Jessica Whitton is a financial advisor at Merrill with 17 years at the firm and 12 years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she is a co-owner of several family rental properties. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Patricia Zito is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 28 years of industry experience. She has been with Raymond James since 2008, working first with Raymond James Financial Services and then with Raymond James & Associates since 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Raymond Mckenney is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He has been assisting clients with financial decisions since 2010 and joined Merrill in 2018. Raymond holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and the Personal Investment Advisor (PIA) designation. He also maintains Series 6, 7, 63, and 66 registrations with the Financial Industry Regulatory Authority (FINRA). Raymond works with individuals, families, and business owners to develop tailored strategies that support their financial goals and long-term vision. His areas of focus include retirement income planning, wealth management, estate planning strategies, legacy planning, liquidity management, and personal retirement planning. He aims to simplify complex financial decisions and collaborates with tax and legal professionals to provide a cohesive planning experience. He attended the University of South Florida - Saint Petersburg, though no degree was conferred. Outside of work, Raymond enjoys traveling, attending sporting events, fishing, boating, baseball, golfing, and spending time with his family. He lives in St. Petersburg, Florida, with his wife, Erica, and their two children, and is actively involved in youth coaching and mentoring within his community.

Sara Hobbs is a financial advisor at Raymond James & Associates with five years of industry experience. She holds a Series 66 designation and previously worked at Synovus from 2016 to 2019. Hobbs is based in St. Petersburg, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities with financial planning and investment consulting, offering a range of portfolio management styles supported by affiliated research and sub-advisers.

Jean Pierre Di Vito is a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he collaborates closely with clients to develop personalized financial strategies that align with their long-term goals. His approach emphasizes understanding each client's unique financial situation to create investment plans flexible enough to adapt to changing market conditions. Jean Pierre and his team bring extensive experience in wealth management strategies, wealth transfer and allocation, retirement and estate planning services, banking, and concentrated stock risk management. They stay informed on new strategies, market trends, regulations, tax laws, and market conditions to provide innovative ideas and tailored solutions. The team collectively holds over 55 years of industry experience, ensuring dedicated attention and service for clients with significant wealth. He holds a Bachelor's degree from LaSalle University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jean Pierre is involved in several professional organizations such as All Children's Foundation, Florida Orchestra, Keep Tampa Bay Beautiful, La Salle University Alumni, National Audubon Society, and St Petersburg Opera. Additionally, he contributes to the community through volunteer work with the American Red Cross and Habitat for Humanity.

Thomas Kelly is a financial advisor at Stifel with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Invesco, Capital Group - American Funds Distributors, Jackson National Life, and Allstate. Stifel serves a broad range of individual and institutional clients, offering brokerage and investment advisory services including fee-based financial planning and recommendations of third-party advisers. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Kimberly Roper is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and seven years of industry experience. She has been with Cambridge Investment Research Advisors since 2019 and was previously with Pewter Report Inc. from 2006 to 2018. Outside of her advisory work, she is involved with the Girl Scouts of West Central Florida. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent financial professionals who utilize a variety of portfolio management and model-based solutions.

Juan Vega is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Fisher Investments, E*TRADE Capital Management, and Scottrade. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and nonprofit and government entities with financial planning, investment consulting, and institutional fiduciary services, offering a range of portfolio management strategies supported by firm research and affiliated sub-advisers.

Peter Bursik is a financial advisor with Raymond James & Associates based in St. Petersburg, FL. He holds a Series 66 designation and has 18 years of industry experience. He has been with Raymond James & Associates since 2006 and Raymond James Financial Services, Inc. since 2010. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm provides financial planning, non-discretionary investment consulting, and institutional advisory services using a range of portfolio management styles supported by affiliated research and model managers.

William Harless is a CFP® with 16 years of industry experience, currently serving at Raymond James & Associates in St. Petersburg, FL. He has been with Raymond James & Associates since 2013 and holds a Series 66 license. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, charitable organizations, and government entities, offering financial planning, investment consulting, and municipal advisory services.

Martin Velastegui is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2017. Prior to his current role, he was involved with Masa Restaurant and also worked at Florida State University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and consulting services through various specialized programs.

Erin Rodberg is a Series 66 licensed financial advisor with Raymond James & Associates in St. Petersburg, FL, and has one year of industry experience. Prior to joining Raymond James, Rodberg held roles at Polen Capital Management, Foreside Funds Distributors LLC, and Bank of Montreal. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning and consulting with a focus on tailored, non-discretionary advice supported by various portfolio management styles and affiliated research.

Curtis Chambers is a CFP® professional with 29 years of industry experience, currently affiliated with LPL Financial since 2009. Prior to joining LPL Financial, he worked at Edward Jones from 2006 to 2009. He has co-authored a book on tax policy in the United States with his father. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting a broad network of investment adviser representatives.

Trent Gain is a financial advisor with LPL Financial in Largo, Florida, holding Series 63 and Series 65 credentials and 27 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Independent Financial Partners, and USAA Financial Planning Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Destiny Kunzig Lozano is a financial advisor at Ameriprise with five years of industry experience. She holds a Series 66 designation and previously worked at the University of South Florida and Publix Supermarkets. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, using a combination of investment research, third-party data, and algorithmic tools to provide written recommendations and ongoing advice.

Erin Eckhouse is a Series 66-credentialed advisor with Raymond James & Associates, bringing 16 years of industry experience. She has been with Raymond James Financial International Limited since 2017 and Raymond James & Associates since 2016. Outside of her advisory role, she is involved in food production and distribution through Spring Bayou Foods and volunteers with the Junior League of Tampa. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services with a variety of portfolio management styles and affiliated research resources.

Charles Maxwell is a financial advisor with LPL Financial in Seminole, Florida, holding Series 63 and Series 65 licenses and 42 years of industry experience. His prior roles include long tenures at H. Beck, Inc. and his own firm, Charles C Maxwell, as well as experience with Grove Point Investments and Advisors. Outside of advisory work, he has maintained a longstanding position with the Montgomery County Department of Recreation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad network of over 22,800 advisors.

Scott Conti is a financial advisor with Ameriprise in Sarasota, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as president of SBConti, Inc., a tax preparation business. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, primarily for clients with Ameriprise-managed accounts.

Steven Lusk is a financial advisor with Mass Mutual Investors Services in Tampa, FL. He holds the Series 63 and Series 65 licenses and has one year of industry experience. Prior to his current role, he worked at Fisher Investments and Charles Schwab & Co., Inc. He also spent several years at Florida State University, including a position in the Office of Financial Aid. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

Michael Steuer is a Series 65-credentialed advisor with Cetera Wealth Services, LLC, bringing 12 years of industry experience. He has a substantial background in accounting and tax services through his ownership of multiple CPA firms since 2003. Outside of his advisory role, Steuer serves as president and treasurer for several local condominium and homeowner associations, and he is also president of a technology and marketing services corporation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving individual, institutional, and retirement plan clients. The firm offers diverse investment solutions, including discretionary and non-discretionary portfolio management, access to third-party money managers, and customizable program structures.