Daniel Clouse is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Payep Shu is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation, The Vanguard Group, Inc., and Cascade Financial Services. Shu has experience working in both education and telecommunications sectors. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, delivering personalized asset allocations through a digital platform supported by a team of over 2,200 advisors.

Rebecca Phelan is a financial advisor at Edward Jones in Scottsdale, AZ, with 18 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,700 financial advisors and manages approximately $1.01 trillion in assets under management.

Eric Gould is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. He has been with The Vanguard Group since 2020 and previously worked in various roles including at Four Peaks Brewing Company and Arrowroot Family Office. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor support.

Scott Indgjer is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Securities America Inc. and Ameritas Investment Corp. He has been with OSAIC since 2024. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers with a portfolio approach that includes a range of asset classes and customizable investment strategies.

Monica Rincon is a financial advisor at Robert W. Baird & Co. with four years of industry experience. She holds a Series 66 designation and has worked at firms including Charles Schwab and US Bank prior to joining Baird in 2021. Monica is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio management services, employing a range of strategies from traditional equity and fixed income to more complex approaches, including discretionary and non-discretionary management.

Dale Malleck is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at LPL Financial and BancWest Investment Services. Outside of his advisory role, he is involved in a home-based music band, dedicating about 10 hours per month. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Andy Garcia is a financial advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and previously worked at firms including Charles Schwab & Co., Fidelity Investments, and The Prudential Insurance Company of America. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, including financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across a range of investment types.

Shane Collins is a financial advisor at Vanguard Advisers with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Vanguard Advisers since 2007. Collins also has concurrent roles with Vanguard Marketing Corporation and The Vanguard Group, Inc., both since 2004. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs with various tax-aware and customization features.

Ashley Baka is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. Prior to joining Fidelity, she held positions at Hightower Advisors and has been involved in various roles outside finance, including work with White Eagle Golf Club and involvement in fitness-related ventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment company clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Alexander Lingham is a financial advisor at Vanguard Advisers with 11 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at Infosys for four years and has been involved with SGAL Enterprise, LLC, a cosmetic products business he owns, since 2014. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Benjamin Spidale is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2024. His prior experience includes roles at Mercer Investments LLC and The Vanguard Group Inc, as well as self-employment since 2019. Outside of finance, he owns a small e-commerce business specializing in buying and selling autographed sports memorabilia. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with a range of investment strategies and a nationwide network of advisors. The firm manages over $1 trillion in assets and offers services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient advisory solutions.

Steven Gillan is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since joining the firm in 2005. He has been in the financial services industry since 1996. Steven focuses on assisting individuals, families, and businesses in achieving their financial goals by developing wealth management strategies tailored to their specific objectives and risk tolerance. His expertise covers a range of areas including education and retirement planning, estate planning in collaboration with clients’ CPAs and attorneys, life insurance analysis, and fixed income investing for individuals and families. For business clients, Steven offers services related to cash management, professional practice lending through Bank of America, risk management, retirement plans, and business succession planning. He serves client needs across family wealth management strategies, services for endowments, foundations, non-profits, managing new wealth, personal retirement planning, portfolio management, and retirement income. Steven holds a Bachelor’s Degree from the University of Dayton and has earned multiple professional designations including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). He was recognized by Barron’s as a Top 1,200 Financial Advisor in 2017 and named to Forbes’ Best-in-State Wealth Advisors list in 2020. Outside of his professional work, Steven enjoys spending time with his family, playing tennis, and volleyball.

Danielle Holden is a financial advisor at Vanguard Advisers with 13 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Wells Fargo Bank and Wells Fargo Clearing before joining Vanguard in 2025. She maintains an insurance license as a secondary professional activity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios constructed largely from Vanguard funds and ETFs, supported by a large team of advisors and digital platforms.

Thomas Da Prato is a financial advisor at Vanguard Advisers in Scottsdale, AZ, holding Series 66 and Series 63 credentials. He has been with Vanguard Advisers since 2026 and has prior experience as a self-employed advisor, as well as roles within The Vanguard Group and Vanguard Marketing Corporation. Outside of finance, he has worked in education and the food service industry. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, using proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Richard Elchert is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 license with three years of industry experience. Prior to his current role at Morgan Stanley, he worked at Allied First Bank and JFQ Lending Inc, among other positions outside the financial sector including restaurant management. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs supported by firm-approved planning tools and methodologies.

Jonathan Greenway is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 66 and Series 63 designations and serves as a Senior Airman in the Air National Guard. He has been with Vanguard Advisers and its related entities since 2021. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to create personalized asset allocations and offers a range of customizable portfolio options.

Dustin Brown is a CFP® professional with 21 years of experience in the financial services industry. He has worked at LPL Financial since 2023 and previously held roles at Cetera Advisors LLC and Edward Jones. Outside of his advisory role, he operates a YouTube channel and serves on the board of a nonprofit homeowners association. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base, including individuals, retirement plans, banks, and corporations. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Timothy Burgess is a CFP® with experience at Vanguard Advisers since 2026. He previously worked self-employed for one year and has been with various Vanguard entities since 2006, including Vanguard Marketing Corporation and The Vanguard Group, Inc. His background also includes a position at Uber from 2016 to 2017. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs.

Douglas Higgins is a CFP®-credentialed financial advisor with 17 years of industry experience. He has worked at The Vanguard Group since 2016 and was previously with LPL Financial from 2014 to 2016. Higgins is based in Scottsdale, AZ, and holds the Series 66 designation. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants by providing automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily constructed from Vanguard funds and ETFs, featuring tax-aware strategies and customization options.