Christopher Williams is a CFP® with 26 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc., where he has worked since 2020. Prior to that, he spent nine years at Wells Fargo Advisors Financial Network LLC. Outside of his advisory role, Williams is president of Simpatico, a support company, and holds leadership positions in several other financial advisory businesses. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports both advisory programs and institutional consulting across a large network.

Jeremy Smith is a financial advisor with Morgan Stanley in West Jordan, Utah, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley and affiliated entities since 2007. Outside of his advisory role, he operates an internet business specializing in carbon fiber tubes. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing structured planning tools and modeling techniques.

Michael Brandt is a financial advisor with Cetera who holds a Series 66 designation and has 11 years of industry experience. His work history includes positions at Voya Financial Advisors, The M Group & Associates, and Unified Financial Partners, where he currently serves as owner. Outside of advising, he owns an expense management business called M Brandt Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party investment strategies, with approximately 10,000 advisors managing over $256 billion in assets.

Getzemani Pantoja Clixteco is a financial advisor with LPL Financial holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial, they worked at SoFi and Goldman Sachs and Co. They are based in Salt Lake City, UT. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a network of investment adviser representatives. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party strategies.

Timothy Wright is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and over 21 years of industry experience. He previously worked extensively at E*TRADE in various capacities from 2006 to 2023. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and advanced modeling tools, offering services primarily in an advisory capacity without individual security recommendations as part of standalone plans.

Melanie Sanchez is a financial advisor at Morgan Stanley with four years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Wells Fargo in various advisory and banking roles from 2017 to 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support client financial plans.

Daniel Jeppson is a financial advisor with Cambridge Investment Research Advisors in Salt Lake City, UT, holding Series 63 and Series 65 licenses with 28 years of industry experience. His prior work includes five years at First Western Advisors before joining Cambridge Investment Research in 2001. Outside of his advisory role, he serves as president of Investment Management Consultants, an independent insurance agency. Cambridge Investment Research Advisors serves both individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisors, and proprietary model strategies.

Randolph Finneman is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Amazon, Scottrade, and Security Service Federal Credit Union. He is also involved as a financial advisor within a credit union support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, while maintaining specialized services in municipal finance and SIMPLE IRA employer consulting.

Nahuel Martinez is a financial advisor with Morgan Stanley, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining Morgan Stanley, he held positions at ClearLink, Namebrand, Amazon, and other companies. Martinez has experience across diverse industries including technology and telecommunications. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary modeling in its financial planning process.

Peter Smith is a financial advisor at Thrivent Investment Management with a Series 66 credential and one year of industry experience. He previously worked at Morgan Stanley, E*Trade, and the Utah Higher Education Authority among other roles. Outside of advising, he donates plasma twice weekly. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based analyses across a range of financial planning topics without managing implementation or institutional portfolio management.

Joel Moultrie is a CFP® with 18 years of industry experience, currently working at Fidelity. He has held positions within Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC since 2007. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a methodology combining proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model-based investment solutions.

Jun Dai is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley in 2022, Jun worked at PrideOne and Lendio, and has held positions with the U.S. Postal Service and General Dynamics Information Technology. He has also been involved with Utah Chinese Community TV LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market estimates.

Josh Burgon is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Citigroup Global Markets. He holds ownership stakes in two investment-related businesses in Utah. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options supported by proprietary research and tools. The firm integrates advisory services with other financial products, serving clients who meet certain net-worth thresholds through tailored, discrete planning engagements.

Gary Rosenthal is a financial advisor with Raymond James Financial Services Advisors, Inc. in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services, Charles Schwab, Morgan Stanley, and Fidelity. Outside of his advisory role, he serves as an insurance agent providing life insurance consultations. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm provides tailored, non-discretionary advice using analytical tools and supports a wide advisor network while also engaging in municipal and public-finance work and offering specialized advisory programs.

Kayla Zoolakis is a Series 66-licensed financial advisor with Morgan Stanley, bringing two years of industry experience. Before joining Morgan Stanley in 2023, she held roles at the University of Utah Hospitals and Clinics and worked briefly with Louk's Greek Baby Donuts. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that incorporates structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to comprehensive financial planning and investment advisory.

David Blaylock is a financial advisor with Raymond James Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Strategic Advisers LLC and Fidelity Personal and Workplace Advisors. Outside of his advisory work, he is involved in construction and property maintenance through Blako Inc and also works as an independent contractor delivering food for DoorDash. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary consulting using risk profiling and analytical tools to guide client investment decisions.

Sean Rausch is a financial advisor with LPL Financial, holding a Series 66 designation and bringing one year of industry experience. His prior work includes roles at Mountain America Credit Union and Aptive Environmental. He has also served in ecclesiastical service missions. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors and utilizes various model portfolios, third-party subadvisors, and technology tools to support client strategies.

Bradley Wilson is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2008. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction, with formal advisory roles to multiple registered investment companies and a documented use of AI in research.

Jeffrey Marsicola is a financial advisor at Morgan Stanley in Sandy, Utah, holding Series 63 and Series 66 credentials with 10 years of industry experience. Prior to his current role, he spent five years at E*TRADE Securities LLC. Outside of his advisory work, he manages a rental property as a landlord. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and the Global Investment Committee’s analyses. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Conner Green is a financial advisor with Wells Fargo Advisors holding a Series 66 designation and has one year of industry experience. Prior to joining Wells Fargo Advisors, he worked at Frandsen Morrill Advisors and Goldenwest Credit Union. He also coaches high school lacrosse. Wells Fargo Advisors Financial Network is a broker‑dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with planning engagements typically structured as discrete projects tailored to client needs.