Erika Odell is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Her prior work includes roles at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, Bankers Life and Casualty, and over a decade at the Law Offices of Donald A Odell. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, offering a range of financial planning and advisory programs supported by structured planning tools and firm‑approved processes.

Michelle Tang is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2026. In her role, she collaborates closely with clients to develop comprehensive financial plans and investment strategies tailored to their goals. Michelle's approach focuses on informed decision-making and building client confidence about their financial future. Before becoming a Financial Consultant, Michelle held several positions at Fidelity Investments, including Investment Consultant from 2025 to 2026, Relationship Manager from 2023 to 2025, and Financial Representative in 2023. She holds a California Insurance License, supporting her work in financial consulting. Outside of her professional responsibilities, Michelle enjoys participating in barre classes, attending social events with friends, and listening to music.

Steven Drackert is a financial advisor with Morgan Stanley Wealth Management in Oakland, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at UBS Financial Services, First Republic Investment Management, and Wells Fargo Advisors. Outside of his advisory work, he is co-owner of a condominium in Walnut Creek, California. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, and manages approximately $2.74 trillion in client assets.

James Brian Sugay is a financial advisor at RBC Capital Markets with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory role, he is a part owner of a vacation property. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm employs tailored investment strategies through various managers and program structures, supported by RBC’s capital-markets and affiliated asset management capabilities.

John Williams is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and tailored financial planning using structured processes and firm-approved tools.

Delsin Varian-Gonzalez is a Financial Consultant currently working at Fidelity Investments since 2025. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025 and as a Central Relationship Manager at the same firm from 2022 to 2023. His financial advisory career began at Equitable Advisors, where he worked as a Financial Consultant from 2018 to 2022. Delsin holds a California Insurance License and focuses on empowering clients to make informed financial decisions through collaboration and education. He values an ongoing relationship with clients to ensure their needs are heard and addressed, regardless of financial complexity or simplicity. Outside of his professional work, Delsin engages in personal interests including beach activities, fitness, football, playing instruments, attending social events with friends, and outdoor adventures.

Brennan Malone is a CFP® and holds a Series 66 license with 16 years of industry experience. He has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process that incorporates quantitative and qualitative research to construct diversified portfolios and provides a range of sub-advisory and retirement plan services.

Omar Nazari is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help them develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides guidance on general investing, retirement planning, and saving for unexpected events, and can connect clients with Bank of America specialists for additional financial services such as banking, credit, home financing, and small business solutions. Omar holds several professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He completed a Non Accredited Certificate Program at Kabul University. He emphasizes building relationships with clients to offer ongoing advice and guidance tailored to their evolving needs.

John Kelson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team focused on providing a holistic approach to wealth management. He manages personal wealth and portfolio strategies for a select group of clients, including executives, retirees, and entrepreneurs. John has expertise in various areas including corporate benefits, employee benefits planning, executive and equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, tax minimization, and retirement income. His approach incorporates asset allocation, wealth preservation, estate and legacy strategies tailored to individual client goals and risk tolerance. He holds a Bachelor's Degree from the University of California System and has completed a Non Accredited Certificate Program from THE AMERICAN COLLEGE. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, John has interests in baseball, camping, hiking, music, and running.

Susan Brennan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. She has worked at Wells Fargo-affiliated firms since 2002, including Wells Fargo Advisors LLC and Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates with more than 14,000 financial advisors and $671 billion in assets under management, offering both brokerage and advisory solutions.

Charles Bond is a CFP® with 42 years of industry experience, currently affiliated with OSAIC. He has held positions at Royal Alliance Associates, Inc. since 2018 and at Signator Investors, Inc. from 2016 to 2018. In addition to his advisory role, he is a managing member of Bond Financial and Insurance Services LLC, an insurance agency operating with family members that sells group and individual health, life, dental, and vision insurance, as well as fixed annuities and Medicare supplements. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Jeanette Strother is a financial advisor with Ameriprise in Oakland, CA, holding a Series 66 designation and having 10 years of industry experience. She has been with Ameriprise and its affiliate since 2015. Outside of advising, she is involved in independent insurance brokering focused on long-term care. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Peter Cook Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he is involved in endorsing the book "MAKE YOUR DESTINY HAPPEN." Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Judith Abrams is a financial advisor with Fisher Investments in Walnut Creek, CA. She holds Series 63 and Series 65 credentials and has 25 years of industry experience. She has worked with Quasar Distributors, LLC since 2001 and Fisher Investments since 1998. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across various asset classes. The firm uses a centralized Investment Policy Committee and combines quantitative and qualitative research to construct diversified portfolios while employing tax-aware strategies and risk management techniques.

Helen Irungu is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 35 years of industry experience. She has worked at Wells Fargo since 2009, initially with Wells Fargo Advisors LLC and then with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Keyuanna Watkins is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2021. Outside of her advisory role, she also works part-time as a service desk associate at The Home Depot. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kevin Hills is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the CFP® and Series 66 designations and has been with Wells Fargo in various capacities since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics based on diversification principles and modern portfolio theory.

Joseph Theam is a financial advisor with Equitable Advisors in Oakland, CA, holding Series 63 and Series 66 designations and 12 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked with AXA-Advisors, LLC for six years during the same period. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm delivers its services through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs alongside its own offerings.

Gloria Montesinos is a financial advisor at Merrill with 30 years of industry experience and a Series 66 designation. She has been with Merrill since 1991. Outside of her advisory role, she is an authorized check signer on a family business unrelated to investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Craig Blackwood is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding the Series 63 and Series 66 credentials and possessing 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and also works with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and analysis, with a broad range of investment and planning services.