Brittany Romero is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in La Mirada, CA. She has 10 years of industry experience, including three years at Merrill before joining J.P. Morgan Securities in 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment advisor functions, delivering recommendations on a non-discretionary basis.

John Schober is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Sharon Chen is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive financial strategies for business and family finance. She collaborates with a team of specialists to assist clients in retirement planning, investments, banking and credit solutions through Bank of America, and estate planning services. Sharon is a native speaker of Mandarin and Taiwanese and brings over 25 years of experience serving corporate and high net worth clients. Her expertise spans family wealth management, new wealth management, personal retirement and philanthropic planning, portfolio management, small business strategies, tax minimization, and retirement income. Sharon holds a Master’s degree from The Pennsylvania State University and a Bachelor’s degree from National Taiwan University. She also holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Sharon is actively involved in her community, having volunteered with the Fullerton Chinese School since 2003 and serving as its Principal from 2008 to 2009. Her personal interests include hiking, music, reading, spending time with her family, traveling, and writing.

Robert Foley is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has served on the City of Orange, CA Finance Committee since 2014 and operates Foley Financial Inc., his incorporated practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals, supported by advanced analytical tools and a range of advisory programs.

Benjamin Goldberg is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at City National Bank and RBC Capital Markets. Outside of his advisory role, he serves on the board of the Long Beach Century Club supporting athletics, participates on the Broadmoor Homeowners Association Board of Directors, and is a committee member for the City of Huntington Beach evaluating local infrastructure. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes insurance-related investment options alongside traditional vehicles.

Shutong Chen is a financial advisor at Cetera with two years of industry experience. Chen holds the Series 66 designation and has worked at Cetera and Cetera Investment Services LLC since 2023. Prior roles include positions at Cathay Bank, Hsu Yao Tuang & Chiang CPA, and several educational institutions. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Stephen Rhorer is a financial advisor with Edward Jones in Tustin, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, he worked at SPX Corporation for 15 years. Outside of his advisory role, he is involved as a co-owner of a real estate holding LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm supports a large national network of advisors and branch offices, managing over $1 trillion in assets.

Michael Veyette is a financial advisor with Osaic Wealth, Inc. in Los Alamitos, CA, holding Series 63 and 66 licenses and 26 years of industry experience. He previously worked at National Planning Corporation for 14 years before joining Osaic Wealth in 2017. Outside of his advisory role, he is also licensed as an insurance agent, selling life insurance, long-term care, and disability products. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with access to multiple platforms, third-party money managers, and utilizes asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.

Kevin Lin is a financial advisor with LPL Enterprise holding a Series 66 designation and five years of industry experience. His prior roles include positions at Empirikal Partners LLC, Transamerica Financial Advisors, Inc., and World Financial Group, Inc. He has also operated as a sole proprietor and insurance agent for over ten years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a range of brokerage and insurance products on an integrated platform.

Ruben Ramirez Jr. is a financial advisor with Merrill in Cerritos, CA, holding a Series 66 designation and six years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Flores is a financial advisor at Ameriprise with two years of industry experience. He previously worked at MWA Financial Services and Modern Woodmen of America. Flores serves on the Board of Directors for Unidos Por CHOC, a nonprofit organization. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research and modeling with tax-efficient strategies to deliver tailored recommendations.

Andrei Bobleaga is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple J.P. Morgan entities since 2016. Outside of his advisory role, he was involved with Bonus Birdie Golf from 2023 to 2024. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm’s process involves quantitative asset-allocation modeling, manager due diligence, and an ESG eligibility framework, offering services on a non-discretionary basis.

Larry Peregrine is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 39 years of industry experience. He previously worked with American Independent Securities Group, LLC for seven years before joining Cambridge in 2019. In addition to his advisory role, Peregrine operates as an independent insurance agent and owns Peregrine Planning Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a variety of portfolio management platforms and proprietary as well as third-party model strategies.

Michael Mcquilkin is a CFP® professional with 29 years of industry experience, currently affiliated with Wells Fargo Advisors since 2019. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is a principal owner of two wealth management firms based in Orange, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu and uses proprietary research and tools to develop tailored recommendations, with implementation options through various brokerage and advisory programs.

Kirk Hunter is a financial advisor with LPL Financial in Los Alamitos, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. His prior roles include positions at Cetera, Avantax Advisory Services, and Avantax Investment Services. Outside of his advisory work, he operates Williams Tax & Financial Services, providing accounting and bookkeeping support. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, research services, and various technology-driven strategies.

Dorian Harris is a financial advisor at Merrill with a Series 66 designation and 17 years at the firm. He has three years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Nick Milazzo is a CFP® with 21 years of industry experience. He currently works at LPL Financial and previously operated The Nick A Milazzo Group for nine years. He has a background in insurance sales spanning over 17 years with various carriers through W & R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management supported by research, model portfolios, and technology-driven strategies.

Ross Pake is a financial advisor with Equitable Advisors in Tustin, CA, holding Series 65 and Series 63 designations and having 40 years of industry experience. His career includes ten years at Cetera Advisors LLC before joining Equitable Advisors in 2025. Outside of advisory work, he is president and owner of Legacy Wealth Planning, Inc., and serves as a trustee for a personal trust. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, working through program sponsors and third-party managers to deliver advisory and brokerage solutions.

Rita Moreno is a financial advisor at Merrill with 21 years at the firm and 11 years of industry experience. She holds a Series 66 designation and works in Seal Beach, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Joe Esparza is a financial advisor at LPL Enterprise with 13 years of industry experience. He holds Series 63 and Series 65 designations and has worked at the Prudential Insurance Company of America since 2013. Esparza has been involved in referring health insurance solutions for large employers through the Prudential Pathways program. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to proprietary and third-party investment programs through an integrated platform that also includes broker-dealer and insurance product sales.