChFC® with 47 years of industry experience. He is currently with OSAIC and has held prior roles at Texas Wealth Management, LLC, FSC Securities Corporation, and Texas Wealth Management, INC. Outside of his advisory work, he owns a vacation condo in Maui. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through various programs such as comprehensive financial planning and advisor-managed portfolios. The firm utilizes a model-based investment process emphasizing asset allocation, portfolio optimization, and risk management.

Robert Mcquillan is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and having 30 years of industry experience. He previously worked at BBVA Compass Investment Solutions, Inc. and Citigroup Global Markets. He serves as vice president of the Grand River Homeowners Association, participating in meetings to review deed restrictions and approve bills. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources with an emphasis on diversification and modern portfolio theory.

Craig Buchholz is a Series 66-credentialed financial professional at Cetera with seven years of industry experience. His work history includes roles at Bank of America, Merrill, J.P. Morgan Securities, and Northwestern Mutual. Outside of his primary advisory role, Buchholz holds leadership positions in several related businesses, including serving as Vice President and Consultant at Burrows Business Services LLC, where he focuses on business plan development and financial statement preparation, and as Director of Business Development for Burrows Financial Holding, LLC and BFH Insurance LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers diverse portfolio management options, financial planning, and ERISA retirement services through a multi-manager platform with access to affiliated and unaffiliated money managers across various program structures.

Allison Toups is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. She has been with Fidelity Investments since 2016, including seven years at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, as well as funds and model portfolios.

Jacqueline Dewese is a CFP® professional with 20 years of experience in the financial services industry. She has worked at Wells Fargo Clearing since 2026 and spent 18 years at J.P. Morgan Securities LLC. Dewese holds a Series 66 license and is based in Houston, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Jay Haley is a CFP® with 33 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016, following prior roles at Wells Fargo Investments and Banc Of America Investment Services. Based in Houston, TX, Haley holds Series 63 and Series 65 licenses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sam Houston Jones II is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Prudential Equity Group. Outside of his advisory role, he is involved with a family real estate investment company in Lake Charles, Louisiana. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm‑approved planning tools and research from its Global Investment Committee.

Guadalupe Mandujano is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, Guadalupe works directly with clients to define their financial goals and develop tailored portfolio strategies aimed at helping them achieve those objectives. Guadalupe holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from the University of Michigan. With a focus on ongoing advice, Guadalupe provides clients with support and guidance as their financial situations evolve, adjusting strategies as needed. Guadalupe’s approach centers on helping clients identify what matters most to them and their families to create effective financial plans.

Alicia Chourio is a financial advisor at J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses with five years of industry experience. Her prior roles include positions at Bank of America/Merrill Lynch, NY Life, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking market assumptions to build model asset allocations.

Kristie Ramirez is a CFP® and Series 66 credentialed financial advisor with nine years of industry experience, currently practicing at Edward Jones in Friendswood, TX. She has worked at Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and supporting approximately $1.01 trillion in assets under management.

Charles Schwartzel is a CFA® credentialed financial advisor with 17 years of industry experience, currently serving at J.P. Morgan Securities since 2018. Prior to that, he held roles at JPMorgan Chase Bank dating back to 2009. He is a board member and Vice Chair of Collaborative for Children, a Houston-based nonprofit focused on early childhood development. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients with a non-discretionary advisory program emphasizing written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Alison Massey is a Series 66-licensed financial advisor with Merrill in Houston, TX, where she has worked since 2018. She has seven years of industry experience and previously spent five years at J&R Gymnastics. Outside of her advisory role, she is the sole manager and owner of Crestwood Energy, LLC, an entity holding oil and gas mineral interests. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.