Kevin Hostert is a CERTIFIED FINANCIAL PLANNER™ professional with 11 years of industry experience, currently serving with LPL Financial since 2023. He previously worked at Kestra Advisory Services, LLC and KESTRA Investment Services, LLC from 2016 to 2023, and Aspen Wealth from 2014 to 2023. Outside of his advisory role, he is involved with Watermark Wealth Planning, providing estate and trust services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, asset management programs, and institutional platforms, utilizing a variety of investment strategies and tools across a large network of advisors.

Hunter Shulman is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 credential with approximately one year of industry experience. Prior to joining Morgan Stanley, he worked at Key Wealth Management, The Wolff Company, and CapTrust. Outside of his financial career, he has been involved with the Arizona Cardinals Football Club for three years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques.

Deborah Friedman is a financial advisor at OSAIC with 21 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes roles at Securities America, TD Ameritrade, and UBS Financial Services. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by advanced tools and offers both discretionary and advisor-managed strategies.

Jason Kunz is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 24 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2014. Outside of his advisory role, he serves as an officer for Anasazi Investment Group and Kunz Wealth Management LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored non-discretionary planning and consulting, utilizing analytical tools to align recommendations with client goals, and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.

Jordan Hayes is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Charles Schwab and Discover Financial Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, offering a range of customization options including ESG preferences.

Sheila Gentile is a financial advisor at Osaic with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America, Pruco Securities, Royal Alliance, and Foresters Financial Services. Outside of her advisory work, she sells items on the Poshmark platform. Osaic Wealth serves a diverse client base including retail and institutional investors, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, supporting a range of strategies including discretionary managed accounts and third-party money manager programs.

Michael Cavaleri is a CFA® charterholder and holds a Series 66 license with 12 years of industry experience. He has worked at Cambridge Investment Research and currently serves as a financial advisor at LPL Financial. Outside of his advisory role, he is involved in independent insurance sales and manages Cavaleri Consulting LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to a wide range of clients, including individuals, retirement plan participants, banks, and institutions. The firm offers diverse investment options and leverages technology for research and operational support across its extensive network of advisors.

Jill Sadler is a financial advisor with OSAIC based in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and 26 years of industry experience. Her prior roles include positions at SagePoint Financial, Stonegate Capital Advisors, Wealth Trust - Arizona, and Fidelity. She also holds an individual Ohio insurance license but is not actively selling insurance. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by a multi-advisor platform. The firm’s investment approach involves model-based asset allocation and portfolio optimization, with options for discretionary management and third-party manager selection.

Matthew Radvansky is a CFP® with 28 years of industry experience, currently serving at Vanguard Advisers since 1998. Based in Scottsdale, AZ, he has spent his entire career with The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. Its investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized, largely Vanguard fund-based portfolios with tax-aware and customization features.

Alexander Lim is a Series 66-licensed advisor at Vanguard Advisers with two years of industry experience. He has held roles across multiple Vanguard entities since 2024 and previously worked with Verticalmove Inc. and JFQ Lending. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, serving a large client base through a combined digital platform and advisor team.

Jennifer Knueven Goodrich is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has been with Vanguard entities since 2012, including Vanguard Advisers since 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages client portfolios primarily with Vanguard funds and ETFs.

Shelly Dukes is a financial advisor at Osaic with nine years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms including BTS Asset Management and Raymond James. Outside of advising, she works as a bartender at a nonprofit golf and country club. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization.

Tron Brinkmann is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He previously worked at Edward Jones for 17 years before joining Raymond James in 2021. Brinkmann is also an officer and treasurer for The SilverTree Foundation, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm employs tailored non-discretionary planning and analytical tools to support client goals and offers specialized municipal and public finance advisory services uncommon among large institutional advisors.

Vijay Kapur is a financial advisor with Charles Schwab based in Scottsdale, AZ, holding Series 63 and Series 66 credentials and over 32 years of industry experience. His prior work includes 17 years at TD Ameritrade Investment Management, LLC, followed by roles at TD Ameritrade Inc. and Charles Schwab since 2020. Outside of his advisory work, he volunteers with First Tee – Phoenix, a nonprofit that teaches children core values through golf and games. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering integrated wealth advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program and affiliated managed accounts. Schwab’s investment approach combines multi-asset model portfolios, both non-discretionary and discretionary management options, and access to alternative investments via a centralized platform.

Jay Carlson is a Series 66-credentialed financial advisor with Vanguard Advisers, based in Scottsdale, AZ, and has three years of industry experience. His background includes roles at The Vanguard Group, Dutch Bros. Coffee, Northern Arizona University, Safeway Inc., and Liberty High School. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Matthew Russell is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 66 and Series 65 licenses and has worked at several firms, including Securities America Inc, Raymond James Financial, and CUSO Financial Services. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization through a multi-advisor platform.

Terrence Ransom is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 18 years of industry experience. He has been with The Vanguard Group since 2018 and serves as adjunct faculty at Grand Canyon University. His prior experience includes roles at Gradient Securities, Ransom Financial Wealth, and Wilbanks Securities. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs.

Nolan Brooks is a financial advisor at Thrivent Investment Management in Scottsdale, AZ, with two years of industry experience. He holds the Series 66 and Series 63 designations. His prior experience includes roles at Sherwood Country Club and California Lutheran University. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing holistic, goal-based financial planning without discretionary trading authority. The firm’s approach includes a range of planning topics and a consolidated billing option called “WealthPlan” that combines planning with managed-account services.

Andrew Hokinson is a CFP®-certified financial advisor with Vanguard Advisers, bringing 12 years of industry experience. He has been with The Vanguard Group since 2012. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations primarily through Vanguard funds and ETFs.

John Huber IV is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His prior roles include fourteen years at Sagepoint Financial, Inc., and eighteen years with OSAIC Services, Inc. He also serves as a limited partner in a family investment partnership. Osaic Wealth serves a diverse client base including retail, institutional, and corporate clients, providing a range of brokerage and advisory services supported by a model-based investment process and a complex affiliate network.