Nicholas Deane is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 credentials and one year of industry experience. His prior work includes positions at Disys and Lorick Office Products. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Austin Larson is a Financial Consultant at Fidelity Investments, bringing his expertise in retirement planning to clients. As a Certified Financial Planner™, he focuses on helping clients navigate the complexities of retirement strategies and tools. Austin has experience in various financial roles, including Planning Consultant and Financial Representative at Fidelity Investments, as well as a Financial Advisor at Northwestern Mutual. He is known for his follow-through and family-first approach when working with clients. Outside of his professional life, Austin has personal interests in fishing, golf, and military service.

Fred Kauffman is a financial advisor at Vanguard Advisers with 21 years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at TIAA-CREF and Tiaa for 14 years before joining Vanguard in 2025. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform and team servicing model.

David Schiff is a CFP® professional with 24 years of industry experience, currently affiliated with Raymond James Financial in Cornelius, NC. He has been with Raymond James Financial Services, Inc. since 2002 and with Raymond James Financial since 2009. In addition to his advisory role, Schiff owns Schiff Financial, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to model potential outcomes.

Anthony Allen is a CFP®-certified financial advisor with 17 years of industry experience, currently with Vanguard Advisers in Charlotte, NC. He has been with The Vanguard Group since 2013, following brief tenures at J.P. Morgan Securities and Chase Investment Services Corp. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary modeling and largely Vanguard-based funds. The firm is notable for its scale, digital delivery platform, and focus on retail and plan participant clients.

Brian Partridge is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds a Series 66 designation and has been with Vanguard since 2018. Outside of his advisory role, he is the owner of several retail and service businesses, including Granite Creek Boxes, LLC, and Rey's Reflector Ovens, LLC, as well as an author with Granite Creek Boxes Publishing. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory team model.

Joseph Byer is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at firms including UBS Financial Services, LPL Financial, and TD Ameritrade. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Ryan Meiser is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2010, advancing through roles including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Advisor and Financial Advisor Intern at Edward Jones Investments from 2007 to 2010. With over 15 years of experience in the financial industry, Ryan helps clients grow and protect their wealth, make sound investment decisions, and simplify their financial lives. He leverages his understanding of Fidelity's broad platform of resources to assist clients in creating personalized financial plans. Outside of his professional work, Ryan has interests in boating, parenthood, reading, running, and soccer.

Brian Bailey is a CFP® professional with 28 years of experience in the financial industry, currently serving at Vanguard Advisers since 2019. He has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1998. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach that incorporates proprietary models and primarily utilizes Vanguard funds and ETFs.

Philip Coleman is a CFP® professional with 27 years of experience in the financial industry. He has been with Vanguard Advisers since 2012 and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. in various roles since 1999. He is based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs with features such as tax-awareness and customization options.

James Forker V is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 designations and has nine years of industry experience, including roles at The Vanguard Group and prior experience at Elon University. Outside of his advisory work, he is also engaged in dog walking and dog sitting services. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor support.

La Teesha Mc Cullough is a CFP® and Series 66–licensed financial advisor with seven years of industry experience. She has been with Edward Jones since 2019 and previously worked at LPL Financial, Fifth Third Bank, and Chase Bank. Outside of her advisory role, she is the owner of Swole and Whole, LLC, a retail ecommerce business focused on athletic apparel, though she is currently not active in merchandise sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jennifer Snider is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for Morgan Stanley Services Group Inc. from 2016 to 2023. Outside of her advisory role, she has managed digital currency holdings as a sole proprietor. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a mix of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Kevin Fogg is a financial advisor at Fidelity with Series 63, 65, and 66 licenses and four years of industry experience. His prior roles include positions at The Vanguard Group, Cardinal Financial, and New Rez. Before entering financial services, he spent 14 years at Macy's Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is also noted for its role as a commodity pool operator, advisory services to registered investment companies, and use of AI and systematic methodologies in portfolio management.

Nicholas Gorham is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 credential and one year of industry experience. He previously worked with Principal Advised Services and Principal Securities, providing investment advice related to retirement plan distributions. Outside of his advisory role, he serves as a retirement consultant offering individualized distribution recommendations and has experience in bank product sales. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research from Wells Fargo Investment Institute and third parties to support diversified portfolio strategies and offers a range of financial products through affiliated bank and insurance entities.

Marshall Ward is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to joining Edward Jones, he was involved with JFL Enterprises Inc d/b/a Failure Free Reading from 2011 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Candace Delaney is a CFP® with 16 years of industry experience, currently with Vanguard Advisers. She has worked at Vanguard Marketing Corporation and The Vanguard Group since 2014 and previously at Ameriprise from 2011 to 2014. Outside of her advisory role, she is a silent member of Vanderpool Farms LLC, a family-owned farmland and forestry business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and offers a range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Peter Mcchesney III is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 registrations. He has three years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group. Outside of finance, he has worked in various service and education roles, including positions at Elon University and The Harborside Inn. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Steven Hatley is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he also works as a driver for Uber and Lyft. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third parties to guide investment decisions and offers a broad range of brokerage and advisory solutions.

Stephanie Warren is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 11 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.