Anthony Hernandez is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. In this role, he partners with individuals and families to develop and maintain customized financial plans focused on their life goals. Prior to his current position, Anthony worked as an Investment Solutions Representative at Fidelity Investments from 2021 to 2023. Before joining Fidelity, he was a Retirement Specialist at SchoolsFirst Federal Credit Union from 2013 to 2021. He holds a California Insurance License.

Genevieve Estebar Baker is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds a Series 66 designation and has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Tony Chang is a financial advisor with Cambridge Investment Research Advisors in Orange, CA, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has worked at several firms, including Investment Centers of America, Bancwest Investment Services, and Wells Fargo Investments. Outside of his advisory role, Mr. Chang is also an independent insurance agent and serves as secretary of Ardentone Financial. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through a broad network of financial professionals. The firm provides access to multiple platforms and custodians and offers proprietary model strategies under the Founders Gate Capital brand.

Byron Hirata is a CFP® professional with 45 years of industry experience, currently working at Cetera since 2023. Prior to this, he spent a decade at Quantum Econometrics, LLC, and has been associated with Cetera Wealth Services, LLC since 2013. He is also involved in the sale of fixed insurance products as an insurance agent. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform with over $256 billion in assets under management.

Brian Beggs is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. His prior roles include positions at US Tech Solutions, Prudential Insurance Company of America, and The Schulten Group of Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute alongside third-party data to guide its investment approach.

Cynthia Moreno is a financial advisor with RBC Capital Markets, holding Series 66, 63, and 65 licenses and bringing 17 years of industry experience. Her prior roles include positions at Merrill, UBS Financial Services, and Morgan Stanley. Outside of her advisory work, she is an independent Mary Kay beauty consultant and serves on committees at two Christian fellowship organizations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management, financial planning, and brokerage services implemented through both in-house and third-party managers.

Patricia Howard is a financial advisor with Mass Mutual Investors Services in Costa Mesa, CA, holding a Series 66 credential and one year of industry experience. She previously worked at Kestra Investment Services, LLC and has over six years of experience with Gary D Nelson Associates. Outside of her advisory role, she operates a small coaching practice through SWT Enterprises, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services using firm-approved tools and offers specialized programs such as Divorce Planning and employer-sponsored planning.

Tom Valcich is a financial advisor with Morgan Stanley in Brea, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Veronica Kern is a financial advisor with UBS Financial Services in El Segundo, CA, holding a Series 66 designation and 20 years of industry experience. Her prior roles include positions at Morgan Stanley, J.P. Morgan Securities, Bank of America, Merrill, and Wells Fargo Clearing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and providing proprietary research and a range of capital markets products.

Jung Min Chun is a financial advisor with Morgan Stanley in Long Beach, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Morgan Stanley, Chun worked at JP Morgan Chase Bank and First Republic Securities, among other financial institutions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and a structured discovery process.

Thomas Hobbs is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 10 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Ashley Cecala is a financial advisor with Wells Fargo Advisors in Long Beach, CA, holding a Series 66 designation and 16 years of industry experience. She has been with Wells Fargo Advisors since 2019 and previously worked at Wells Fargo Clearing Services LLC. Ashley took a one-year professional hiatus before returning to the financial sector. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using Wells Fargo research and planning tools.

Mary Bui is a financial advisor with LPL Financial in Huntington Beach, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Investments, LLC. Outside of her advisory role, she is involved in tax preparation and accounting through her position as secretary and tax preparer at Wise Financial Solutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, and third-party asset management, supported by advanced research tools and a broad platform that integrates advisory and non-advisory financial services.

Neel Hasan is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at Cetera. His prior roles include positions at Merrill and Bank of America, among others. Outside of his advisory work, he is a member of Blu Lotus LLC, a real estate business. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and oversees more than $256 billion in assets under management.

Shemirel Guzman Hernandez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she worked at Bank of America, N.A., and has held various roles in both service and management sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Sean Mclaughlin is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at Outlier Ai, BetteredU, Rooftop Cinema Club, Fresh Brothers Pizza, and Screen Gems Furniture Accessories. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its regulatory registrations and advisory roles with multiple registered investment companies.

Cesar Delgado Hinojos is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at notable firms including Bank of America, Merrill, U.S. Bancorp Investments, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and includes unique regulatory registrations reflecting broader derivatives and commodities capabilities.

James King is a financial advisor with LPL Financial in Lakewood, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He previously worked at U.S. Bancorp Advisors, LLC for six years and Wells Fargo Investments, LLC for one year before joining LPL Financial in 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a broad platform supported by research and technology tools.

Maria Chueh is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 registrations and bringing 35 years of industry experience. Her prior experience includes over three decades at Pruco Securities, LLC and more than two decades with Prudential Insurance Company of America. She continues to receive residual commissions from individual and group medical policies with Blue Shield of California and Anthem/Elevance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, consulting, and access to third-party asset managers.

Donna Phelan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Prudential Equity Group from 2001 to 2003. Outside of her advisory role, she is a self-employed author and teaches a course on women, money, and prosperity at the Redondo Beach Center for Spiritual Living. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.