Michelle Mcphie is a financial advisor with Wells Fargo Clearing in Houston, TX, holding a Series 66 designation and 19 years of industry experience. She has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Outside of her advisory work, she owns and operates a small business specializing in baking and decorating cookies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large network of advisors and utilizes research from Wells Fargo Investment Institute to inform its diversified investment approach.

Diego Zamora is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and six years of industry experience. His prior roles include work at Powell Watson Insurance and teaching at Texas A&M International University’s Sanchez School of Business. He has been with Wells Fargo entities since 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Stephanie Hartman is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She previously worked at Merrill from 1996 to 2018 and has been with Ameriprise since 2018. Outside of her advisory role, she is the sole member and manager of Hart Creations LLC, a small retail business, and serves as secretary for the Clear Lake High School Baseball Booster Club. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, delivering tailored, research-based recommendations through a centralized consulting team in partnership with financial advisors. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Martin Cantu Jr. is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and eight years of industry experience. He has worked at Wells Fargo Bank, NA since 2011 and has been with Wells Fargo Clearing since 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes investment options such as insurance-related vehicles and bank deposit sweep programs.

Daniel Sobarzo is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 designations and has held prior roles at Ameriprise, Comerica Securities, MassMutual, and AXA Advisors. In addition to his advisory work, he has outside employment with Comerica Bank. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Michael Hesse is a financial advisor with Osaic Wealth, Inc. based in Houston, TX. He holds the CFP® and ChFC® designations and has 47 years of industry experience, having previously worked at FSC Securities Corporation and Texas Wealth Management. Outside of his advisory work, he owns a vacation rental condo in Maui. Osaic Wealth, Inc. serves a diverse client base that includes retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and managed-account solutions. The firm utilizes multiple advisory platforms and employs asset-allocation tools and automated rebalancing to create customized portfolios that span various asset classes.

Robert Mcquillan is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as vice president of a homeowners association in Houston, Texas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Craig Buchholz is a Series 66-credentialed financial professional at Cetera with seven years of industry experience. His work history includes roles at Bank of America, Merrill, J.P. Morgan Securities, and Northwestern Mutual. Outside of his primary advisory role, Buchholz holds leadership positions in several related businesses, including serving as Vice President and Consultant at Burrows Business Services LLC, where he focuses on business plan development and financial statement preparation, and as Director of Business Development for Burrows Financial Holding, LLC and BFH Insurance LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers diverse portfolio management options, financial planning, and ERISA retirement services through a multi-manager platform with access to affiliated and unaffiliated money managers across various program structures.

Allison Toups is a financial advisor with Fidelity in Houston, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Fidelity Investments since 2016, including roles with Fidelity Personal and Workplace Advisors and Strategic Advisers LLC. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to deliver model portfolios built from mutual funds, ETFs, and ETPs.

Jacqueline Dewese is a CFP® professional with 20 years of experience in the financial services industry. She has worked at Wells Fargo Clearing since 2026 and spent 18 years at J.P. Morgan Securities LLC. Dewese holds a Series 66 license and is based in Houston, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Jay Haley is a CFP®-designated financial advisor with 32 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Based in Houston, TX, Haley holds Series 63 and Series 65 licenses. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sam Houston Jones II is a financial advisor at Morgan Stanley with 28 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Morgan Stanley in 2025. Outside of his advisory role, he is a partner and officer in a family holding company involved in agriculture and real estate in Lake Charles, Louisiana. Morgan Stanley Wealth Management serves individuals and institutional clients by providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee research.

Guadalupe Mandujano is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, Guadalupe works directly with clients to define their financial goals and develop tailored portfolio strategies aimed at helping them achieve those objectives. Guadalupe holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from the University of Michigan. With a focus on ongoing advice, Guadalupe provides clients with support and guidance as their financial situations evolve, adjusting strategies as needed. Guadalupe’s approach centers on helping clients identify what matters most to them and their families to create effective financial plans.

Alicia Chourio is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds Series 66 and Series 63 credentials and has previously worked at Bank of America/Merrill Lynch and NY Life Insurance Company. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending strategies.

Kristie Ramirez is a CFP® and holds a Series 66 license with nine years of industry experience. She has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.

Charles Schwartzel is a CFA® charterholder with 17 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities in Houston, TX since 2018. He previously worked at JPMorgan Chase Bank and J.P. Morgan Securities Inc. from 2009 to 2018. Outside of his advisory role, Schwartzel is Vice Chair of the board for Collaborative for Children, a nonprofit focused on early childhood development in low-income communities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary approach combined with quantitative modeling and centralized due diligence.

Alison Massey is a Series 66-licensed financial advisor with Merrill in Houston, TX, where she has worked since 2018. She has seven years of industry experience and previously spent five years at J&R Gymnastics. Outside of her advisory role, she is the sole manager and owner of Crestwood Energy, LLC, an entity holding oil and gas mineral interests. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Edward Mireles is a financial advisor with Edward Jones in Houston, TX, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017. Mireles previously worked at GP De Silva Spices, Inc. and Merit Professional Services in 2016 and 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets nationwide.

Kristopher Partridge is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various capacities within Wells Fargo-affiliated firms since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Teresa Morris is a financial advisor at Cetera with 39 years of industry experience. She holds Series 63 and Series 65 designations and has been with Cetera and its affiliates since 2013. In addition to her advisory role, she has owned TDM Wealth Management, a financial services firm, since 2015 and has experience selling health and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporations, and institutional accounts, offering a variety of portfolio management and financial planning services. The firm operates a multi-manager platform with access to both affiliated and third-party managers, managing over $256 billion in assets across more than 10,000 advisors.