Ricardo Mendez Gutierrez is a financial advisor at UBS Financial Services with seven years of industry experience. He has worked at UBS Financial Services since 2018 and previously held roles at UBS Asesores Mexico SA de CV and Banco JPMorgan SA de CV. He holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Glorimar Leon Colon is an International Wealth Advisor with Merrill Lynch Wealth Management. She joined the firm in 2010 and has over 18 years of experience in the financial services industry. In her role, Glorimar provides personalized strategies and financial guidance to high-net-worth individuals, families, family businesses, institutions, and nonprofits. She works closely with the Merrill Lynch Family Office Services Group, focusing on portfolio strategies, quantitative and performance analysis, trading, and wealth management tailored to women, Millennials, and philanthropic organizations. Glorimar earned a bachelor's degree in Finance and Economics from the University of Puerto Rico, Rio Piedras. She holds the Chartered Financial Analyst® (CFA®) designation as well as the Personal Investment Advisor (PIA) certification. Bilingual in English and Spanish, she serves clients with a global perspective. Residing in Guaynabo, Glorimar is engaged in her community through volunteering in animal rescue. Outside of work, she enjoys reading, spending time with her family, traveling, watching movies, and practicing yoga.

Jesus Valdes is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with six years of industry experience. His work history includes roles at Morgan Stanley since 2021, as well as positions at Wells Fargo Clearing, Randstad (Wells Fargo Advisors), Uber Technologies Inc., and MetroPCS. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process utilizing approved tools and modeling techniques, serving clients through comprehensive financial strategies and broad retail and institutional offerings.

Jonathan Sharbani is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 65 and Series 63 licenses with 27 years of industry experience. He has been with Morgan Stanley since 2009, including over a decade at Morgan Stanley Private Bank, National Association. Outside of his advisory role, Sharbani serves on the boards of NY Virtuosi, the New York chapter of the US Indian American Chamber of Commerce, and the American Sephardi Federation, a nonprofit cultural organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Michael Odzer is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at NYLIFE Securities LLC and Coastal Wealth. Outside of his advisory career, he has been involved with Hover Brothers LLC for five years. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a variety of third-party advisory models and programs, offering services that include mutual funds, ETFs, separately managed accounts, and select alternative investments.

Dario Occelli Junior is a financial advisor at Morgan Stanley based in Miami, FL, holding a Series 66 designation. He has held positions at JPMorgan Chase, Louis Vuitton, and Armani Exchange prior to joining Morgan Stanley in 2024. Occelli’s background includes experience across financial services and luxury brand sectors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Adolfo Pastori is a Series 66-licensed financial advisor with 14 years of experience, currently practicing at UBS Financial Services in Miami, FL since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients offering brokerage and investment advisory services, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Michael Ramirez is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior work history at Wells Fargo Bank from 2010 to 2023, as well as JPMorgan Chase Bank, N.A. since 2023. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jarrett Osborn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has worked at Cetera and affiliated entities since 2019 and previously spent 13 years at Summit Financial Group Inc. Outside of his advisory work, he serves as president of Osborn Financial Group, Inc., which focuses on life and health insurance products, and participates in a nonprofit networking group in Hollywood, Florida. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a large network of independent advisors and features a multi-manager platform with access to affiliated and third-party investment strategies.

Geovany Cruz is a financial advisor with J.P. Morgan Securities in Aventura, FL, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2002. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm’s advisory services are delivered on a non-discretionary basis by a select group of Wealth Advisors.

Kenrick Whyte is a Wealth Management Advisor with Merrill Lynch Wealth Management. He advises high-net-worth individuals, multi-generational families, business owners, corporate executives, and professionals with complex financial lives. Kenrick specializes in business succession and exit planning, liquidity events, wealth preservation, retirement planning, and legacy strategies. He also provides guidance to corporations and retirement plan sponsors on fiduciary best practices, plan design, participant outcomes, and retirement plan governance. Kenrick has been in the financial services industry since 1997 and established his wealth management practice in 1998. He holds a Bachelor of Science degree in Civil Engineering from Florida State University. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Certified Plan Fiduciary Advisor® (CPFA®) designation. Kenrick is a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). He serves on the Board of Trustees of Saint Andrew's School and previously served on the Board of the Port Everglades Association and as Lieutenant Governor of Kiwanis International Division 23. Kenrick resides in Parkland, Florida with his wife, Karen, and their son, Hunter. Outside of work, he enjoys spending time with his family, attending youth sports events, playing tennis, fishing, and reading.

Michael Quercia is a financial advisor at Ameriprise with 14 years of industry experience and holds a Series 66 designation. His prior work includes roles at Morgan Stanley, TradeStation Securities, and Turk Hill Capital, as well as involvement in private business ventures. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies. The firm’s retirement program provides ongoing advice based on comprehensive analysis and operates within a defined investment framework that includes affiliated products and managed account offerings.

Michael Reilly is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses with 33 years of industry experience. He has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and modeling techniques, supporting clients in implementing and updating their plans.

Rodrigo Hanna serves as an International Wealth Advisor at Merrill Lynch Wealth Management. He is part of the Hanna Group, which comprises over five professionals dedicated to providing customized services and advisory to families, individuals, and corporations, primarily focusing on international clients. Rodrigo helps individuals and corporations define and achieve their financial goals. With over 18 years of experience in the financial services industry, Rodrigo joined Merrill Lynch Wealth Management in 2007. He specializes in corporate executive services, family wealth management strategies, international wealth management, liquidity management, managing new wealth, and individual and corporate investment strategy. His client focus includes entrepreneurs and successful executives of middle and large corporations. Rodrigo holds a bachelor's degree in Economics from Pontificia Universidade Catolica MG and a master's degree from IBMEC Instituto Bras Mercado Capitais. He has completed non-accredited certificate programs at Yale University School of Management, University of Pennsylvania The Wharton School, and Northwestern University Kellogg School of Management. He holds the Personal Investment Advisor (PIA) designation and is fluent in English, Portuguese, and Spanish. Rodrigo was named to the Forbes "Best-in-State Wealth Management Teams" list for 2023 through 2026 as a member of the Licari, Marques & Hanna team. He lives in San Diego with his wife, Gabriela, and their two children.

Wilmard Pierre Louis is a financial advisor at Primerica Advisors with 35 years of industry experience. He holds Series 65 and Series 63 credentials and has been with Primerica Advisors since 1991, having also worked with Primerica Financial Services since 1988. His other business activities include part-time sales of loan products and home security referrals through affiliate companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients, offering a wrap-fee asset management program that relies largely on model-delivery strategies managed by unaffiliated asset managers.

Cameron St. Martin is a financial advisor with LPL Financial in Miami Beach, FL, holding a Series 66 license and seven years of industry experience. His prior roles include positions at Cetera Advisor Networks, Lincoln Investment, Ohio National Financial Services, and Wilkens-Weber Financial & Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a wide range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive research and operational tools.

Diego Obando is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 65 licenses. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach emphasizes structured discovery and firm-approved planning tools, offering tailored plans while generally acting in an advisory capacity.

Kyle Gallagher is a financial advisor at J.P. Morgan Securities with one year of industry experience. He previously worked at Rockefeller Capital Management and Deutsche Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Luis Suarez is a financial advisor at Merrill with one year of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Merrill and Bank of America, he worked at Amerant Investments, Inc. for two years and has a background that includes legal studies at the Catholic University of America, Columbus School of Law. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm uses model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations.

Rafael Jarosi De Araujo is a financial advisor at Merrill with nine years of industry experience. He has been with Merrill since 2017 and previously worked at Brasília Grill for one year. He holds the Series 63 and Series 66 designations and is based in Miami, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.