Shaun Jacobs is an Investment Consultant who focuses on helping clients develop plans to reach their financial goals. He has experience working at Fidelity Investments, where he served as a Workplace Planning Consultant from 2023 to 2025 and as a Workplace Planning Associate from 2022 to 2023. His professional background involves workplace planning and investment consulting. Outside of work, Shaun enjoys baseball, attending concerts, spending time with pets, and reading.

Christopher Lucero is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and six years of industry experience. He has been with Merrill since 2013, including through its affiliation with Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, integrating internal and third-party management teams.

Nirmal Patel is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2023. Prior to that, he spent time at Merrill and has academic experience at Florida State University and Lake Sumter State College. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Jessica Kates is a financial advisor at Merrill with a Series 66 designation and 16 years of experience, all with Merrill in Jacksonville, FL. She has worked at the firm since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lois Bratkovich is a financial advisor at LPL Financial with 21 years of industry experience. She holds the CFP® and Series 63 designations. Her prior firms include H. Beck, Inc. and FSC Securities Corporation. Outside of her advisory role, she serves as a precinct committeeman. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, employing both discretionary and non-discretionary strategies supported by technology tools.

Raven Lowther is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, Lowther worked at Clean Energy Resolutions LLC and held various positions in the food service industry. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies managed by internal CIO teams and third-party style managers for individuals, high-net-worth clients, and institutions.

James Spilman is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management, based in Jacksonville, Florida. He has been with Merrill Lynch since 1985 and brings over 30 years of investment experience to his role. James offers clients customized wealth management advice and personalized service in areas such as retirement planning, tax minimization strategies, portfolio construction, college education planning, liquidity management, and both individual and corporate investment strategies. James holds a Bachelor's Degree in Accounting from the University of Tennessee at Martin and is a Personal Investment Advisor (PIA). His approach is grounded in understanding each client's objectives and maintaining open communication to help meet their financial goals. As he approaches his 40th anniversary with Merrill in 2025, James continues to assist clients in achieving their financial goals and objectives. Outside of his professional work, James participates in community service through volunteering with local organizations. His personal interests include baseball, basketball, biking, football, golfing, tennis, and spending time with his family.

James Williams is a financial advisor at UBS Financial Services with nine years of industry experience. He previously worked at Merrill and began his career at Integrity Transport. Outside of finance, he coaches and trains youth basketball through the Jacksonville Basketball Academy and serves as an assistant basketball coach for the Junior Varsity Men's basketball team at Providence School. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services tailored to clients’ goals and risk tolerances.

Christopher Bouton is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 21 years of industry experience. He has worked at Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Norman Dsilva is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. Outside of advisory work, he owns a non-investment related business, DSilva International, based in Franklin, New Hampshire. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Kim Sage is a financial advisor at Morgan Stanley with 27 years of industry experience. She previously worked at UBS Financial Services for 13 years before joining Morgan Stanley Smith Barney LLC in 2025. Kim holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning and asset management, supported by firm-approved planning tools and research.

Kimani Ridley is a Financial Advisor at Merrill Lynch Wealth Management, specializing in legacy planning, managing new wealth, personal retirement planning, philanthropic planning, and portfolio management services. With over eight years of industry experience, Kimani focuses on delivering personalized financial guidance that combines investments, insurance, lending, and banking solutions tailored to client needs. Kimani's expertise extends to small business strategies, special needs planning, women and wealth, individual and corporate investment strategies, and retirement income. Leveraging experience from both Bank of America and Merrill Lynch, Kimani aims to simplify complex financial matters to empower clients to make informed decisions. Kimani holds a Bachelor's Degree from the College of the Holy Cross and is a Personal Investment Advisor (PIA). Outside of work, Kimani enjoys basketball, football, golfing, scuba diving, spending time with family, and traveling.

Leon Hires is a financial advisor at Fidelity with 22 years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments and its affiliates since 2007, following four years at Merrill. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and portfolio management. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its advisory roles to multiple registered investment companies and its use of AI-driven research methods.

Amber Bennett is a financial advisor at Raymond James Financial Services Advisors, Inc. with 18 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Bb&T Securities, Truist Advisory Services, and Pinnacle Bank/Pinnacle Financial Partners. She also works as a registered sales assistant and client service associate with Pinnacle Asset Management and The Horizon Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Gavin Lyter is an Investment Solutions Representative III at Fidelity Investments. In this role, he partners with clients to understand their short- and long-term goals and helps build customized financial plans tailored to their unique needs. Gavin has been with Fidelity Investments since 2021, progressing through several roles including Customer Relationship Advocate, High Net Worth Service Associate, and Investment Solutions Representative I and II before his current position. This experience has enabled him to develop a comprehensive understanding of investment solutions and client services. Outside of his professional work, Gavin has personal interests in golf, movies, music, and traveling.

Steven Corrao is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms, including Merrill, Citigroup, and Fidelity Investments. His prior experience also includes roles outside of traditional wealth management, such as at JWB Real Estate Companies and DAT Bootcamp. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Elizabeth Fredeking is a financial advisor with Merrill Lynch Wealth Management. She has been with Merrill since 2015 and is focused on building deep client relationships through personalized wealth management strategies. Her work includes helping clients create strategies aligned with their financial goals by understanding what matters most to them. Elizabeth provides professional advice in areas such as tax and estate needs, wealth preservation, retirement planning, and portfolio management. Her client focus areas include college education planning, corporate benefits, family wealth management strategies, personal retirement planning, tax minimization, and retirement income. She holds the FINRA Series 7 and Series 66 registrations, as well as the Personal Investment Advisor (PIA) designation, and is registered in multiple states. She earned a bachelor's degree from the University of Cincinnati. Elizabeth also participates in community volunteering activities. Her personal interests include cooking, gardening, golfing, running, skiing, swimming, tennis, traveling, and yoga.

Lauren Blazejewski is a Financial Advisor with Merrill Lynch Wealth Management, where she assists individuals, families, and business owners in navigating their financial lives through personalized wealth management strategies. She joined Merrill Lynch in 2022 and began her career with the Courtney, Patrick & Tutwiler Group, focusing on retirement planning, wealth management, and client service. She holds FINRA Series 7 and Series 66 registrations and earned her Chartered Retirement Planning Counselor™ (CRPC™) designation in 2025. Lauren earned a Bachelor's Degree from Ferris State University. Lauren resides in Fernandina Beach, Florida, with her husband and two children. Outside of work, she enjoys fitness, spending time with family, and exploring national parks.

Brent Greisinger is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held positions at Kaleris, Wabtec, and GE Transportation. Outside of his advisory work, he participates in selling NFL season tickets through the ticket exchange for Packers home games. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, fund advisory, and model portfolios, with notable use of systematic methodologies and AI-driven research.

Jesus Adkins is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior work includes roles at Bank of America, Citigroup, Compass, and Fidelity Investments, as well as nine years of service in the United States Navy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.