Morgan Hathaway is a financial advisor with Ameriprise in Walnut Creek, CA. He holds a Series 66 designation and has been with Ameriprise since 2022. Prior to joining the firm, he worked in tutoring and caregiving roles and was a student at UC Davis and Diablo Valley College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice based on proprietary research and third-party data.

Mark Brown is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Outside of his advisory role, Brown serves as an advisory board member for the Walnut Creek Library Foundation and as president of the Walnut Creek Historical Society, where he coordinates local history education and community events. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Perry A. Novak is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and 43 years of industry experience. He has previously worked at UBS Financial Services and Citigroup Global Markets. Novak is based in Walnut Creek, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to support diversified portfolio strategies and offers both brokerage and advisory solutions.

Jennifer Schneidermann is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds the Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and investment modeling.

Ben Szeto is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and possessing 22 years of industry experience. He has worked with several firms in the financial sector, including Wells Fargo Bank NA and Chase Investment Services Corp. Outside of his advisory role, he is involved in rental property ownership in San Francisco. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement consulting services, supported by research from Wells Fargo Investment Institute and third-party databases.

Jennifer Buich is a financial advisor with Ameriprise in Walnut Creek, CA, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its related entities since 2004. Ameriprise offers retirement-income planning services for individuals near or in retirement who meet specific asset criteria, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice, primarily for clients with assets managed within Ameriprise accounts.

Clark Cole is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has worked previously at Business Wire and Navis. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds.

Matthew Ware is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 designations and possessing 22 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he manages rental property in Antioch, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured planning tools and broad investment capabilities, managing approximately $2.74 trillion in client assets.

Kenneth Chan is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes six years at Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research-driven investment evaluation with a broad range of brokerage and advisory solutions.

Andres Rodriguez is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab in various capacities since 2022. Prior to his current role, his work history includes positions in education and hospitality sectors. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a structured investment approach supported by research and due diligence.

Pamela Regatuso is a financial advisor at Fidelity with 10 years of industry experience. Her work history includes roles at Fidelity Investments, Morgan Stanley, Wells Fargo Clearing, and her own fiduciary practice. She holds Series 66 and Series 63 credentials. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a range of investment vehicles.

Linh Le is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked with Wells Fargo bank since 2005. In addition to her financial advisory work, she assists elderly individuals through her caretaker role at Santa Clara In Home Support Services. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Mariah Lininger is a financial advisor with Merrill in Walnut Creek, CA, holding a Series 66 designation and five years of industry experience. Her background includes roles in both the public sector at the County of Yolo and the education sector at the University of California, Davis, and Feather River College. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates internal and third-party investment models and supports various asset allocation approaches, including tax-sensitive strategies.

Nicholas Tarrab is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and 21 years of industry experience. He has been with UBS Financial since 2004. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services such as fee-based financial planning and discretionary portfolio management.

David Spencer is a ChFC® with 18 years of industry experience, currently serving as a financial advisor at LPL Financial since 2022. He previously worked at Bank of America and Merrill Lynch for over a decade. Outside of his advisory role, he is involved with Broadway Endeavor, LLC, a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and access to model portfolios, and operates one of the largest advisory platforms with over 22,800 advisors.

John Odea is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. Prior to joining Raymond James in 2023, he worked at Summit Financial and Securian Financial Services. Outside of his advisory role, he is also an insurance agent focusing on life, disability, and long-term care insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and supports municipal and public finance work through its unique affiliations.

Harry Bonn is a financial advisor at Cetera with over 50 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Bonn has held positions at several firms including Woodbury Financial Services, Minnesota Life Insurance Company, and Securian Financial Services. He is also the managing partner of Bay Area Wealth Management Group LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management programs and access to third-party money managers.

John Greiten is a financial advisor with Ameriprise in Martinez, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, delivering written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic tools overseen by a dedicated consulting team to support its advisory process.

Gordon Williams is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2013. Outside of his advisory role, he is involved in real estate ownership as a sole proprietor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by structured planning tools and research from its Global Investment Committee.

Danielle Pettiette Erlinger is a Financial Consultant at Fidelity Investments. She works closely with clients and their families to provide them with the tools necessary to make informed financial decisions and develop comprehensive financial plans. Danielle has been with Fidelity Investments since 2019, progressing through roles including Financial Services Representative, Relationship Manager, Investment Consultant, and currently serving as a Financial Consultant. She holds a CA Insurance License and the Certified Financial Planner (CFP®) designation. Outside of her professional work, Danielle engages in activities such as running, skiing, traveling, and yoga.