Angelo Schiralli is a financial advisor with MassMutual Investors Services, holding a Series 63 license and over 51 years of industry experience. He previously worked at Metlife Securities Inc. and New England Securities. In addition to his advisory role, he operates as an independent insurance agent specializing in life, disability, long-term care, and group benefits. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, goal-oriented planning engagements and educational seminars.

Collin Meyer is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has been with RBC Capital Markets since 2008 and previously worked at City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s Advisory Risk Profile.

Anthony Hartigan is a financial advisor at UBS Financial Services with 52 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America, N.A. from 2009 to 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Camille La Grange is a financial advisor with Merrill, holding a Series 66 designation and having one year of industry experience. Her previous work includes roles at Bank of America, New York Life Insurance, and various organizations related to education and networking. She is also the owner of You Already Are LLC, an art business focused on painting, photography, and creating an online gallery of handmade pieces. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jeffrey Pietrzak is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has been affiliated with Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Joaquin Gamero Pendola is a financial advisor at UBS Financial Services, holding a Series 66 designation with one year of industry experience. Prior to joining UBS, he was involved in the food service industry, including roles at Alacruz Grill and C'est Si Bon Catering. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm provides a wide range of services including fee-based financial planning, portfolio management, and capital markets services, leveraging proprietary research and institutional trading capabilities.

Sharon Dvir is a financial advisor at Cetera with 10 years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at firms including Raymond James Financial Services and PNC Private Bank. Sharon serves as a board member for SafeSpace, a domestic violence non-profit. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors serving individuals, retirement plans, and institutional clients. The firm offers a range of portfolio management and financial planning services through various program structures and affiliations.

Alex Santiuste is a financial advisor at Morgan Stanley with eight years of industry experience. His prior roles include positions at UBS Financial Services and BluEdge Professional Real Estate LLC. He holds Series 63, Series 65, and Series 66 designations. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Sean Mccarthy is a CFA® charterholder with 14 years of industry experience, currently affiliated with Wells Fargo Clearing since 2021. He has worked at Wells Fargo Bank, N.A. since 2010 and briefly with Velle Investments, LLC in 2010. He serves as a successor trustee for a revocable trust in Chattanooga, TN. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and utilizes research from the Wells Fargo Investment Institute alongside third-party data to support its investment approach.

Robin Cuddy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 37 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Mary Galemmo is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding a Series 66 designation and five years of industry experience. She previously worked at Wells Fargo and spent time at Campbell University in both instructional and administrative roles. Mary serves on the Allocation Committee for Education at the Palm Beach United Way, where she helps review and recommend funding for early childhood education programs. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services through its network of financial advisors.

Kety Arano is a financial advisor with Primerica Advisors in West Palm Beach, FL, holding Series 63 and Series 65 licenses and three years of industry experience. Her work background includes roles in dental office management and operations, alongside her advisory role. Outside of finance, she is a partner in Trucktrans LLC, a trucking and logistics business based in Palm Springs, FL. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts under a wrap-fee structure.

Christopher Haffey is a CFP® with 26 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2026. Prior to this, he spent 15 years with SunTrust Investment Services and 10 years with SunTrust Advisory Services. Outside of his advisory role, Haffey serves as an Elder and Chair of the Finance Committee at First Presbyterian Church North Palm Beach, where he oversees the church’s financial matters including investment accounts. Raymond James & Associates is a large dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse range of clients, including individuals, institutions, and charitable organizations, and offers financial planning, non-discretionary investment consulting, and institutional advisory services.

Michael Keenan is a financial advisor at Fidelity with Series 63 and Series 65 credentials and 28 years of industry experience. His career includes long-term roles within Fidelity’s various business units and a prior position at Lincoln Financial Distributors, Inc. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Edward Lubell is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2002. Outside of his advisory work, Lubell serves on the board of directors for 3CInteractive Corp, a telecommunications company specializing in mobile enterprise solutions using SMS text messaging. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management offerings, including futures commission merchant activities and securities-backed lending programs.

Frank Novello is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly to individuals and through corporate financial planning agreements.

Jacob Schlessel is a financial advisor with UBS Financial Services in West Palm Beach, FL. He holds Series 63 and Series 66 licenses and joined UBS in 2026. His prior experience includes roles at TheMagic5 and JM&A Group, as well as academic and community involvement. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including principal trading and market-making activities.

Palina Craemer is the Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2015. In this role, she works with clients to develop comprehensive financial plans that align with their personal values and life goals. Prior to joining Fidelity Investments, Palina was a Relationship Banker at JP Morgan Chase from 2011 to 2015. Palina emphasizes the importance of building long-term relationships with her clients to understand their individual and family needs. She focuses on integrating all aspects of a financial plan to support her clients' priorities. Additional details regarding her education, credentials, personal interests, or community involvement were not provided.

Roy Cook is the Resident Director and Wealth Management Advisor at Merrill. He holds the CERTIFIED FINANCIAL PLANNER4 designation and has been a financial advisor since 1986. Roy has over twenty-five years of experience in wealth management, including roles as a Senior Portfolio Manager, where he builds and manages personalized strategies incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He began his career with Bank of America in 1996 after working at a private financial planning boutique in Boca Raton. Roy's expertise includes family wealth management strategies, managing new wealth, portfolio management services, and small business strategies. He has served as a Regional Director for the Gold Coast and Treasure Coast region and is involved with the Boca Chamber of Commerce and Habitat for Humanity. Roy resides in Palm Beach with his wife Sharron and has been a South Florida resident for over forty years. His hobbies include boating, fishing, diving, boxing, cooking, football, and music.

Richard Stone is a financial advisor at Morgan Stanley in Jupiter, FL, holding Series 63 and Series 66 licenses with 26 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2016, and with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates various analytical tools and models.