Gaylord Gomez is a Series 66-registered financial advisor with Wells Fargo Clearing, based in Palo Alto, CA. He has 24 years of industry experience, including previous roles at Wells Fargo Investments and Mass Mutual Investors Services. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 advisors and offers both brokerage and advisory solutions.

Philip Choi is a financial advisor at Charles Schwab with 28 years of industry experience. He has been with Charles Schwab since 1997 and has also worked at Charles Schwab Bank SSB since 2005, while operating as self-employed since 2011. Choi holds Series 63 and Series 66 licenses. Outside of his advisory role, he serves on the board of directors for the Kong Chow Benevolent Association and is a member of the Board of Trustees for San Francisco Chinese Hospital, both nonprofit organizations serving the San Francisco community. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by a large integrated infrastructure and centralized operational model.

Philippa Zuckerman is a financial advisor at Charles Schwab with 24 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab since 2000. Outside of her advisory role, she serves on the finance committee of a nonprofit charitable organization and holds management roles in agricultural and forestry ventures. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by research from its Center for Financial Research.

Elizabeth Jessup is a financial advisor at Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. She previously worked at Origin Point in 2022 and has been with Wells Fargo Clearing since 2003. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Hannah Avanessian is a Wealth Management Planning Consultant at Fidelity Investments. She collaborates with individuals and families to create and maintain financial plans tailored to their unique lifestyles. Hannah emphasizes trust, respect, and empathy as the foundations of the strong relationships she maintains with clients. She has held several roles at Fidelity Investments, beginning as a Financial Representative in 2022, then serving as a Relationship Manager from 2023 to 2024, followed by Planning Consultant from 2024 to 2025 before assuming her current position in 2026. Outside of her professional work, Hannah has interests in cooking and baking, gardening, swimming, and traveling.

Omid Sajjadi is the Market Leader responsible for overseeing Fidelity's investor centers within the San Francisco market. In this role, he provides financial and investment guidance to clients, including one-on-one retirement planning, income strategies, and college planning services. Prior to his current position, Omid served as Vice President and Branch Leader at Fidelity Investments from 2020 to 2025. He also held the position of Branch Manager at TD Ameritrade from 2010 to 2020. Omid holds a California Insurance License. Outside of his professional responsibilities, he is interested in fitness, social events, museums, soccer, traveling, and yoga.

Dawn Aquilina is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 65 credentials and 19 years of industry experience. She has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Kosta Stathopoulos is currently Vice President and Branch Leader at Fidelity Investments, a role he has held since 2025. His leadership approach focuses on disciplined strategy combined with personalized client support, emphasizing active listening and transparent communication to help clients make informed decisions with confidence. Prior to his current position, Kosta held several roles in the financial services industry, including Institutional Consultant Relations & Business Development at Brown Advisory from 2021 to 2025, Vice President of Institutional Sales at Aristotle Capital Management from 2018 to 2021, Director of Wealth Management at TIAA between 2016 and 2018, Director of Client Services and Lead Advisor at Brighton Jones from 2013 to 2016, and Client Services Group Manager at Fisher Investments from 2005 to 2013. He holds a California Insurance License. Outside of his professional career, Kosta enjoys activities such as spending time at the beach, cars, family activities, fitness, reading, and traveling.

Polly Richardson is a financial advisor at Ameriprise in San Francisco, CA, holding a Series 66 designation with 19 years of industry experience. Her prior roles include positions at RBC Capital Markets Corporation and RBC Capital Markets LLC, as well as a brief tenure at Stableford Capital LLC. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, with an emphasis on assets held in Ameriprise Managed Accounts and the use of algorithmic automation to generate tailored retirement income recommendations.

John Yeager is a financial advisor at UBS Financial Services with 22 years of industry experience. He has been with UBS since 2006 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, offering a broad range of services supported by proprietary research and capital market insights.

Robert Mclalan Jr. is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and 45 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and also with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Christoph Menzl is a financial advisor with Edward Jones in Burlingame, CA, holding a Series 66 designation and four years of industry experience. Before joining Edward Jones in 2021, he worked for Abbott Laboratories from 2007 to 2021. He serves on the advisory board of the nonprofit Phase2Careers and is a director on the board of PetroplastVinora AG. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients, offering a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Victoria Chu is a Series 66-licensed financial advisor with UBS Financial Services in San Francisco, CA, and has 24 years of industry experience. She has been with UBS since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining wealth management with institutional trading capabilities. The firm employs proprietary research and model-based asset allocations to tailor investment plans aligned with clients' goals and risk tolerances.

Elise Mincey is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015 and 2016, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory services.

Erin Sinclair is a Certified Financial Planner™ (CFP®) based in San Mateo, CA, affiliated with Edward Jones. She has 27 years of industry experience, including 12 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment options, operating under a fiduciary standard while maintaining a large retail advisor and branch network.

Ronald Bland is a financial advisor with OSAIC based in San Mateo, CA, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has worked at Royal Alliance Associates since 2018 and previously at Signator Investors. Bland is also involved in insurance brokerage and serves as president of AEIS Inc., focusing on life and health insurance and employee benefits, and is a 50% owner and principal of Allied Brokers Inc., a property and casualty insurance agency. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization. The firm is notable for its scale, multi-advisor platform, and complex affiliate network spanning broker-dealer, asset management, insurance, and trust services.

Jack Wong is a financial advisor with Morgan Stanley in Saratoga, California, holding a Series 66 designation and 24 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Outside of his advisory work, he owns a rental property managed by a third party. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

Misty Farukh is a CFP® professional with 18 years of experience in the financial industry. She has worked at Raymond James & Associates since 2012 and previously held positions at Morgan Stanley and Citigroup Global Markets. Based in San Francisco, CA, she holds the Series 66 license. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a variety of portfolio management styles and affiliated resources.

Chau Huynh is a financial advisor at Merrill in San Mateo, CA, with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill Lynch since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kathleen M. Snodgrass is a financial advisor at UBS Financial Services with 35 years of industry experience. She has been with UBS since 1992 and holds Series 63 and Series 65 licenses. Snodgrass serves on the investment committee of the Hanna Boys Center, a faith-based nonprofit residential treatment center for at-risk teenage boys, and is a board member and investment committee participant at Mercy Investment Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and capital market assumptions.