Erika Odell is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2022, following roles at Mass Mutual Investors Services and Bankers Life and Casualty. Prior to her financial services career, she practiced law at the Law Offices of Donald A Odell for twelve years. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include investment advisory and estate planning strategies.

James Brian Sugay is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has 18 years of industry experience, including roles at City National Bank and Wells Fargo Clearing. Outside of his advisory work, he is a co-owner of a vacation property. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers.

Delsin Varian-Gonzalez is a Financial Consultant currently working at Fidelity Investments since 2025. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025 and as a Central Relationship Manager at the same firm from 2022 to 2023. His financial advisory career began at Equitable Advisors, where he worked as a Financial Consultant from 2018 to 2022. Delsin holds a California Insurance License and focuses on empowering clients to make informed financial decisions through collaboration and education. He values an ongoing relationship with clients to ensure their needs are heard and addressed, regardless of financial complexity or simplicity. Outside of his professional work, Delsin engages in personal interests including beach activities, fitness, football, playing instruments, attending social events with friends, and outdoor adventures.

Omar Nazari is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He works with clients to understand their financial goals and develop strategies to pursue them across short-, mid-, and long-term horizons. Omar provides guidance in areas including general investing, retirement planning, and savings for unexpected expenses. Additionally, he offers access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. His client focus includes family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Omar holds the professional designations Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His education includes a non-accredited certificate program from Kabul University.

Benjamin Steinhorn is a financial advisor at OSAIC with one year of industry experience. He previously operated Steinhorn Consulting for ten years before joining OSAIC. He holds a Series 66 designation. OSAIC serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services across various programs, emphasizing model-based asset allocation, portfolio optimization, and a range of discretionary and third-party investment strategies.

Jonathan Farnstrom is a CFP® with eight years of industry experience, currently serving as a financial advisor at OSAIC since 2025. He previously worked at Lincoln Financial Advisors for seven years and has experience in both advisory and insurance-related roles. Farnstrom also owns Farnstrom Financial Services, LLC, through which he offers and manages fixed and indexed annuities, disability, long-term care, and life insurance products. OSAIC Wealth serves a diverse clientele including individual investors, retirement plan sponsors, charities, and corporate clients, providing both brokerage and advisory services. The firm’s investment approach includes model-based asset allocation, portfolio optimization, and access to multiple custodial and alternative investment platforms.

Charles Bond is a CFP® professional with 42 years of industry experience, currently affiliated with OSAIC in Lafayette, CA. His prior roles include positions at Royal Alliance Associates, Inc., Signator Investors, Inc., and Transamerica Financial Advisors. Bond is also a managing member of Bond Financial and Insurance Services LLC, an insurance agency operated with family members that offers health, life, dental, disability, and vision insurance products. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization.

Sara Quintanilla is a financial advisor with Ameriprise in Hayward, CA, holding a Series 66 designation and two years of industry experience. She has worked at Ameriprise since 2022 and previously spent seven years with Canyon Wealth Management. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized recommendations, primarily for clients with substantial assets managed within Ameriprise.

Judith Abrams is a financial advisor with Fisher Investments in Walnut Creek, CA. She holds Series 63 and Series 65 credentials and has 25 years of industry experience. She has worked with Quasar Distributors, LLC since 2001 and Fisher Investments since 1998. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across various asset classes. The firm uses a centralized Investment Policy Committee and combines quantitative and qualitative research to construct diversified portfolios while employing tax-aware strategies and risk management techniques.

Keyuanna Watkins is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Bank since 2015. Outside of her advisory role, she is employed as a service desk associate at The Home Depot. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Eric Angeles is a Financial Consultant currently with Fidelity Investments, where he has been working since 2022 in various roles including Relationship Manager and Planning Consultant before his current position starting in 2023. Prior to joining Fidelity Investments, he worked as a Merrill Financial Solutions Advisor and Financial Advisor at Merrill Lynch and Bank of America Merrill Lynch between 2020 and 2022. Eric's approach involves understanding clients' financial situations, risk tolerance, and objectives to develop personalized financial plans. He holds a California Insurance License which supports his advisory services. Outside of his professional work, Eric's personal interests include spending time at the beach, playing golf, running, and parenthood.

Karry Maciak is a financial advisor with LPL Financial in Walnut Creek, CA, holding Series 65 and Series 66 credentials and 25 years of industry experience. Prior to joining LPL Financial in 2013, Maciak worked at Mechanics Bank, Bancwest Investment Services, Chase Investment Services Corp., Wamu Investments, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Kevin Hills is a CFP® professional with 17 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016, following prior roles at LPL Financial and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Joseph Caselle is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Merrill from 2009 to 2017 and Banc of America Investment Services, Inc. from 2002 to 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and capital market assumptions to tailor investment strategies.

Donn Levine is a financial advisor with Cetera, holding the ChFC® designation and the Series 63 license, and has 43 years of industry experience. His prior work includes roles at OSAIC, Woodbury Financial Services, Minnesota Life, and Sgc Financial. Outside of his advisory career, he coaches girls' golf at Castilleja High School and is the author of the book "Outwit the Yips." Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services through a nationwide network of independent advisors.

Silvia Hernandez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and six years of industry experience. She has worked with Wells Fargo Clearing Services LLC since 2018 and has been with Wells Fargo Bank NA since 2011. Outside of her advisory role, she works part-time as a warehouse associate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Craig Blackwood is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding the Series 63 and Series 66 credentials and possessing 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and also works with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and analysis, with a broad range of investment and planning services.

Nicole Simoni is a financial advisor with Ameriprise in Brentwood, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory work, she serves on the Board of Directors for the LUHSD Athletic Hall of Fame. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Wassana Bright is a financial advisor at Morgan Stanley with six years of industry experience. She holds the Series 66 and Series 63 licenses and has previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides tailored financial planning and a wide array of advisory programs supported by structured planning tools and extensive client assets under management.

Sarah Lee is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Urban Outfitters, Allbirds, and the University of California, San Francisco. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.