Carl Ceder is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Bank of America and Merrill Lynch. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Christine Freeman is a Series 66-licensed financial advisor at Morgan Stanley with 15 years of industry experience. She has worked at Morgan Stanley since 2011 and currently serves in their Private Bank. Freeman is also involved as a trustee in investment-related trusts and estate administration activities. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and models to support tailored financial strategies without offering individual security recommendations as part of standalone planning.

Coburn Crosby III is a CFP® and ChFC® with nine years of experience in financial advising. He is currently with Cambridge Investment Research Advisors, having joined in 2024, and previously worked at Equitable Advisors and Axa Advisors. Outside of his advisory role, he owns and operates Public Employee Resource Center, which provides an on-demand financial literacy resource library for employers and their employees, and volunteers with Haven Neighborhood Services. Cambridge Investment Research Advisors, Inc. serves a broad range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Mojtaba Barati Bagherabad is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, N.A., as well as positions outside finance such as managing a restaurant and involvement with a production group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Allen Solis is a financial advisor with LPL Financial based in Valencia, CA. He holds a Series 66 designation and has 17 years of industry experience, including prior roles at Western International Securities, JPMorgan Chase Bank, J.P. Morgan Securities, and Wells Fargo. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors.

Jennifer Chapman is a financial advisor at Morgan Stanley in Sherman Oaks, CA, with six years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2016 and at Morgan Stanley Private Bank, N.A. since 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Tracy Chan is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, LPL Financial, Waddell & Reed, and various insurance carriers. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services through a network of advisors. The firm provides tailored recommendations supported by Wells Fargo research and planning tools, with services spanning cash-flow, retirement, education, risk, and wealth-transfer planning.

Soane Sevelo is a financial advisor with Equitable Advisors in Woodland Hills, CA, holding Series 66 and Series 63 licenses and having 14 years of industry experience. He has worked at Equitable Advisors since 2011, including prior tenure with Axa Advisors. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm uses a network of Investment Adviser Representatives to deliver both proprietary and third-party advisory solutions, emphasizing tailored portfolio models and fiduciary services.

Anna Hovakimyan is a CFP® with 17 years of experience, currently serving at J.P. Morgan Securities since 2010. Her career has also included roles at JPMorgan Chase Bank, N.A. Notably, she is a co-owner of a rental property. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. Their advisory process combines quantitative screens and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting.

Anthony Martinez is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Osaic Wealth, Inc., Logix Federal Credit Union, and previous tenures with J.P. Morgan entities. Martinez is also involved in providing insurance opportunities to clients. J.P. Morgan Securities offers institutional consulting services focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team and includes capabilities in derivatives and commodities through broader regulatory registrations.

Adam Wims is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Santa Clarita, CA. He has seven years of industry experience, all with Thrivent Financial and Thrivent Investment Management. Outside of his advisory role, he serves as a board member for Family Promise of Santa Clarita Valley, an organization assisting homeless and low-income families. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning without discretionary trading authority. Their services include retirement, tax, estate, and special needs planning, delivered through a network of financial advisors.

Nicole Jolley is a financial advisor with LPL Financial in Valencia, CA, holding a Series 66 credential and 16 years of industry experience. She has operated Jolley Financial Group since 2010 alongside her role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Dylan Fuentes is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial and Premier America Credit Union. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning and risk-profiling tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Jimmy Maldonado is a financial advisor with LPL Financial in Burbank, CA, holding Series 63 and Series 66 credentials and over 28 years of industry experience. His prior firms include INVEST Financial Corp, Cetera Advisors LLC, Investors Capital Corp., and Bancwest Investment Services. He also serves as a financial consultant at Logix Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by proprietary research and technology.

Stephen Mckee is a financial advisor with LPL Financial in Valencia, CA, holding a Series 63 designation and 41 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Mutual Service Corporation for seven years. Outside of his advisory role, he is also an attorney admitted to the California State Bar since 1974 and provides legal services through his own law office. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and retirement advice, supported by both proprietary and third-party strategies.

Karen Roberts is a financial advisor with Edward Jones in Santa Clarita, CA, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds.

Scott Michalek is a financial advisor with LPL Financial in Encino, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior experience includes roles at Citigroup Global Markets and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Patrick Danly is a financial advisor with LPL Financial in Pasadena, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at several firms including Securities America, Inc., and operates Haussman Financial, Inc., an investment-related business. He also maintains a separate non-investment business entity, PMD Financial Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by research and operational tools.

Nina Decheva is a financial advisor with Ameriprise in Calabasas, CA, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Stopanska Banka AD Skopje, Euronews, and Deloitte, as well as academic involvement with EDHEC Business School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Eric Sheffron is a CFP® professional with 25 years of experience in the financial industry. He is currently with Wells Fargo Clearing, where he has worked since 2022, following an 11-year tenure at U.S. Bancorp Investments, Inc. located in Encino, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, tailoring services to plan objectives, demographics, and risk tolerances while acting as an ERISA fiduciary when providing investment advice.