Thomas Mountain is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Wells Fargo Advisors Financial Network LLC for nine years. Mountain is based in Long Beach, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to proprietary and third-party research.

Logan Galli is a financial advisor at Cetera with 18 years of industry experience. He holds a Series 66 designation and previously worked for LPL Financial from 2014 to 2023 before joining Cetera in 2023. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with discretionary and non-discretionary options.

Patrick Gallagher is a financial advisor at Morgan Stanley in Long Beach, CA. He holds a Series 66 designation and has been with Morgan Stanley since 2025. Outside of his advisory role, he is involved with District 4 Pizza, a restaurant/bar in Long Beach. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides its services through a combination of direct client relationships and corporate financial planning agreements.

Oscar Ramos is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2016. Ramos also worked at California State University Long Beach from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial advisory services.

Alexander Saak is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds the Series 66 designation and has previously worked at Marlin Equity Partners and Indiana University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Travis Lutz is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He previously worked at Allstate Insurance and has operated his own business, Travis Edward Lutz LLC, since 2023. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Asiyat Khuranova is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 2006 and joined Merrill Lynch in 2012. Asiyat holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation and is also a Personal Investment Advisor (PIA). Asiyat’s approach centers on understanding clients' goals, priorities, and overall financial situations. She leverages the investment insights of Merrill Lynch and the banking capabilities of Bank of America to provide comprehensive wealth planning. Her client focus areas include personal retirement planning, women and wealth, and retirement income. She holds a Master's Degree from Pyatigorsk State Linguistic University and an MBA from the University of Phoenix. In addition to English, Asiyat speaks Russian. Her personal interests include cooking, hiking, music, and reading.

Mark Krogulski is a CFP® professional with 24 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2016. His work is based in Seal Beach, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Michael Shafer is a Series 66 licensed financial advisor with Edward Jones in Los Alamitos, CA. He has 13 years of industry experience, all of which has been at Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ricardo Ramirez is a financial advisor with Merrill based in Lakewood, California. He holds a Series 66 designation and has 19 years of industry experience, including 14 years with Bank of America and Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal CIO teams and third-party managers.

Daniel Pagilagan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions supported by extensive research and employs diversification principles and modern portfolio theory in its investment evaluation.

Daniel Osorio is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab in various roles since 2018, as well as at Fidelity Brokerage Services and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment options, and integrated custody and brokerage services.

Carmen Davison is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Wells Fargo Clearing in 2025, she worked at Bank of America and Merrill. Outside of finance, she is involved with House of Carmen, LLC, where she works as a designer, wholesale manufacturer, and consultant. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from its own investment institute and third-party sources and offers a range of brokerage and advisory solutions.

Marc Myers is a financial advisor with Charles Schwab in Torrance, CA, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010. Outside of financial advising, Myers works as a ski instructor at Mountain High Ski Resort, where he designs and implements individualized learning programs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated services, offering a combination of non-discretionary advice and access to discretionary separately managed accounts. The firm’s integrated structure supports a large client base with centralized supervision, custody, and a distinctive approach combining strategic asset allocation and alternative investment due diligence.

James Vogel is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and two years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Parcion Private Wealth, among other roles. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence. The firm’s approach includes an ESG eligibility framework and offers a range of services delivered on a non-discretionary basis.

Bryan Casserly is a financial advisor with Cetera, holding a Series 66 credential and 22 years of industry experience. He has been with various entities under the Cetera umbrella since 2012, including Cetera Wealth Services, LLC, and Cetera ADVISORS LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, integrating affiliated and third-party managers across various program structures and custodians.

Belinda Dawson is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2012. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and sports and entertainment planning, using proprietary research and planning tools to develop tailored recommendations for clients.

Bridgette Nicholson is a financial advisor at Merrill with Series 63 and Series 66 designations and 28 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individuals and institutions.

Melinda Le is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC from 2012 to 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated platform that combines advisory and brokerage capabilities.

Jeff Hewitt is an Investment Consultant at Fidelity Investments, a position he has held since 2026. He works closely with clients to develop tailored financial plans to support their financial goals. Prior to this role, Jeff served as a Planning Consultant at Fidelity Investments from 2023 to 2026, a Relationship Manager from 2022 to 2023, and a Financial Representative from 2021 to 2022. Jeff holds a California Insurance License, which complements his role in financial planning and investment consulting. Outside of his professional work, he engages in personal interests including baseball, family activities, fitness, reading, surfing, and swimming.