Clifford Selsor III is a financial advisor at Edward Jones in Peoria, AZ, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its large network of advisors and branch offices, as well as its affiliated capabilities beyond traditional advisory services.

Scott Lorenzen is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate since 2009. Lorenzen is based in Scottsdale, AZ. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Robert Bancroft is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 credentials and possessing 37 years of industry experience. He has worked with various Morgan Stanley entities since 2006. Bancroft is also involved in teaching through Global WMI, LLC and the ASU Extension program. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies, managing approximately $2.74 trillion in client assets.

Austin Patterson is a financial advisor with Morgan Stanley, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. since 2026. Prior to that, he held positions at Northwestern Mutual and Uber. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and analyses.

Scarlet Filmore is a CFP® professional with 17 years of experience in the financial services industry. She has worked at Ameriprise since 2018, following roles at 1st Global Advisors Inc., 1ST Global Capital Corp., and Monheit Financial Group. Outside of her advisory work, she is involved with Young Living Essential Oils, where she occasionally purchases products for personal use. Ameriprise provides retirement-income planning services tailored to clients approaching or in retirement, typically those with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Vikram Krishnaswamy is a financial advisor based in Scottsdale, AZ, affiliated with Morgan Stanley. He holds a Series 66 designation and has 18 years of industry experience. Since 2009, he has worked with various divisions of Morgan Stanley, including Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Lucas Shea is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and has worked previously in various roles including at Blue Cross Blue Shield and Grand Canyon University. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with appropriate investment models or discretionary managers, utilizing a range of mutual funds, ETFs, separately managed accounts, and select alternative investments.

Jacqueline Villa is a financial advisor at OSAIC Wealth Inc with 19 years of industry experience. She holds the Series 66 designation and has previously worked at Cetera, Woodbury Financial Services, National Planning Corporation, and the Airforce Department of State. She is also involved with Phoenix Financial Group, where she performs administrative and client service duties. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, with options for discretionary or advisor-managed strategies and access to third-party money managers.

Matthew Goldman is a financial advisor with Charles Schwab in Peoria, AZ, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Charles Schwab Bank and Yard House, as well as public service with the Jurupa Community Services District. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary investment guidance and access to discretionary separately managed accounts through an integrated and large-scale operational platform.

Joseph Gaeckle is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors for 12 years and Waddell & Reed for 4 years. Outside of advisory work, he owns and manages a real estate rental property. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies, and is notable for its scale, complex affiliate network, and recent consolidation activity.

Tyler Zavala is a CFP® with seven years of industry experience, currently affiliated with LPL Financial since 2022. He previously worked at AE Wealth Management, LLC and Independent Wealth Management. In addition to his advisory role, Zavala is involved in tax preparation and accounting through his work with Rock Martin Private Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individual and institutional clients through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supporting advisors with advanced research and operational tools.

Gabriel Hoffmann is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery and firm‑approved planning tools as part of its financial planning process.

Bahram Tabesh is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2013, also working with JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

David Givnish is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and possessing 32 years of industry experience. He has worked at LPL Financial since 2017 and previously was associated with National Planning Corporation and Wise World Investment Planning. Outside of advisory work, he is involved in fixed insurance sales including life, long-term care, and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing research-driven models and third-party subadvisors, supported by advanced operational tools.

Matthew Gimmelli is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and scenario modeling.

Shiping (Daisy) Zhu is a Financial Advisor with Merrill Lynch Wealth Management. She holds the CERTIFIED FINANCIAL PLANNER4 certification and the Personal Investment Advisor designation. Daisy works with individuals and families to help them organize their financial priorities, evaluate their options, and plan for the future. Drawing from her personal experience moving to the United States and navigating an unfamiliar financial system, she is passionate about helping clients feel supported and confident in their financial decisions. Her approach involves understanding clients' stories, families, and goals, and developing long-term relationships built on trust through open conversations and thoughtful guidance. Daisy holds a Bachelor's degree from Minjiang University. She is fluent in English and Mandarin. Outside of work, she enjoys spending time with her family and learning golf.

Miguel Hernandez Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and six years of industry experience. He has worked at J.P. Morgan Securities since 2019 and has been with JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Edward Williams is a CFP® with 35 years of industry experience, currently serving as an advisor at OSAIC since 2024. His prior experience includes nearly three decades at Mutual/United of Omaha Insurance Company and Securities America Advisors. Outside of financial advising, he owns Team Sports Outfitters, the oldest sporting goods store in Arizona, which is managed day-to-day by his son. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment process uses model-based asset allocation and portfolio optimization, supporting a range of strategies including discretionary management and third-party manager selection.

Justin Breece is a financial advisor with Wells Fargo Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He previously worked at Morgan Stanley and its affiliated entities from 2013 to 2021. Breece is also involved as a trustee for his father's trust and owns a private wealth management practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering investment and financial planning services that address a wide range of needs including retirement, education, and specialized areas such as business-owner transition and special-needs planning. The firm combines advisory services with product sales and referral channels to deliver tailored financial solutions.

Ramon Delgadillo is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His background includes roles at JP Morgan Securities LLC and Morgan Stanley Private Bank. Outside of his advisory work, he owns a media production and merchandising business called M A L O O T T O, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, focusing on advisory services rather than direct security recommendations.