Paul Artin is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2008. He has been with Fidelity since 2002, initially serving as a Financial Consultant until his promotion in 2008. Prior to his tenure at Fidelity, Paul worked as a Financial Representative at H&R Block Financial Advisors from 2001 to 2002. In his role, Paul focuses on creating a collaborative and supportive environment for clients, aiming to understand their goals and preferences to build personalized financial strategies. He holds a California Insurance License, supporting his work in financial consulting. Outside of his professional responsibilities, Paul has personal interests in fitness, golf, and soccer.

Zhihua Tang is a financial advisor with LPL Enterprise LLC, holding a Series 66 license and four years of industry experience. Their prior roles include positions at Coldwell Banker Realty & Brokers, MML Investors Services, LLC, and MassMutual Life Insurance Company. Tang is also engaged in mortgage and real estate services through Coldwell Banker Realty. LPL Enterprise, LLC offers investment advisory and brokerage services to a range of clients including individual and high-net-worth investors as well as institutional entities. The firm employs a model-driven investment approach and provides access to third-party asset managers, financial planning, and various insurance and trust services.

Bobak Mirmiran is a financial advisor with Charles Schwab in Woodland Hills, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at TD Ameritrade and Axa Advisors. Outside of his advisory work, he serves as Chief Operations Officer at MIR Express, Inc., a UPS Store franchise where he manages business operations and process development. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. Schwab’s investment approach includes non-discretionary guidance with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Bianka Peneva is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Her prior roles include positions at HSBC Securities (USA) Inc, HSBC Bank USA, N.A., J.P. Morgan Securities, and JPM Chase BANK. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

John Darmanian is a financial advisor with LPL Financial in Montrose, CA, holding Series 63 and Series 66 credentials. He has 27 years of industry experience, including prior roles at Western International Securities, Inc. and Citigroup Global Markets. Outside of his advisory role, he is involved as a parenting provider with the IHSS LA County program. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Mathew Reyna is a Series 66-credentialed financial advisor at Merrill with three years of industry experience. His prior work includes roles at Bank of America and various positions ranging from logistics to education. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Pedram Afzal is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Wells Fargo in 2022, he spent 10 years at J.P. Morgan Securities. Outside of his advisory work, Afzal is an author of a book titled "Overdraft Queen." Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research from Wells Fargo Investment Institute and third-party sources, employing diversification and modern portfolio theory within the constraints of custodian platform options.

Delio Jaramillo Jr. is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior roles include positions at Morgan Stanley and GWFS Equities, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Oscar Nevarez is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporating ESG eligibility frameworks and utilizing broader derivatives and commodities capabilities.

David Hess is a financial advisor with Charles Schwab in Woodland Hills, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Charles Schwab since 1993 and has concurrently worked with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with an integrated advisory and brokerage platform that includes both non-discretionary guidance and access to discretionary separately managed accounts.

Shant Rostamian is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2020. He partners with clients to develop and implement investment strategies tailored to their specific needs, utilizing Fidelity's analysis tools. His approach focuses on building and growing long-term relationships by leveraging his diverse experience in the financial services industry. Prior to his current role, Shant held positions as an Investment Consultant and Financial Representative at Fidelity Investments. His professional background also includes experience as a Relationship Banker at JPMorgan Chase Bank, a Financial Professional at AXA Advisors LLC, and at New York Life. He holds a California Insurance License. Outside of his professional work, Shant has interests in comedy, cooking and baking, family activities, fitness, and traveling.

Frank Sun is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining LPL Enterprise in 2025, he worked at UCLA Health and Cedars-Sinai Medical Center. He continues to hold employment with UCLA Health alongside his advisory role. LPL Enterprise serves individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, while also offering financial planning, consulting, and access to various asset managers.

Tori Samuel is a financial advisor at LPL Financial with 14 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2021, she worked at Waddell & Reed, Inc and Foresters Advisory Services, LLC. She served on the Educational Foundation Board of Compton Unified School District from 2016 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives, serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining advanced operational tools with a broad range of investment options.

Masood Noorzay is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, retirement plan consulting, and wrap‑fee programs to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joni Deakins is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has worked with firms including Compass Financial Advisors and LPL Financial before joining Cetera and also serves as president of The Los Angeles Maryvale Guild. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary approaches.

Charissa Spach is a Series 66-licensed financial advisor with Ameriprise in Calabasas, CA, and has 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of advising, she is a co-owner of R&J Pacific Management LLC, a business unrelated to investment activities. Ameriprise offers a retirement-income planning service focused on clients near or in retirement with substantial investable assets, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to tailor plans, primarily for assets held within Ameriprise-managed accounts.

Karina Madrigal is a financial advisor with LPL Financial in Valencia, CA, holding Series 63 and Series 65 licenses and two years of industry experience. Her career includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Wells Fargo. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,900 advisors.

Hakop Mavyan is a financial advisor with Mass Mutual Investors Services in Glendale, CA, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. His prior roles include positions at New York Life Insurance Company, Guardian Life Insurance Company, and Park Avenue Securities. Outside of his advisory work, he serves as an Audit Committee Commissioner for the City of Glendale and owns an insurance sales business, Merlin Financial Ltd. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using advanced analysis tools and offers specialized programs including estate and employer-sponsored planning.

Dorenda Sprague is a financial advisor at Primerica Advisors with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been affiliated with Primerica since 2017. Outside of financial advising, she is involved in television and film production through her ownership of 2SOL Productions, LLC, and co-ownership of AFD Entertainment, LLC. Primerica Advisors sponsors a wrap-fee asset management program that serves individual, corporate, and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Scott Trulik is a financial advisor with Ameriprise Financial Services LLC in Glendale, CA, holding a Series 66 designation and 25 years of industry experience. He previously worked at LPL Financial, LLC for 22 years before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, using a non-discretionary approach supported by proprietary research and third-party data.