Loren Lo is a financial advisor with Equitable Advisors in Bellevue, WA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Equitable Advisors since 2013 and previously at Axa Advisors, LLC. Outside of his advisory role, he is involved with Hidden Point LLC, a short-term rental business, and operates under the Retirement Path Advisors brand. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm’s approach involves assessing client risk tolerance and matching them to appropriate advisory models, utilizing third-party asset managers and multiple investment options while providing ERISA fiduciary services for qualified plans.

Robert Fletcher IV is a financial advisor at RBC Capital Markets with a Series 66 designation. He has one year of industry experience and previously worked at Equitable Advisors LLC and Fairwood Golf & Country Club. RBC Wealth Management serves a diverse client base, including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing a combination of in-house and third-party investment managers and tailored strategies based on client risk profiles.

Geoffrey Wendover is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including TD Ameritrade Investment Management, TD Ameritrade, Scottrade, and Charles Schwab Bank. He is based in Bellevue, WA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory models and access to discretionary separately managed accounts, supported by multi-asset portfolios and research from the Schwab Center for Financial Research.

Laela Erickson is a financial advisor at Edelman Financial Engines with five years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial LLC and Thrivent Financial. Erickson’s career background also includes roles outside finance, such as working at Morrie's Minnetonka Subaru and Gander Outdoors/Camping World. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary investment options.

Ava Jaksha is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation. Prior to joining Ameriprise, she worked at LPL Enterprise LLC and has a background that includes completing her education at the University of San Diego. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice.

Jayna Van Stone is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Additionally, she is involved with Angelfish Swimming LLC, a recreation business she has operated since 2021. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and broad capabilities across retail and institutional markets.

Wing Yan Yuen is a financial advisor at Edelman Financial Engines with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Edelman Financial Engines, Wing Yan Yuen worked at JPMorgan Chase Bank, J.P. Morgan Securities, Raymond James Financial, Raymond James & Associates, and Public Consulting Group. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients, combining a committee-driven modeling process with planner delivery and online tools. The firm offers both discretionary and non-discretionary investment management with an emphasis on diversified model portfolios, periodic rebalancing, and long-term orientation.

Melody Rose is a financial advisor at Merrill with five years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, pension, corporate, and charitable clients.

Daniel Rosales is a financial advisor at Charles Schwab based in Bellevue, WA, holding CFP® and Series 66 credentials with five years of industry experience. His work history includes roles within various Charles Schwab entities since 2019 and a one-year position at DoorDash in 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through the Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated client relationship model that combines non-discretionary advisory services with access to discretionary separately managed accounts and alternative investment programs.

Matthew Scher is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has served since 2002. He began his financial services career at T. Rowe Price Associates in Baltimore in 1997, focusing on high net worth investors. His professional experience also includes managing e-commerce marketing partnerships at drugstore.com and serving as a Supply Officer in the U.S. Navy. Matt holds a B.S. degree in economics from the United States Naval Academy and an M.B.A. from the Darden School at the University of Virginia. He has earned the Certified Private Wealth Advisor (CPWA) designation from the Investments & Wealth Institute, the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning Institutes Corp., and is also a Personal Investment Advisor (PIA). His expertise includes education planning, executive compensation, family wealth management strategies, liquidity management, and personal retirement planning. In addition to his professional commitments, Matt serves on the Board of the Bellevue Schools Foundation and participates as an interviewer for U.S. Naval Academy candidates. He resides in Yarrow Point, Washington, and enjoys tennis, pickleball, cooking, travel, and skiing in his spare time.

Thuong Pham is a financial advisor with Charles Schwab in Bellevue, WA, holding a Series 66 designation and seven years of industry experience. He has been with Charles Schwab Bank since 2019 and Charles Schwab & Co., Inc. since 2018. Prior to joining Schwab, his work history includes roles at Purdue University and Cabela's. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by in-house research and alternative investment due diligence.

Kevin Kramer is a financial advisor at Edward Jones in Kirkland, WA, with 10 years of industry experience. He holds the CFP® and Series 66 designations and has been with Edward Jones throughout his career since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Shae Wiley is a financial advisor at Charles Schwab with four years of industry experience. Wiley holds the Series 66 designation and has worked at Charles Schwab Bank, SSB since 2022, following prior roles at Ernst & Young LLP and AmTrust Financial Monterey. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and provides centralized supervisory, custody, and order-routing services.

Justin Von Gortler is a financial advisor with Morgan Stanley in Kirkland, WA, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Ross Johnson is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and five years of industry experience. He has worked at Charles Schwab Bank, Schwab & Co., Wells Fargo Clearing, JPMorgan Chase Bank, and other financial institutions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and centralized custody and order-routing arrangements.

Nellie Roubaud is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has held roles at Bank of America and Merrill since 2015, with a period of unemployment between 2018 and 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal and third-party teams, with customized portfolio implementation and various service features.

James Bennett Jr. is a financial advisor at Ameriprise with 36 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Bennett serves as a trustee on the Board of Directors at Whitworth University, where he participates on the Investment Committee. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research-driven analysis and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Ryan Clay is a CFP® professional with 12 years of experience in the financial industry, all with Edward Jones since 2014. He holds a Series 66 license and is based in Seattle, WA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Doug Miller is a financial advisor at Edward Jones in Mukilteo, WA, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad network of financial advisors and branch offices, offering a variety of discretionary and non-discretionary investment strategies under a fiduciary standard.

Jeremy Pawlak is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in providing customized, planning-led wealth management services for business owners, senior operators, and their families. His approach integrates investments, lending, retirement, insurance, and estate planning considerations to offer clients a comprehensive financial strategy. He works closely with clients' CPAs, attorneys, and bankers to coordinate and align personal and business wealth accumulation strategies. With years of experience, Jeremy focuses on helping clients reduce taxes, simplify financial complexity, and professionalize their strategies to ensure long-term alignment of personal and business plans. He assists clients in exploring opportunities to improve cash flow, strengthen business operations, and create continuity for future generations. Jeremy's work supports business owners and senior professionals in achieving clarity and confidence in both business and personal financial planning. Jeremy holds a Master's of Business Administration from Nova Southeastern University and a Bachelor's Degree from the University of Wisconsin. He holds professional designations such as Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA), and is a member of the CFA Institute and CFP Board. His personal interests include cooking, football, golfing, interior decorating, pickleball, surfing, and traveling.