John Yeager is a financial advisor at UBS Financial Services with 22 years of industry experience. He has been with UBS since 2006 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, offering a broad range of services supported by proprietary research and capital market insights.

Nishan Pant is a financial advisor with LPL Financial, holding a Series 66 designation and based in San Lorenzo, CA. He has worked in the financial services industry since 2022, with prior experience at BMO Bank N.A., Bank of the West, and Century Commercial Bank Limited. From 2016 to 2021, he was affiliated with Tribhuvan University, Shanker Dev Campus. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and model portfolio management, incorporating both discretionary and non-discretionary strategies supported by internal and third-party research.

Robert Mclalan Jr. is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and 45 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and also with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Christoph Menzl is a financial advisor with Edward Jones in Burlingame, CA, holding a Series 66 designation and four years of industry experience. Before joining Edward Jones in 2021, he worked for Abbott Laboratories from 2007 to 2021. He serves on the advisory board of the nonprofit Phase2Careers and is a director on the board of PetroplastVinora AG. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients, offering a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Victoria Chu is a Series 66-licensed financial advisor with UBS Financial Services in San Francisco, CA, and has 24 years of industry experience. She has been with UBS since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining wealth management with institutional trading capabilities. The firm employs proprietary research and model-based asset allocations to tailor investment plans aligned with clients' goals and risk tolerances.

Jennifer Cai is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2022, following previous roles at RBC Capital Markets and WageWorks, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Elise Mincey is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015 and 2016, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory services.

Erin Sinclair is a Certified Financial Planner™ (CFP®) based in San Mateo, CA, affiliated with Edward Jones. She has 27 years of industry experience, including 12 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment options, operating under a fiduciary standard while maintaining a large retail advisor and branch network.

Ronald Bland is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Royal Alliance Associates, Inc. and Signator Investors, Inc. Bland is also involved in insurance and property-casualty businesses, serving as president of AEIS Inc. and as a principal and 50% owner of Allied Brokers Inc. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm’s approach includes asset-allocation tools, risk-tolerance assessments, and automated rebalancing across portfolios that may include various asset classes, managed on discretionary or non-discretionary bases.

Jack Wong is a financial advisor with Morgan Stanley in Saratoga, California, holding a Series 66 designation and 24 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Outside of his advisory work, he owns a rental property managed by a third party. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

Chau Huynh is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill Lynch since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen M. Snodgrass is a financial advisor at UBS Financial Services with 35 years of industry experience. She has been with UBS since 1992 and holds Series 63 and Series 65 licenses. Snodgrass serves on the investment committee of the Hanna Boys Center, a faith-based nonprofit residential treatment center for at-risk teenage boys, and is a board member and investment committee participant at Mercy Investment Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and capital market assumptions.

Nikola Vukadinovic is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and four years of industry experience. His prior work history includes roles at Bank of America, Merrill, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Sirma Tzoutzova serves as the Regional Vice President for Fidelity Private Wealth Management in the Western United States. In this role, she leads advisory teams focused on assisting ultra-high-net-worth clients and families with wealth preservation, growth, and transfer through personalized and integrated planning and investment strategies. Her professional experience includes positions at Fidelity Investments, where she held roles as Wealth Management Advisor from 2017 to 2021, Senior Account Executive from 2005 to 2013, Investments Representative from 2000 to 2003, and Participant Services Representative from 1999 to 2000. She also served as Managing Director at Silicon Valley Bank from 2013 to 2017. Sirma holds a California Insurance License. Outside of her professional pursuits, she has interests in fitness, social events, golf, parenthood, traveling, and yoga.

Ngoc Tran is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC and ongoing tenure with Wells Fargo Bank, N.A. outside of his advisory role, he owns and operates a photography business in San Jose. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Daire Hogan is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Abraham Alesna is a financial advisor at Merrill with a Series 66 license and less than one year of industry experience. His prior roles include positions at Bank of America, Monterra Credit Union, and 24 Hour Fitness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Lanshe is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Daniel Dhillon is a CFP® professional with 20 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at BMO Harris Bank, Golden1 Investment Services, Fidelity Brokerage Services LLC, Bancwest Investment Services, and Bank of the West. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with access to model portfolios and research.

Shishun Kryskalla is a financial advisor at Ameriprise in San Mateo, CA, holding Series 65 and Series 63 licenses with five years of industry experience. Prior to joining Ameriprise in 2024, he worked at The Blakeley Group, Morgan Stanley, UBS Financial Services, Mercer Global Advisors Inc., and Dragon Financial Group. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies and a written Recommendation Report.