Brandon Fiely is a financial advisor with LPL Financial in Newport Beach, CA, holding a Series 66 designation and 21 years of industry experience. He has been with LPL Financial since 2005. Outside of his advisory role, he is involved as an agent selling prepaid legal plans. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management supported by proprietary and third-party research.

Ali Saghafi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and is also affiliated with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Mai Nguyen is a Series 66-licensed financial advisor with Morgan Stanley in Newport Beach, California, and has 17 years of industry experience. She previously worked at UBS Financial Services Inc. from 2013 to 2018 before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning approach uses structured discovery and firm-approved tools, including scenario modeling, while acting primarily in an advisory capacity.

David Moore is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 42 years of industry experience. He has previously worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith, Incorporated. Outside of his advisory role, he is a 50% owner of BIG BOY, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Eugene Okoreeh is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2006. Outside of advisory activities, he also engages in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates implementation to BNY Mellon Advisors.

Frank Amelio is a financial advisor with LPL Financial in Newport Beach, CA, holding Series 63 and Series 65 designations and possessing 40 years of industry experience. He has been with LPL Financial since 2013 and concurrently worked with Focus Investment Advisors from 2013 through 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management, supported by research and multiple investment strategies.

Marie Steinman is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 21 years of industry experience. She has been with Stifel since 2020 and previously worked at Bank of America from 2013 to 2020. Outside of her advisory role, she is a co-owner of a rental property in Cannes, France. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Robert Burns is a CFP® with 39 years of industry experience and has been with Stifel Nicolaus & Co. Inc. since 2008. He serves as a board member for the Rotary Club of San Clemente and works as an actor and theater coach. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and planning methodologies.

June Bahr is a financial advisor at UBS Financial Services with 52 years of industry experience. She has been with UBS since 1988. Bahr holds a Series 63 designation and is based in Newport Beach, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals.

Kevin Rutten is a financial advisor with Stifel, holding a Series 66 designation and 18 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2021, following five years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking methodologies developed by its Investment Strategy Group to support asset allocation and financial planning analyses.

Timothy Mosley is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co., Inc. since 2005, including a role at Charles Schwab Bank beginning in 2010. Based in Newport Beach, CA, his career has been focused within the Schwab organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Carina Bagboudarian is a financial advisor at UBS Financial Services with 14 years of industry experience. She holds the Series 66 designation and has been with UBS since 2013. Outside of her advisory role, she owns and manages a short-term vacation rental property in Big Bear City, California. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research and expanded service offerings through its platform.

Katelyn Gallagher is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 66 designations and is based in Newport Beach, CA. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Garland Sharp III is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and 18 years of industry experience. He has worked at Charles Schwab since 2007 and has been affiliated with Charles Schwab Bank SSB since 2013. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, leveraging multi-asset model portfolios and research from its Center for Financial Research.

Kerry Mangano is a financial advisor at Stifel with 44 years of industry experience. He holds a Series 63 designation and has worked at Stifel Nicolaus & Co Inc since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is supported by proprietary methodologies developed by its Investment Strategy Group, providing analysis and guidance for asset allocation and financial planning.

Ni Liang is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Brea, California. He works alongside a team of professionals to provide clients with comprehensive financial guidance. Ni focuses on helping clients navigate their unique financial needs by discerning options that fit their individual circumstances, aiming to establish structures that support a more secure financial future. Before joining Merrill Lynch, Ni began his professional career in accounting, earning his CPA license. He later completed a Master of Business Administration degree from Loyola Marymount University and gained experience at BNY Mellon Wealth Management, where he advised ultra-high-net-worth families. His expertise includes investing, trust and estate planning services, residential lending, higher-education savings, and insurance. Ni advises a diverse client base, including families from the Chinese American community, as he is fluent in Mandarin. Outside of his professional role, Ni is involved in community organizations such as the Cal Poly Pomona Alumni Association and Junior Achievement. He also enjoys spending time with his family and participating in recreational activities.

Richard Umbarger is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Raymond James since 2022 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC between 2009 and 2022. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

David Kistner is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice grounded in modern portfolio theory. The firm includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, and acts as an ERISA fiduciary when providing investment advice.

Brian Moshenko is a financial advisor with Cetera who holds a Series 66 credential and has 23 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services for over two decades and has owned Moshenko & Associates Inc. since 1999, where he provides accounting and tax preparation services. He also serves as a board member of the Laguna Niguel Rolling Hills Community Association and as treasurer of Desert Oasis Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and has over $256 billion in assets under management.

Charla Riley is a Series 66-licensed financial advisor with LPL Financial, based in Aliso Viejo, CA, and has 25 years of industry experience. She has been with LPL Financial since 2009. Outside of her advisory work, she teaches yoga and meditation workshops and serves on the board of the Public Law Center, a nonprofit organization. She also teaches at Irvine Valley College’s Emeritus adult community education program. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, incorporating both discretionary and non-discretionary management along with research-supported model portfolios.