James Gracia is a CFP® with 36 years of industry experience, currently serving at Wells Fargo Clearing since 2019. Prior to this, he worked for nine years at U.S. Bancorp Investments, Inc. based in Colorado Springs, CO. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paulette Davis is a financial advisor at Stifel with 32 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Benjamin F. Edwards & Co. She is also a commissioned Colorado Notary. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutions, and charitable organizations, using a proprietary investment methodology developed by its Investment Strategy Group.

James Goudy is a financial advisor with Wells Fargo Clearing in Highlands Ranch, CO. He holds Series 63 and Series 66 designations and has seven years of industry experience. He has been with Wells Fargo Clearing since 2018 and has worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Breana King is a CFP® professional with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC and A. G. Edwards & Sons, Inc. over the course of 12 years. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Kevin Wilday is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Stifel since 2017. Prior to joining Stifel, he worked at IMI Precision Engineering from 2014 to 2017. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment strategies are supported by a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Kyle Ciarlelli is a financial advisor with Cetera in Littleton, CO, holding a Series 66 designation and seven years of industry experience. He has worked at Cetera and affiliated firms since 2019 and is the owner of Alpenglow Apogee LLC, a financial services business. Ciarlelli also operates CC Coaching and Consulting, Inc., which provides investment advisory services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

Alec Manriquez is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. His prior work includes positions at Luso American Financial and involvement with LJ Crafted Wines. Strategic Advisers LLC, a Fidelity Investments company where he works, provides investment management and advisory services to retail and institutional clients using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also has a distinctive role advising registered investment companies and delivering model portfolios for Fidelity Institutional Wealth Adviser.

Kenneth Martinez is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked extensively within various Fidelity entities since 2015, with prior experience at Oil Solutions Group, Inc. and The University of Dallas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios comprising mutual funds, ETFs, and ETPs.

Evan Robertson is a financial advisor at Fidelity with ten years of industry experience and a Series 66 credential. He has worked at various Fidelity entities since 2017, including Fidelity Investments and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing proprietary research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios for retail and institutional investors.

Jennifer Edwards is a financial advisor with UBS Financial Services in Denver, Colorado, holding a Series 66 designation and over 25 years of industry experience. She has been with UBS since 2014. Outside of her advisory role, she is a limited partner in Timber Lake 647 Association, an investment-related LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to customize client strategies.

Justen Coufal is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, he worked at Amazon and served 15 years in the United States Air Force Reserve. He also has experience in entrepreneurship through his involvement with Peak View Brewing Company LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Daniel Kellogg is a CFP® professional with 13 years of industry experience, currently serving at LPL Financial since 2021. He previously worked for Personal Capital Advisors from 2013 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer providing financial planning, advisory programs, retirement plan consulting, and brokerage services to individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives.

Liam O'Donnell is a financial advisor at Morgan Stanley in Greenwood Village, CO, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Ameriprise and RBC Wealth Management, as well as positions outside the financial sector at Chapman University, the City of Lakewood, and Colorado Academy. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including customized financial planning supported by structured discovery conversations and firm-licensed planning tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Philip Martin is a financial advisor with Raymond James & Associates in Denver, CO, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He worked at Charles Schwab for 24 years prior to joining Raymond James in 2019. Martin also serves as a FINRA arbitrator. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a variety of portfolio management strategies and affiliated resources.

Cali Nuechterlein is a Financial Consultant at Fidelity Investments, a position she has held since 2024. Over the years, she has advanced through several roles at Fidelity, including Investment Consultant, Planning Consultant, Relationship Manager, Financial Representative, and Customer Relationship Advocate, gaining comprehensive experience in financial services since 2018. As a CERTIFIED FINANCIAL PLANNER® professional, Cali focuses on partnering with clients to understand their financial goals and developing customized, comprehensive, and holistic financial plans. She emphasizes ongoing monitoring and adjustments to fit clients' changing circumstances. Her approach includes educating clients to foster comfort, confidence, and empowerment in financial decision-making. Cali holds a California Insurance License, supporting her capacity to provide insurance-related financial advice.

Matthew Davis is a financial advisor with LPL Financial in Lakewood, CO, holding Series 63 and Series 65 licenses and six years of industry experience. His background includes roles at Sprouts Farmers Market, Uber Technologies, Transamerica Financial Advisors, and World Financial Group. Outside of financial advisory work, he has experience in retail management, including a long tenure at King Soopers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and technologies such as machine learning to support diversified investment strategies.

Daniel Winckler is a financial advisor with Morgan Stanley in Greenwood Village, CO, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Dallas Greer is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Fidelity, he worked in hospitality at Hotel Boulderado and Hampton Inn Denver West Golden. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Alexander Aubrey is a CFP® professional with 14 years of experience in the financial industry. He is currently with RBC Capital Markets and has prior experience at City National Bank, Bank of America, and Merrill. He serves as a committee member for the Denver Active 20-30 Children's Foundation, a nonprofit organization focused on fundraising and organizing events to support at-risk youth. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers several advisory programs with tailored investment strategies that incorporate both in-house and third-party managers, as well as various portfolio management options.

James Carrington is a financial advisor with UBS Financial Services in Littleton, CO, holding a Series 66 designation and 25 years of industry experience. He previously worked at Bank of America, Merrill, and Wells Fargo in various advisory roles. Outside of his advisory work, he has passive ownership interests in family oil and gas investments. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial plans and portfolio management.