Mark Rehms is a financial advisor at J.P. Morgan Securities with 42 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Securities and JPMorgan Chase Bank since 2018, following a three-year tenure at Morgan Stanley Private Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are offered on a non-discretionary basis, allowing clients to retain final decision-making authority.

Thomas Kirwan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He previously worked at UBS Financial Services for eight years before joining Wells Fargo in 2018. Outside of his advisory role, he has ownership in Zephyr Cove Associates, LLC, where he reviews properties for potential purchase. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Marc Spiegel is a CFP® with 38 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He previously worked at FSC Securities Corporation for 29 years and was affiliated with the University of California Irvine for 25 years. Outside of his advisory role, Spiegel owns two sole proprietorships focused on tax return preparation and insurance, and acts as a trustee managing licensing and intellectual property matters related to the likeness of "Andre the Giant." OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement plan consulting, and access to third-party money managers. The firm utilizes a variety of asset-allocation tools and supports both discretionary and non-discretionary portfolio management across multiple investment types.

Chace Jackson is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. His work history includes roles at Merrill, Bank of America, LPL Financial LLC, and ZB. NA / Zions. Outside of finance, he owns Reimagined Home Improvements Inc., a home-based business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lawrence Smith is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 31 years before joining Wells Fargo in 2021. He serves as vice president of the Lyons-Smith Family Foundation, a charitable organization. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Alexander Biestek is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Prior to joining Schwab, he worked at Equitable Advisors and has additional experience outside finance, including operating a bail bonds business and working as a background actor in advertising. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, offering multi-asset model portfolios and centralized operational support.

Michael Rezai is a Financial Advisor at Merrill Lynch Wealth Management. He brings a strategy-led perspective to wealth management, shaped by experience advising private equity firms, multinational corporations, and executive leadership teams on capital allocation, acquisitions, and complex financial decisions. His expertise includes corporate executive services, executive compensation, family wealth management strategies, international wealth management, legacy planning, liquidity management, philanthropic planning, small business strategies, individual and corporate investment strategy, and tax minimization. Michael's work centers on the stewardship of wealth by aligning investments, banking, lending, liquidity, tax considerations, estate planning, and legacy objectives within a unified long-term framework. Michael holds a Bachelor of Business Administration and a Master of Business Administration from the University of Cincinnati. He has a background in private equity, M&A advisory, and strategic consulting. He is a Personal Investment Advisor (PIA). Outside of work, Michael enjoys hiking, music, reading, spending time with his family, tennis, and traveling.

William Best is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He previously worked at Morgan Stanley Smith Barney for eight years before joining Raymond James in 2017. Outside of his advisory role, he is involved in operating a festival campsite presentation company, serves as a pastor for a religious organization, and pursues musical activities including songwriting and live performances. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a wide range of clients including individuals, institutions, and municipal entities. The firm emphasizes tailored financial planning and non-discretionary consulting supported by extensive research and a variety of portfolio management styles.

Hormoz Aslani is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His career includes prior roles at CUSO Financial Services, CitiGroup, Wells Fargo, Fifth Third Securities, U.S. Bancorp Investments, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions supported by a large network of investment adviser representatives and a variety of operational and research tools.

Quincy Johnson is a Financial Consultant at Fidelity Investments, a position he has held since 2026. In his role, he partners with clients to develop personalized financial plans and strategies aimed at helping them achieve their financial goals and increasing their confidence in their financial future. Prior to his current role, Quincy held several positions within Fidelity Investments, including Investment Consultant (2025-2026), Relationship Manager (2024-2025), and Central Relationship Manager (2023-2024). He holds a California Insurance License. Outside of his professional work, Quincy has interests in cars, fitness, football, music, outdoor adventures, and snowboarding.

Tracy Riddle is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 credentials and 35 years of industry experience. Prior to joining Wells Fargo Clearing in 2016, she worked at Wells Fargo Advisors LLC from 2009 to 2016 and Prudential Equity Group, LLC from 2001 to 2003. Outside of her advisory role, she serves as a trustee for a family trust and manages an investment-related LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research from Wells Fargo Investment Institute and third-party sources to evaluate investment managers and options, offering both brokerage and advisory solutions.

Joon Young Lee is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has previously worked at Hibu, AT&T, Hometown Equity Mortgage, Charter Communications, and Verizon. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Michael Reimer is a financial advisor with Stifel, holding a Series 63 designation and bringing 40 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2020 and previously served at Morgan Stanley Private Bank, National Association from 2015 to 2020. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jason Underwood is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2014 and 2016, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm operates a large-scale, integrated model combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and alternative investment programs.

Gayle Bullock is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, as well as MORGAN STANLEY SMITH BARNEY llc since 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and an Estate Planning Strategies Group.

Ali Bavarian is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James since 2011. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Jeffrey Holsinger is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill and Bank of America, N.A., among other roles. Outside of financial services, he has been involved in used book sales through eBay and Amazon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Bolwell is a financial advisor at Stifel with 41 years of industry experience. He holds the Series 63 designation and has worked at Stifel Niclaus & Co Inc since 2020, previously serving at Morgan Stanley Private Bank from 2015 to 2020. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, employing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Ryan Moore is a Private Wealth Manager at Merrill Private Wealth Management. He applies analytical and strategic skills to assist ultra-high net worth clients in defining and pursuing their long-term financial objectives. His role involves developing wealth strategies that begin with clarifying the purpose of a client’s wealth and extend through sophisticated investment management and multigenerational planning. Ryan has been in financial services since 2006. He began his career at Merrill as a Financial Advisor before working in Fixed Income Trading at The Capital Group. He returned to Merrill in 2014. Ryan holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned an M.B.A. from UCLA's Anderson School of Management, specializing in Corporate Finance & Strategy and Global Management, and a B.S. in Managerial Economics from the University of California, Davis. Based in Costa Mesa, Ryan lives with his wife and two daughters. He enjoys outdoor activities such as fly-fishing, backpacking, and skiing, as well as traveling, cooking, and exploring new restaurants.

Zachary Zwilling is a CFP®-certified financial advisor with 19 years of industry experience, currently with Morgan Stanley in Laguna Niguel, CA. His prior experience includes roles at J.P. Morgan Securities, Chase Investment Services, and U.S. Bancorp Advisors. Outside of his advisory work, he owns and manages rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and advanced modeling techniques.