Jordan Raymond is a financial advisor with Schwab Wealth Advisory holding a Series 66 designation and four years of industry experience. His prior roles include positions at Fidelity Investments, Northwestern Mutual, and various wealth management firms. Outside of financial services, he was involved with OHSO Brewery and Distillery for several years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm focuses on annual reviews and investment recommendations while leaving final trading decisions to clients.

Nolan Sand is a Planning Consultant at the Peoria Investor Center, where he supports Financial Consultants in building client relationships and assisting families in working toward their financial goals. He has been in this role since 2022. His professional experience includes roles at Fidelity Investments as a Planning Consultant, and multiple positions at Charles Schwab from 2020 to 2022, including Client Relationship Specialist, High Net Worth Specialist, and Financial Services Professional. Prior to that, he worked at Harbor Investment Advisors, Desert Schools Credit Union, Desert Schools Financial Services, and Farm Bureau Financial Services in various capacities. Outside of his professional work, Nolan is interested in family activities, social events with friends, golf, and traveling.

Jason Edwards is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He previously worked at The Vanguard Group, Inc. for 10 years before joining Charles Schwab and Schwab Wealth Advisory in 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Todd Ruble is a financial advisor at Beacon Pointe Advisors, LLC with 13 years of industry experience. He has held positions at Beacon Pointe Advisors since 2021 and previously worked at Stonegate Capital Advisors, LLC for six years. Ruble holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Beacon Pointe Advisors provides wealth advisory, consulting, and retirement-plan services to a diverse client base that includes individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Joanne Astle is a financial advisor at Commonwealth Financial Network with 47 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Commonwealth and Astle Investment Management since 2015. Astle Investment Management is a part-owned entity involved in securities business conducted at her branch. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions.

Marshall Lohrenz is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His career includes roles at Independent Financial Group, Entrust Financial Partners, and his own firm, Marshall Reed Lohrenz. He is also a minister at Central Church of Christ and involved with estate planning through EstateDocs Pro, as well as serving as a non-paid representative for the Society for Financial Awareness. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform with multiple custodians and third-party managers.

Brett Billenstein is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. His prior roles include positions at USAA, Ally Invest, and The Vanguard Group. Brett holds Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm utilizes Schwab’s asset allocation models and research tools, with advisors recommending strategies while clients make final trading decisions.

Thomas King is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2022, including his current role at Schwab Wealth Advisory beginning in 2025. His prior experience includes positions outside the financial industry, such as roles in student accessibility services and the hospitality sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

Corey Jones is a CFP® with 15 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory since 2016. He is also a member of Creative Inspiration, LLC, a freelance journalism and project management business started by his wife, in which he holds a non-paid membership role. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of securities. The firm operates within the Schwab ecosystem and uses standard asset allocation models and research tools, leaving final trading decisions to clients.

Scott Bird III is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and nine years of industry experience. He has been associated with Advantex Group, LLC since 2001, where he is involved in the sale of life insurance and fixed annuities through Estate Preservation Advisors. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning via a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions.

Malia Sperling is a financial advisor with Eagle Strategies (NY Life) based in Phoenix, AZ. She holds Series 63 and Series 65 licenses and has five years of industry experience. Prior to her current roles, she has been associated with New York Life Insurance Co. and NYLIFE Securities LLC since 2020. Outside of advising, she is an owner and board member of SPX Productions LLC, a video marketing and advertising company. Eagle Strategies serves a broad range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Brandon Orr is a financial advisor at TLG Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and The Vanguard Group. Orr served in the United States Marine Corps for four years and has experience in investment operations at Investors Preferred Life Insurance Company. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets, serving individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing fundamental analysis and Modern Portfolio Theory in its investment approach.

Tatiana Brownell is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. She has been with Charles Schwab & Co., Inc. since 2008 and with Schwab Wealth Advisory since 2016. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering annual financial reviews and investment recommendations using Schwab's asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many other enterprise wealth managers.

Ernest Giltner is a CFP® professional with nine years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. He has been with Schwab Wealth Advisory since 2018 and with Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools to guide investment recommendations while leaving final trading decisions to clients. The firm operates as an internal advisory unit within Charles Schwab and primarily serves individual investors through annual reviews and wealth management education.

Lindsey Underwood is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Charles Schwab since 2009, including 14 years at Schwab Wealth Advisory. Outside of her advisory work, she serves as Vice President of Membership for Phoenix Delta Gamma, a local alumnae sorority organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across a variety of asset classes using Schwab’s proprietary tools and models.

John Hanson is a financial advisor at Integrity Alliance, LLC with 12 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior roles include positions at Lion Street Financial, The Leaders Group Inc, Rational Life, Investacorp Inc, and Highland Capital. Hanson is also involved in insurance product sales as an independent contractor. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, utilizing a range of portfolio management approaches and custodial platforms.

Gilberto Cuen is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2019. He has been affiliated with Charles Schwab since 2014 and has a background that includes 15 years at CostCo. Outside of his advisory role, he is involved in buying, renovating, and selling homes. Schwab Wealth Advisory, Inc. provides non‑discretionary fiduciary investment advice to clients enrolled in its program, delivering services through Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on wealth management education and annual account reviews without discretionary trading authority.

Kelly Richards is a financial advisor at Allworth Financial, L.P. in Phoenix, AZ, holding Series 63 and Series 65 credentials with 21 years of industry experience. Prior to joining Allworth Financial in 2021, Richards worked at First Allied Advisory Services and BHF RG Capital, among other firms. Outside of advisory work, Richards is a managing member of Dynamite Office Holdings, LLC, and a partner in It's Happening, LLC, both real estate-related entities. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolios combining various model strategies, including specialized ETF approaches, and utilizes technology to manage held-away retirement accounts without client login credentials.

Joseph Estrella is a CFP®-certified financial advisor with Schwab Wealth Advisory in Phoenix, AZ, with four years of industry experience. Prior to his current role, he worked at Protein Lab and has held positions in retail and food service. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering annual financial reviews, retirement planning discussions, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab and does not act as a discretionary portfolio manager.

Ryan Schulte is a CFP® professional with 20 years of experience in financial services. He is currently with Guardian Life and affiliated with Park Avenue Securities, where he has worked in various capacities since 2016. Outside of his advisory role, Schulte is an adjunct professor of finance, teaches cash flow management, and writes articles for various sources. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, retirement consulting, and investment advisory programs to individuals, high-net-worth clients, and institutional entities. The firm offers discretionary and non-discretionary advisory solutions, including digital options, and integrates proprietary and third-party investment strategies.